Cheap Auto Insurance in Casa Grande, Arizona (2026)
Just Pay-Per-Mile offers the cheapest car insurance in Casa Grande, with minimum-coverage policies as low as $58 per month.
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Table of contents
Car insurance costs in Casa Grande are generally lower than rates in other areas of Arizona. The average cost of minimum coverage car insurance in Arizona is $94 per month, but in Casa Grande, the average is just $86 per month.
About 20% of Casa Grande’s residents are retirement age, according to U.S. Census Bureau Data[1], which could contribute to the city’s relatively low average monthly rates for car insurance. Casa Grande drivers may be able to save even more on car insurance by comparing quotes from multiple companies.
Quick Facts
Auto-Owners, Just Pay-Per-Mile, and Mile Auto are the three cheapest car insurance companies for Casa Grande drivers, according to Insurify data.
Full coverage car insurance averages $156 per month in Casa Grande.
Casa Grande had 841 traffic accidents, but just seven fatalities in 2022, according to Arizona Department of Transportation data.
Cheapest car insurance companies in Casa Grande
Many car insurance companies provide quality coverage in Casa Grande, Arizona, but you should choose the auto insurance company that best fits your financial situation and insurance needs. You may find that the cheapest insurer doesn’t offer your desired coverage. Hugo, Auto-Owners, and Mile Auto are three companies worth considering for Casa Grande car insurance. All three offer competitive rates. Hugo and Mile Auto may be especially appealing for residents who don't drive much.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| Hugo | 6.3 | N/A | N/A | Drivers with DUIs |
| Auto-Owners | 8.2 | $104 | $69 | Full coverage |
| Mile Auto | 8.8 | $113 | $67 | Pay-per-mile coverage |
Disclaimer: Table data is based on real-time Casa Grande quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Cheapest insurance for drivers with a DUI: Hugo
| User Reviews | 4.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 6.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $177/mo |
4.6
Best choice in Casa Grande, AZBased on 202 verified driver reviews and ratings
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo
Drivers appreciate the pay-as-you-go option and affordability but dislike the lack of full coverage and poor customer service.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Micropayments
No down payments
Fast coverage
Showing recent national reviews - See all 66 Hugo reviews
Shelbi
Verified Purchase
Hugo Helps in a Flash
Reviewed in Illinois on March 21, 2026
I like that Hugo offers short-term plans. However, I wish they offered full coverage for vehicles.
Quincy
Verified Purchase
Great news
Reviewed in Pennsylvania on March 18, 2026
I like it, and it’s much easier to use the app to add cars than talking on the phone and waiting for your card to come in the mail.
Angela
Verified Purchase
Affordable
Reviewed in Texas on February 2, 2026
Love that you can pay it freely by the day, week, or month.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
A pay-as-you-drive car insurance company, Hugo provides flexible coverage durations ranging between three days to six months. The company offers a plan that allows you to turn your coverage on and off, so you only pay for insurance on the days you drive. Hugo primarily offers liability insurance, but it does have a policy similar to full coverage as well.
Pros
Flexible, temporary insurance
Drivers can start and stop coverage as needed
Ideal for people who work from home or drive infrequently
Cons
May not be the most affordable option for daily drivers
Limited policy customization options
Only available in 13 states
Cheapest insurance for full-coverage insurance: Auto-Owners
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $59/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
4.3
Best choice in Casa Grande, AZBased on 323 verified driver reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Cheap rates
Senior drivers
Ample discounts
Showing recent national reviews - See all 148 Auto-Owners reviews
Darryl
Verified Review
Insurance Shopping
Reviewed in Missouri on March 22, 2026
Good, but I've never had a claim with them on this vehicle, and the rate has more than doubled. That's the reason for finding a cheaper policy.
Norberto
Verified Review
Excellent
Reviewed in Florida on March 21, 2026
Definitely not the cheapest insurance you can buy.
Wayne
Verified Review
Cost too much for someone who never had a claim
Reviewed in Florida on March 2, 2026
Never had a claim.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
659NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
With coverage available in 26 states, Auto-Owners provides a full range of auto insurance services and has high marks in claims satisfaction, according to J.D. Power's 2023 U.S. Auto Claims Satisfaction Study. The company provides numerous additional coverage options and 13 advertised insurance discounts to help policyholders save.
Pros
Low rates for most drivers
Low number of customer complaints on the National Association of Insurance Commissioners (NAIC) complaint index
Variety of insurance products eligible for bundling
Cons
Lower-than-average customer satisfaction rating in J.D. Power 2023 U.S. Auto Insurance Study
Quotes only available through an insurance broker
Additional coverage options, such as accident forgiveness, not available
Cheapest insurance for pay-per-mile insurance: Mile Auto
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $64/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $112/mo |
4.5
Best choice in Casa Grande, AZBased on 193 verified driver reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best in Casa Grande for
Low-mileage drivers
Senior drivers
Cheap full coverage
Showing recent national reviews - See all 66 Mile Auto reviews
Olanrewaju
Verified Purchase
Reasonable coverage.
Reviewed in Georgia on March 17, 2026
So far, it has been very good.
Leroy
Verified Review
Why was I canceled?
Reviewed in Texas on February 9, 2026
1/14/26: Liked what I saw and purchased Auto Insurance.
1/29/26: Received an email requesting a "Physician's opinion statement." I did not see this requirement in the many pages of fine print. Was given 30 days to submit.
1/31/26: Via email, I requested information on how to cancel my policy and stated that I do not release medical data to anyone. I did not request the policy be canceled.
2/01/26: Relented.
2/03/26: Hand-delivered request to primary care doctor and made an appointment for an Ophthalmologist for 02/10/26.
2/07/26: Received a USPS letter from MileAuto stating the policy would be canceled effective 3/01/26. The reason given was that "Policy no longer meets underwriting requirements." I have no idea what requirements this refers to.
Ronald
Verified Purchase
Monthly Insurance for the Price of Takeout
Reviewed in Ohio on January 11, 2026
I don't drive much, so it makes sense to me. I feel like I would like to have more coverage than just liability. I know they offer more coverage.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto’s pay-per-mile service is a good option if you work from home or have a hybrid work situation. The company’s individual base rates are based on standard insurance variables such as driving history, age, and location. At the end of every month, policyholders submit their miles driven and Mile Auto calculates what they owe. Mile Auto is only available in nine states, though, so if you move out of Arizona, you might not be able to keep Mile as your insurer.
Pros
Low rates for drivers with low mileage
Legal minimum coverage provided with optional additions
No use of vehicle tracking devices
Cons
Discounts not available
Only sells car insurance
Only available in nine states
How to get the cheapest car insurance in Casa Grande
Cheap insurance rates depend on a number of factors, such as a person’s driving history, insurer, and amount of coverage. People looking for cheap rates may want to try the following strategies, recommends Loretta Worters, vice president of media relations at the Insurance Information Institute.
Ask your insurer for a higher deductible. “For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15% to 30%,” Worters says. “Going to a $1,000 deductible can save you 40 % or more.” But before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim, Worters advises.
Consider dropping coverage. You can decide to drop collision and/or comprehensive coverages on older cars if you don’t need extra protection. “In today’s environment, however, older cars are holding their value a lot longer,” says Worters. “So check with Kelley Blue Book or a bank to determine the car’s value. Typically, if your car is worth less than 10 times the premium, purchasing the coverage may not be cost-effective.”
Ask your insurer about available discounts. Bundling policies can help bring down rates. “Typically, [your insurer] will reduce rates if you have more than one vehicle or have two or more types of insurance,” says Worters.
Cheapest liability-only car insurance in Casa Grande: Just Pay-Per-Mile
If you cause an accident, liability-only car insurance will cover the resulting damage to another person’s car or medical costs for accident-related injuries of the other driver and passengers.[2] Your liability coverage won’t cover any of your injuries or vehicle damage. Most states require drivers to carry at least a minimum amount of liability coverage.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Just Pay-Per-Mile | $58 |
| Auto-Owners | $59 |
| Mile Auto | $64 |
| Progressive | $70 |
| State Farm | $73 |
| Certainly | $74 |
| Sun Coast | $77 |
| Aspire General | $78 |
| Novo Flex | $81 |
| USAA | $82 |
| Mercury | $83 |
| Novo Next | $87 |
| The General | $88 |
| Dairyland | $92 |
| Novo | $92 |
| Just Unlimited | $96 |
| Hiroad | $97 |
| GEICO | $99 |
| Bristol West | $100 |
| Safeco | $100 |
| National General | $101 |
| Direct Auto | $106 |
| Trexis | $113 |
| Commonwealth Casualty | $115 |
| AssuranceAmerica | $116 |
| Root | $116 |
| Clearcover | $118 |
| GAINSCO | $118 |
| Allstate | $121 |
| Travelers | $126 |
| Covercube | $129 |
| COUNTRY Financial | $142 |
| American Family | $143 |
| The Hartford | $146 |
| Farmers | $147 |
| Liberty Mutual | $162 |
| Nationwide | $165 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Casa Grande: Auto-Owners
Full-coverage car insurance — which consists of collision and comprehensive, as well as liability — covers the cost of your vehicle damage and medical expenses, as well as damage to the vehicle you were in an accident with. Collision coverage kicks in to pay for damages to your car from an accident, while comprehensive covers damage to your car caused by something other than an accident.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $101 |
| Just Pay-Per-Mile | $110 |
| Mile Auto | $112 |
| Novo Flex | $113 |
| Novo Next | $121 |
| State Farm | $125 |
| Sun Coast | $130 |
| Progressive | $139 |
| USAA | $140 |
| Novo | $142 |
| Safeco | $142 |
| Mercury | $144 |
| Aspire General | $157 |
| GEICO | $160 |
| Hiroad | $176 |
| Root | $181 |
| Bristol West | $189 |
| Just Unlimited | $189 |
| National General | $197 |
| Clearcover | $198 |
| Direct Auto | $199 |
| Certainly | $204 |
| Allstate | $207 |
| Liberty Mutual | $210 |
| Travelers | $215 |
| The General | $219 |
| AssuranceAmerica | $227 |
| Dairyland | $232 |
| Trexis | $232 |
| Commonwealth Casualty | $242 |
| COUNTRY Financial | $243 |
| American Family | $244 |
| The Hartford | $250 |
| Farmers | $252 |
| Covercube | $261 |
| GAINSCO | $267 |
| Nationwide | $282 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Casa Grande, Arizona
Drivers using Insurify have found quotes as cheap as $36/mo for liability only and $65/mo for full coverage in Casa Grande and other Arizona cities.
*Quotes generated for Insurify users in and around Casa Grande, Arizona within the last 10 days. Last updated on March 31, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 31, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Casa Grande, Arizona within the last 10 days. Last updated on March 31, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 31, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
Arizona law requires drivers to carry a minimum amount of car insurance to legally drive. Every motor vehicle that travels on roads in the state must at least have bodily injury and property damage liability coverage through a company authorized to do business in Arizona.[3]
If the authorities catch you operating a vehicle without the proper insurance, you could have your vehicle registration or license suspended.
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person and $50,000 per accident |
| Property damage liability | $15,000 per accident |
Though not required, you may want to purchase one of the following optional car insurance coverages:
Uninsured/underinsured motorist coverage (UM/UIM)
Arizona recommends $25,000 per person and $50,000 per accident in UM/UIM bodily injury coverage to provide protection in the event of an accident with an uninsured or underinsured driver.
Collision coverage
This covers damages to your vehicle following a collision with another vehicle or object.
Comprehensive coverage
Non-collision incidents caused by natural disaster, falling objects, riots, fire, and more are covered under comprehensive coverage.[4]
Cheapest car insurance for drivers with an incident
When a motorist has an incident on the road — such as an at-fault accident, speeding ticket, or a DUI — they usually earn higher auto premiums. Auto insurers view incidents as a sign that the driver is risky to insure, and the riskiest drivers generally receive higher premiums than non-risky drivers.[5]
In Casa Grande, someone with a clean record might pay $86 per month on average for liability insurance, but a driver with incidents on their motor vehicle record could pay $103 for the same coverage.
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Cheapest car insurance for drivers with a speeding ticket: Just Pay-Per-Mile
Speeding was a factor in about 14% of all fatal accidents in Arizona in 2022.[6] Because speeding increases the risk of getting into an accident, insurers view people with speeding tickets as riskier to insure, and charge them more accordingly.
In Casa Grande, the average cost of car insurance for people with speeding tickets is $109 per month for liability-only coverage and $197 for full coverage. The following table shows monthly liability-only quotes for Casa Grande drivers with speeding tickets.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Clean Record | With Ticket |
|---|---|---|
| Just Pay-Per-Mile | $58 | $73 |
| Auto-Owners | $59 | $77 |
| Mile Auto | $64 | $79 |
| Progressive | $70 | $89 |
| State Farm | $73 | $93 |
| Certainly | $74 | $94 |
| Sun Coast | $77 | $97 |
| Aspire General | $78 | $99 |
| Novo Flex | $81 | $103 |
| USAA | $82 | $107 |
| Mercury | $83 | $116 |
| Novo Next | $87 | $110 |
| The General | $88 | $118 |
| Dairyland | $92 | $116 |
| Novo | $92 | $116 |
| Just Unlimited | $96 | $122 |
| Hiroad | $97 | $123 |
| GEICO | $99 | $130 |
| Bristol West | $100 | $126 |
| Safeco | $100 | $132 |
| National General | $101 | $126 |
| Direct Auto | $106 | $133 |
| Trexis | $113 | $143 |
| Commonwealth Casualty | $115 | $136 |
| AssuranceAmerica | $116 | $148 |
| Root | $116 | $155 |
| Clearcover | $118 | $153 |
| GAINSCO | $118 | $141 |
| Allstate | $121 | $158 |
| Travelers | $126 | $164 |
| Covercube | $129 | $163 |
| COUNTRY Financial | $142 | $195 |
| American Family | $143 | $187 |
| The Hartford | $146 | $203 |
| Farmers | $147 | $189 |
| Liberty Mutual | $162 | $207 |
| Nationwide | $165 | $215 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Just Pay-Per-Mile
Casa Grande had the highest number of accidents of any Pinal County municipality in 2022, according to Arizona DOT data. Because an at-fault accident may require an insurer to pay claims for the other driver's vehicle and injuries, and for your vehicle damage if you have full coverage, car insurance rates typically increase after an at-fault accident.
Casa Grande drivers with accidents on their driving records see average car insurance rates of $211 per month for full coverage and $116 for minimum coverage.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Clean Record | With Accident |
|---|---|---|
| Just Pay-Per-Mile | $58 | $78 |
| Auto-Owners | $59 | $79 |
| Mile Auto | $64 | $87 |
| Progressive | $70 | $95 |
| State Farm | $73 | $98 |
| Certainly | $74 | $100 |
| Sun Coast | $77 | $104 |
| Aspire General | $78 | $105 |
| Novo Flex | $81 | $109 |
| USAA | $82 | $111 |
| Mercury | $83 | $126 |
| Novo Next | $87 | $118 |
| The General | $88 | $122 |
| Dairyland | $92 | $123 |
| Novo | $92 | $124 |
| Just Unlimited | $96 | $130 |
| Hiroad | $97 | $131 |
| GEICO | $99 | $130 |
| Bristol West | $100 | $133 |
| Safeco | $100 | $141 |
| National General | $101 | $136 |
| Direct Auto | $106 | $146 |
| Trexis | $113 | $153 |
| Commonwealth Casualty | $115 | $153 |
| AssuranceAmerica | $116 | $156 |
| Root | $116 | $157 |
| Clearcover | $118 | $174 |
| GAINSCO | $118 | $153 |
| Allstate | $121 | $164 |
| Travelers | $126 | $171 |
| Covercube | $129 | $174 |
| COUNTRY Financial | $142 | $197 |
| American Family | $143 | $194 |
| The Hartford | $146 | $204 |
| Farmers | $147 | $198 |
| Liberty Mutual | $162 | $218 |
| Nationwide | $165 | $224 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Just Pay-Per-Mile
If you have a DUI on your record, you can expect your rates to increase considerably. Insurify data shows that a DUI can increase your insurance premium nearly 100%. On average, Casa Grande drivers with a DUI have auto insurance premiums of $121 per month for liability-only coverage and $219 for full coverage.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Clean Record | With DUI |
|---|---|---|
| Just Pay-Per-Mile | $58 | $81 |
| Auto-Owners | $59 | $85 |
| Mile Auto | $64 | $92 |
| Progressive | $70 | $98 |
| State Farm | $73 | $105 |
| Certainly | $74 | $104 |
| Sun Coast | $77 | $108 |
| Aspire General | $78 | $109 |
| Novo Flex | $81 | $114 |
| USAA | $82 | $118 |
| Mercury | $83 | $125 |
| Novo Next | $87 | $122 |
| The General | $88 | $127 |
| Dairyland | $92 | $133 |
| Novo | $92 | $129 |
| Just Unlimited | $96 | $135 |
| Hiroad | $97 | $136 |
| GEICO | $99 | $141 |
| Bristol West | $100 | $144 |
| Safeco | $100 | $154 |
| National General | $101 | $146 |
| Direct Auto | $106 | $153 |
| Trexis | $113 | $159 |
| Commonwealth Casualty | $115 | $166 |
| AssuranceAmerica | $116 | $168 |
| Root | $116 | $168 |
| Clearcover | $118 | $170 |
| GAINSCO | $118 | $170 |
| Allstate | $121 | $175 |
| Travelers | $126 | $182 |
| Covercube | $129 | $181 |
| COUNTRY Financial | $142 | $197 |
| American Family | $143 | $207 |
| The Hartford | $146 | $219 |
| Farmers | $147 | $212 |
| Liberty Mutual | $162 | $234 |
| Nationwide | $165 | $238 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Among many factors, a driver's age affects auto insurance premiums. Rates often decrease around age 35, but they start increasing again when people reach the age of 70. Age-related changes in vision, coordination, and mobility can put senior drivers at higher risk of accidents.
The average monthly cost of car insurance for senior drivers in Casa Grande is $72 for liability-only policies and $130 for full coverage.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Auto-Owners | $46 | $78 |
| Just Pay-Per-Mile | $48 | $92 |
| Mile Auto | $49 | $86 |
| State Farm | $56 | $96 |
| Progressive | $58 | $116 |
| Certainly | $62 | $170 |
| Sun Coast | $64 | $109 |
| Aspire General | $65 | $131 |
| Mercury | $65 | $113 |
| USAA | $65 | $112 |
| Novo Flex | $68 | $94 |
| Novo Next | $73 | $101 |
| The General | $73 | $181 |
| Dairyland | $76 | $193 |
| GEICO | $77 | $125 |
| Novo | $77 | $119 |
| National General | $78 | $152 |
| Just Unlimited | $80 | $158 |
| Hiroad | $81 | $147 |
| Bristol West | $82 | $155 |
| Direct Auto | $84 | $158 |
| Safeco | $86 | $122 |
| AssuranceAmerica | $89 | $174 |
| Commonwealth Casualty | $91 | $192 |
| Trexis | $94 | $194 |
| Root | $95 | $149 |
| Allstate | $96 | $165 |
| GAINSCO | $99 | $223 |
| Travelers | $99 | $169 |
| Clearcover | $102 | $171 |
| The Hartford | $103 | $176 |
| Covercube | $108 | $218 |
| COUNTRY Financial | $111 | $190 |
| American Family | $112 | $192 |
| Farmers | $114 | $196 |
| Nationwide | $124 | $212 |
| Liberty Mutual | $133 | $173 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Just Pay-Per-Mile
Nearly 7% of driver fatalities in Arizona in 2022 were drivers 19 or younger, according to DOT data. Teenagers lack of experience and tendency toward more risky driving behaviors like speeding or distracted driving put them at higher risk of being in an accident. This is why insurers generally charge higher premiums for this age group. Fortunately, teens have ways to shave some money off of higher rates.
Staying on your parents’ insurance plan, driving a safe vehicle model, and reporting high grades to your insurer for a good student discount can all lower your premiums. In Casa Grande, car insurance for teens on their own policies averages $188 per month for minimum coverage and $340 for full coverage.
The below rates in Casa Grande, AZ, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Just Pay-Per-Mile | $127 | $240 |
| Auto-Owners | $130 | $222 |
| Mile Auto | $144 | $251 |
| Progressive | $153 | $303 |
| State Farm | $155 | $266 |
| Certainly | $161 | $445 |
| USAA | $167 | $285 |
| Sun Coast | $168 | $284 |
| Mercury | $169 | $293 |
| Aspire General | $170 | $343 |
| The General | $170 | $424 |
| Dairyland | $175 | $440 |
| Novo Flex | $177 | $247 |
| Novo Next | $190 | $264 |
| GEICO | $195 | $316 |
| Bristol West | $197 | $372 |
| Novo | $201 | $310 |
| Just Unlimited | $210 | $412 |
| Hiroad | $212 | $384 |
| Clearcover | $216 | $363 |
| Safeco | $220 | $312 |
| Root | $222 | $346 |
| Direct Auto | $223 | $419 |
| National General | $223 | $435 |
| Commonwealth Casualty | $235 | $494 |
| GAINSCO | $237 | $536 |
| Trexis | $247 | $506 |
| COUNTRY Financial | $254 | $434 |
| Allstate | $262 | $448 |
| AssuranceAmerica | $262 | $513 |
| Covercube | $282 | $570 |
| Travelers | $285 | $486 |
| American Family | $297 | $507 |
| Liberty Mutual | $315 | $409 |
| Farmers | $320 | $548 |
| Nationwide | $353 | $604 |
| The Hartford | $354 | $606 |
Disclaimer: Table data sourced from real-time Casa Grande car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Casa Grande may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Casa Grande
Minimum-coverage policies start at $127/mo. for Casa Grande teens
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Casa Grande car insurance quotes by credit tier
In many states, including Arizona, insurers can legally use a consumer’s credit history as a basis for raising or lowering insurance premiums. If you have an excellent or good credit score, you’ll probably have lower rates than drivers with poor credit scores. The table below shows how your credit tier may affect your average monthly insurance premiums if you live in Casa Grande, Arizona.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Casa Grande?
The average cost of car insurance in Casa Grande is $86 per month for liability-only coverage and $156 for full coverage. Those averages are lower than Arizona state-level averages of $94 for liability insurance and $159 for full coverage.
A city’s location in a state will often play a part in the price of an insurance premium. For instance, in a crowded city with a lot of cars, a driver might pay more than a driver in a small town with far fewer vehicles.
More cities in Arizona
See how car insurance in Casa Grande compares to other cities in Arizona in the table below.
City | Full Coverage | Liability Only |
|---|---|---|
| Chandler | $160 | $98 |
| Flagstaff | $123 | $75 |
| Glendale | $204 | $123 |
| Mesa | $170 | $103 |
| Phoenix | $206 | $125 |
| Scottsdale | $158 | $100 |
| Tempe | $178 | $109 |
| Tucson | $153 | $90 |
Disclaimer: Table data is based on real-time Casa Grande quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Casa Grande car insurance FAQs
Finding auto coverage can feel overwhelming, especially in such a crowded insurance market. The information below should help you navigate the insurance-buying process in Casa Grande.
How much is car insurance in Casa Grande?
On average, Casa Grande drivers pay $156 per month for full coverage and $86 per month for liability-only car insurance. Your actual rate may be higher or lower than the average in your community based on individual factors like your age, gender, and driving history.
Who has the cheapest car insurance in Casa Grande?
Casa Grande drivers generally find the cheapest rates from Just Pay-Per-Mile. Its liability-only policies start at $58 per month. Auto-Owners and Mile Auto are the city's second- and third-cheapest insurers, with minimum-coverage rates as low as $59 and $64, respectively.
What are the best car insurance companies in Casa Grande?
Many good car insurance companies provide coverage in Casa Grande. Hugo, Auto-Owners, and Mile Auto are among the best due to their comparatively low monthly rates, and flexible coverage options.
What factors affect the cost of car insurance in Casa Grande?
Your car insurance premium depends on your driving record, age, vehicle type, credit history, chosen coverage, and more. Location-based factors like regular weather patterns, crime rates, accident rates, and population density also affect your premiums.
In Arizona, around 11.8% of drivers are uninsured, which also may affect how insurers assess risk in your area.[7]
How much car insurance do you need in Arizona?
Arizona drivers need to carry $25,000 per person and $50,000 per accident in bodily injury liability and $15,000 per accident in property damage liability to drive in the state.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- U.S. Census Bureau. "Quick Facts Casa Grande city, Arizona."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Arizona Department of Insurance and Financial Institutions. "Minimum Coverage Required for Arizona Drivers."
- Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Arizona Department of Transportation. "2022 Crash Facts."
- Insurance Information Institute. "Facts + Statistics: Uninsured motorists."
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Written byGeoff Williams
Geoff Williams
27+ years writing about personal finance
Bylines in numerous notable publications
Geoff is a freelance personal finance journalist and author. He’s been published in top outlets such as The Wall Street Journal and CNN Money.
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Geoff is a freelance personal finance journalist and author. He’s been published in top outlets such as The Wall Street Journal and CNN Money.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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