Latest Home Insurance News

El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms

El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms

Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
Proposed California Home Insurance Reform Bills Advance in State Senate

Proposed California Home Insurance Reform Bills Advance in State Senate

Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
Indiana Home Insurance Costs Jumped Over 17% Since 2023

Indiana Home Insurance Costs Jumped Over 17% Since 2023

After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
Minnesota Home Insurance Costs Soared 34% in 2025

Minnesota Home Insurance Costs Soared 34% in 2025

And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
Washington Home Insurance Costs Likely to Climb in 2026

Washington Home Insurance Costs Likely to Climb in 2026

State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.
California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says

California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says

Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike

State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike

A 17% homeowners insurance increase will stand, but some condo owners and landlords will see refunds.
Consumer Complaints About Insurers Rose 7% in 2025

Consumer Complaints About Insurers Rose 7% in 2025

Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
Mandatory Wildfire Insurance in Nevada Goes Up in Smoke

Mandatory Wildfire Insurance in Nevada Goes Up in Smoke

New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
Over 1.1 Million California Homeowners Face Property Insurance Rate Hike

Over 1.1 Million California Homeowners Face Property Insurance Rate Hike

Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
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