Cheap Car Insurance Quotes in Los Angeles, California (2025)

The overall average cost of car insurance in Los Angeles is $235 per month, which is higher than both the statewide average of $148 and the nationwide average of $141. With more than 3.8 million residents, Los Angeles is the most populous city in California. People in cities with a higher population typically pay more for car insurance because they’re at greater risk of getting into an accident and filing a claim.

California law requires drivers to carry car insurance, but it’s possible to find an affordable policy that meets your coverage needs. Here’s what you should know about finding car insurance in Los Angeles and how to save money without sacrificing coverage.

How much is car insurance in Los Angeles, CA?

Car insurance in Los Angeles is more expensive than in California overall, and it’s also more expensive than the national average. See how Los Angeles car insurance rates compare in the table below.

	Full Coverage	Liability Only
Los Angeles	$312	$158
California	$203	$93
National average	$180	$101

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Los Angeles

Comparing quotes from at least three different insurers is the best way to find affordable coverage. You can see average full-coverage and liability rates from some of the cheapest insurance companies in Los Angeles in the table below.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
USAA	$297	$129
Root	$299	$162
Anchor	$300	$186
Mercury	$314	$167
GEICO	$329	$186
Sun Coast	$376	$149
Allstate	$408	$178
National General	$411	$143
Farmers	$421	$183
State Farm	$454	$198
Bristol West	$462	$197
Travelers	$478	$208
Direct Auto	$494	$186

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Los Angeles

The best car insurance company for you will depend on the factors affecting your premiums and coverage needs. But you can start by comparing quotes from some of the cheapest auto insurance companies in Los Angeles.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $134/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $368/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $206/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $216/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $185/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $290/mo*
Overall rating 4.9 1,244 reviews	Overall rating 4.5 95 reviews	Overall rating 4.1 6,240 reviews	Overall rating 4.7 483 reviews	Overall rating 3.9 3,769 reviews	Overall rating 4.3 493 reviews
Value for money 4.9/5	Value for money 3.4/5	Value for money 3.8/5	Value for money 4.3/5	Value for money 3.6/5	Value for money 3.9/5
Customer service 4.7/5	Customer service 4.1/5	Customer service 4.1/5	Customer service 4.4/5	Customer service 3.8/5	Customer service 4.0/5
Claims handling 4.9/5	Claims handling 4.0/5	Claims handling 4.1/5	Claims handling 4.7/5	Claims handling 3.9/5	Claims handling 4.3/5
Special highlight AI-generated from 1244 user reviews Members of the military community	Special highlight AI-generated from 95 user reviews 24/7 claims service	Special highlight AI-generated from 6240 user reviews Customer service	Special highlight AI-generated from 483 user reviews Numerous discounts	Special highlight AI-generated from 3769 user reviews Accident forgiveness	Special highlight AI-generated from 493 user reviews Usage-based savings

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Cheapest rates: Mile Auto

cheapest rates

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User Reviews	4.4 52 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$66/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$107/mo

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Driver Reviews

4.4

Best choiceBased on 156 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (52)

Lionel

Verified Review

Poor

Reviewed in Colorado on October 2025

I recently filled out an insurance application and was quoted $64 a month, but I was charged a different rate of $138 a month. That's not what I signed up for. I provided my card number and everything, but I don't want you to withdraw money from my account. I want to cancel because I'm not going to pay $138 a month. I can get cheaper insurance elsewhere. Please cancel my order. I can't get a hold of you; I don't know the phone number, and when I call, it goes to different places. I do not want insurance for $138 a month when I was quoted $64. I think that's misleading. Please stop this. It's not right to change quotes, especially for senior citizens. Thank you.

Monsavier

Verified Purchase

My experience is that my base rate should stay the same and not be raised. I'm on a fixed budget.

Reviewed in on September 2025

The mile-per-minute charge is a bit much. It's not a good idea because your base rate changes every month and is adjusted according to your mileage. Your base rate should stay the same and not be raised.

James L

Verified Review

Good company

Reviewed in Georgia on September 2025

Good if you don't drive a lot of miles.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto offers pay-per-mile auto insurance, which can be great if you don’t drive much. It offers the cheapest average premiums in Los Angeles. With Mile Auto, you’ll pay a base premium and a per-mile rate.

Mile Auto policies are underwritten by Spinnaker, which has an A- (Excellent) financial strength rating with AM Best. Mile Auto offers the basic components of full-coverage auto insurance but doesn’t offer specialized add-ons or discounts.

Pros

• Cheapest average quotes in Los Angeles

• Only pay for the miles you drive

Cons

• Doesn’t offer discounts

• No additional coverages, such as gap insurance

Best insurer for value and discounts: Travelers

value and discounts

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User Reviews	4.7 483 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$208/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$478/mo

Show Details

Driver Reviews

4.7

Best choiceBased on 944 verified guest reviews and ratings

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best For

Numerous discounts

Gap insurance

Rideshare coverage

Reviews (483)

Alan

Verified Review

Don't insure with Travelers!

Reviewed in Kansas on October 2025

Travelers increased my homeowner's premium by $1,800 over a 2-year period and doubled the deductible for wind/hail coverage, even though no claims were ever made or paid with Travelers.

Karen

Verified Review

Undisclosed Price Increase

Reviewed in Wisconsin on October 2025

I just received an email saying they were raising my coverage for 6 months by $445. It just said changes were made, with no new policy or pricing details attached. They plan to take the money out of my account over a month in advance. That is very poor customer communication. I am shopping for new car insurance and not paying for a price increase without a reason why.

Anna

Verified Review

Traveler’s is great!

Reviewed in Texas on October 2025

The agent makes a big difference. I’m happy with mine.

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JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

616

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Travelers provides a variety of coverage types in addition to liability, comprehensive, and collision coverages, including new car replacement coverage and rideshare coverage. The company also offers a long list of discounts, including for having multiple Travelers policies, continuous insurance, and getting an early quote ahead of your current policy’s expiration. Travelers is one of the top-rated insurers by Insurify.

Travelers has a financial strength rating of A++ (Superior) from AM Best, but the company received a below-average claims satisfaction rating from J.D. Power. It also has more than the average number of complaints with the National Association of Insurance Commissioners (NAIC) for a company of its size.

Pros

• A++ financial strength rating from AM Best

• Offers rideshare coverage and other add-ons

• Offers a telematics savings program

Cons

• Poor J.D. Power ranking

• High number of NAIC complaints

• Mixed customer service reviews

Best insurer for military families: USAA

military families

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User Reviews	4.9 1,244 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$129/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$297/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,228 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,244)

Bruno

Verified Review

Cost $$

Reviewed in Texas on October 2025

They have increased their rates! I have been with them for 35 years.

Lonnie

Verified Review

Awesome

Reviewed in Missouri on October 2025

Easy and affordable.

Lana

Verified Review

USAA 50/50

Reviewed in Mississippi on September 2025

Expensive. They are decent if you are in an accident - they arrange a rental (if you have that coverage) and contact the other driver's insurance, and manage the claim. Homeowners - they don't cover wind nor flood (found this out the hard way after the agent neglected to tell me after I returned from an overseas assignment).

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has affordable prices and is a full-service banking institution in addition to offering multiple insurance products. The downside is that coverage is only available to active-duty military members, veterans, and their immediate family members. It’s one of the best car insurance companies in the country, though, so if you’re an active military member, veteran, or the family member of one, you should consider USAA.

Pros

• Wide range of policy options and discounts to customize coverage

• Ranked above average in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

• Few complaints, according to the NAIC

Cons

• Coverage isn’t available to everyone

• Cheaper insurers in California

• Limited customer service hours

How to get the cheapest car insurance in Los Angeles

While the cost of auto insurance varies by some factors outside of your control, your choices can also affect how much you pay. Here are some things you can do to get cheap car insurance in Los Angeles:^[1]

• 

  Compare quotes

  Since each company offers different premiums for the same coverage, comparing quotes can help you save money on your auto policy. You can compare quotes online, on insurance company websites, or through an insurance broker.

• 

  Raise your deductible

  A higher deductible means lower premiums for full-coverage insurance. Just be aware that you’ll be responsible for the deductible amount in the event of a claim.

• 

  Bundle your policies

  Many insurers offer significant savings if you bundle your auto insurance policy with your homeowners or renters insurance.

• 

  Apply for car insurance discounts

  You may be eligible for low-mileage discounts, safety device discounts, defensive driving course discounts, and other common discounts. Ask your insurance agent for details.

• 

  Forgo optional coverages

  While it’s generally not a good idea to drop full coverage, it may make sense to do so with an older vehicle.

Car insurance requirements in California

Like most states, California is an at-fault state, which means drivers are liable for the other party’s losses if at fault in a car accident. That also means that if you don’t have enough liability coverage, the other party can sue you for damages above and beyond your coverage limits. You may want to choose higher limits than California law requires to offset this risk.

State lawmakers approved an increase in coverage limits, which took effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Los Angeles drivers need to carry:^[2]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

You should also consider adding the following optional coverages:

• 

  Comprehensive coverage

  Comprehensive insurance covers damages to your vehicle from non-collision events, like fire, flood, vehicle theft, or vandalism.

• 

  Collision coverage

  Collision insurance helps repair your vehicle after you cause an accident with another vehicle or collide with an object like a tree or fence. Collision insurance also covers rollover accidents.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for damages and injuries resulting from an accident with a driver who doesn’t have insurance or whose insurance isn’t sufficient. It can also cover you if you’re the victim of a hit-and-run.

• 

  Medical payments coverage

  Medical payments coverage helps pay for medical expenses for you and your passengers, even if you’re at fault.

• 

  Roadside assistance coverage

  Roadside assistance coverage can help if you get stuck due to problems like a flat tire or a dead car battery.

Cheapest car insurance for drivers with an incident

Your driving history has a significant effect on your car insurance premium.

For example, getting caught driving under the influence can cause a particularly steep increase in your car insurance premium for several years. Average premiums double after a DUI in California, according to Insurify’s analysis.

Compare Car Insurance Quotes in Los Angeles

Rates start as low as $129 for liability coverage

Enter your ZIP codeGet My Quotes

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

A speeding ticket signals to auto insurance companies that you don’t practice safe driving habits, which makes you a higher risk to insure. Insurers will charge you a surcharge to account for that increased risk for three to five years.

The overall average monthly cost of car insurance for L.A. drivers with a speeding ticket is $287, according to Insurify data. Below are additional average quotes for liability coverage that insurers offer drivers with speeding tickets in Los Angeles. How much your premium increases will vary depending on the severity and number of speeding tickets.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$161	$371
National General	$176	$505
Sun Coast	$182	$459
Root	$211	$390
Allstate	$223	$511
Anchor	$227	$366
Farmers	$228	$524
Mercury	$230	$432
Direct Auto	$231	$613
GEICO	$238	$421
State Farm	$244	$559
Bristol West	$244	$572
Travelers	$262	$601

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

In Los Angeles, drivers with at-fault accidents on their record pay significantly more for car insurance than people with clean driving records — some companies raise prices more than others, though. Generally, insurers will charge a premium surcharge for three to five years for drivers with an at-fault accident.

The overall average cost of car insurance in L.A. with an at-fault accident is $275 per month. Here are average monthly quotes from the cheapest companies.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$159	$366
Sun Coast	$174	$439
National General	$177	$508
Root	$196	$362
Allstate	$219	$502
GEICO	$220	$389
Farmers	$225	$519
Anchor	$228	$367
Mercury	$231	$435
Direct Auto	$238	$631
State Farm	$241	$554
Bristol West	$242	$568
Travelers	$258	$593

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a particularly serious offense that can stay on your record for up to 10 years in California. To reinstate your license after a DUI, you need to provide an SR-22 certificate from your insurer that proves you have the state minimum insurance coverage.^[3] And since insurers will view you as a high-risk driver, you’ll pay significantly more for auto insurance.

Drivers in Los Angeles with a DUI pay almost twice as much for car insurance than drivers with a clean record. The average cost of full coverage with a DUI is $380 per month in L.A. Some insurers may choose not to renew your coverage, so quote comparison is crucial. Below are average monthly quotes from the cheapest insurers for Los Angeles drivers with a DUI.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$172	$396
Sun Coast	$182	$458
National General	$191	$548
Root	$211	$390
Mercury	$233	$439
Allstate	$237	$544
GEICO	$238	$422
Farmers	$244	$561
Direct Auto	$248	$658
Anchor	$254	$410
Bristol West	$263	$616
State Farm	$264	$605
Travelers	$277	$637

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Your age plays a role in your auto insurance costs because it often indicates how much driving experience you have. Older drivers generally pay lower rates than young drivers because they have more experience behind the wheel.

Senior drivers in Los Angeles pay a monthly average of $141 for liability-only coverage and $279 for full coverage, Insurify data shows. Below are the average car insurance quotes for senior drivers in Los Angeles.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$94	$216
National General	$97	$279
Farmers	$123	$283
Root	$123	$227
Mercury	$124	$232
Allstate	$126	$290
GEICO	$126	$222
Sun Coast	$126	$317
State Farm	$128	$293
Direct Auto	$131	$348
Anchor	$136	$219
Travelers	$145	$333
Bristol West	$147	$344

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers have the least experience and are also more likely to be in an accident than any other age group, so insurers typically charge them significantly higher premiums.^[4]

One way that teens can save money on car insurance is by staying on their parents’ policies. Some insurers also offer good student discounts to teens who get good grades or take an approved driver’s education course, and student away at school discounts for teens who go to school a certain number of miles away from home. Quote comparison is also a great way for teen drivers to save money.

Teen drivers in Los Angeles pay an overall monthly average of $442 for auto insurance. Here’s what teens pay on average for liability and full coverage from the cheapest companies. Keep in mind that minors can’t buy their own car insurance policy without the written consent of a parent or guardian.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$241	$556
Sun Coast	$280	$708
Root	$287	$530
National General	$295	$847
Mercury	$318	$599
Anchor	$331	$533
GEICO	$341	$603
Allstate	$356	$816
Bristol West	$358	$840
Farmers	$361	$831
Direct Auto	$371	$985
State Farm	$386	$884
Travelers	$428	$984

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Car Insurance Quotes in Los Angeles

Monthly rates start as low as $241 for liability coverage for teen drivers

Enter your ZIP codeGet My Quotes

Secure. Free. Easy-to-use.

Based on 7,669+ reviews

4.8/5

Cost of car insurance in other California cities

Other populous cities in California have cheaper average full-coverage car insurance quotes than Los Angeles. Here’s how other cities in California compare.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
San Luis Obispo	$69	$154
Lompoc	$69	$154
Santa Maria	$69	$166
Hanford	$70	$160
Redding	$70	$145
Visalia	$71	$171
Tulare	$71	$170
Palm Desert	$74	$170
Woodland	$75	$177
Cathedral City	$76	$173
Santa Cruz	$76	$163
Chico	$76	$154
Ridgecrest	$78	$176
San Ramon	$78	$198
Hollister	$78	$189
Watsonville	$78	$201
Chula Vista	$80	$174
Pacifica	$80	$167
Yuba City	$80	$196
Palm Springs	$80	$184
Napa	$81	$193
La Quinta	$81	$172
Beaumont	$81	$180
Santa Rosa	$82	$200
Lodi	$82	$191
Petaluma	$82	$188
La Mesa	$83	$161
Bakersfield	$83	$186
Campbell	$83	$110
Oxnard	$83	$194
San Diego	$84	$180
Poway	$84	$172
Dublin	$84	$215
Fresno	$84	$182
Concord	$85	$213
San Clemente	$85	$175
Santa Barbara	$85	$166
San Mateo	$86	$240
Saratoga	$86	$214
Fremont	$87	$210
San Marcos	$87	$172
Santee	$87	$172
Fairfield	$87	$198
Cupertino	$88	$210
Santa Clara	$88	$191
Antioch	$88	$212
Pittsburg	$88	$229
Lathrop	$88	$203
Hemet	$88	$190
Oceanside	$89	$179
National City	$89	$185
Brentwood	$89	$199
Stockton	$90	$211
San Jose	$90	$197
Temecula	$90	$179
Ceres	$90	$198
Vista	$90	$178
Palo Alto	$91	$215
Novato	$91	$172
Tracy	$91	$204
Milpitas	$92	$203
Brea	$93	$174
Roseville	$93	$196
Aliso Viejo	$94	$189
Colton	$94	$200
Riverside	$95	$201
Placentia	$95	$188
El Cerrito	$95	$210
Modesto	$95	$204
Camarillo	$95	$192
Wildomar	$96	$192
Lake Forest	$96	$190
Laguna Niguel	$96	$194
Norco	$97	$187
Redlands	$97	$195
San Leandro	$97	$229
Chino	$97	$203
Moreno Valley	$97	$205
Santa Ana	$97	$212
Elk Grove	$98	$201
Rialto	$98	$221
Folsom	$98	$209
Hesperia	$99	$205
Victorville	$100	$216
Newport Beach	$100	$206
South San Francisco	$100	$226
Berkeley	$100	$237
Adelanto	$100	$235
San Bernardino	$101	$217
Oakland	$102	$243
Orange	$103	$201
West Sacramento	$103	$193
Ontario	$104	$213
Sacramento	$104	$216
Rancho Cucamonga	$105	$222
Anaheim	$105	$208
Richmond	$105	$266
San Pedro	$106	$232
Irvine	$106	$218
Chino Hills	$107	$216
San Francisco	$108	$259
Thousand Oaks	$108	$185
La Puente	$108	$227
Torrance	$109	$220
Paramount	$109	$241
Buena Park	$110	$221
Norwalk	$110	$250
Bell Gardens	$111	$253
Azusa	$111	$199
La Mirada	$114	$217
Cypress	$115	$212
Fountain Valley	$115	$216
Lynwood	$116	$268
Long Beach	$116	$242
Covina	$118	$216
El Monte	$120	$252
Diamond Bar	$122	$263
Carson	$123	$245
Santa Monica	$123	$270
Lancaster	$124	$244
Cerritos	$127	$256
Santa Clarita	$129	$258
Compton	$130	$268
Walnut	$132	$258
Pasadena	$134	$256
Culver City	$136	$237
Temple City	$141	$313
San Gabriel	$142	$275
Inglewood	$143	$298
Burbank	$153	$291
Los Angeles	$158	$312
Northridge	$167	$339
Reseda	$169	$341
Winnetka	$169	$321
Studio City	$170	$305
West Hollywood	$178	$349
Beverly Hills	$179	$367
Glendale	$185	$384

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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