Cheap Car Insurance Quotes in Los Angeles, California (2026)

The overall average cost of car insurance in Los Angeles is $220 per month, which is higher than both the statewide average of $141 and the nationwide average of $136. With more than 3.8 million residents, Los Angeles is the most populous city in California. People in cities with a higher population typically pay more for car insurance because they’re at greater risk of getting into an accident and filing a claim.

California law requires drivers to carry car insurance, but it’s possible to find an affordable policy that meets your coverage needs. Here’s what you should know about finding car insurance in Los Angeles and how to save money without sacrificing coverage.

How much is car insurance in Los Angeles, CA?

Car insurance in Los Angeles is more expensive than in California overall, and it’s also more expensive than the national average. See how Los Angeles car insurance rates compare in the table below.

	Full Coverage	Liability Only
Los Angeles	$293	$148
California	$190	$92
National average	$173	$99

Disclaimer: Table data is based on real-time Los Angeles quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Cheapest car insurance companies in Los Angeles

Comparing quotes from at least three different insurers is the best way to find affordable coverage. You can see average full-coverage and liability rates from some of the cheapest insurance companies in Los Angeles in the table below.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Full Coverage	Liability Only
Aspire General	$252	$131
Root	$285	$166
USAA	$295	$122
Mercury	$297	$142
GEICO	$303	$138
Kemper Special	$338	$189
Kemper Rsvp	$345	$211
Sun Coast	$349	$138
Dairyland	$365	$148
Anchor	$369	$178
National General	$395	$135
Allstate	$408	$168
Farmers	$418	$172
Bristol West	$442	$188
State Farm	$454	$186
Direct Auto	$469	$177
Travelers	$477	$195

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Los Angeles

The best car insurance company for you will depend on the factors affecting your premiums and coverage needs. But you can start by comparing quotes from some of the cheapest auto insurance companies in Los Angeles.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price Prices based on average across state-minimum and full coverage car insurance $136/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $347/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $208/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $219/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $187/mo*	Average price Prices based on average across state-minimum and full coverage car insurance $293/mo*
Overall rating 4.9 1,517 reviews	Overall rating 4.5 104 reviews	Overall rating 4.0 7,299 reviews	Overall rating 4.6 577 reviews	Overall rating 3.8 4,345 reviews	Overall rating 4.2 515 reviews
Value for money 4.9/5	Value for money 3.5/5	Value for money 3.7/5	Value for money 4.2/5	Value for money 3.3/5	Value for money 3.6/5
Customer service 4.8/5	Customer service 3.9/5	Customer service 4.2/5	Customer service 4.6/5	Customer service 3.8/5	Customer service 4.0/5
Claims handling 4.9/5	Claims handling 4.2/5	Claims handling 4.1/5	Claims handling 4.6/5	Claims handling 3.8/5	Claims handling 4.2/5
Special highlight AI-generated from 1517 user reviews Members of the military community	Special highlight AI-generated from 104 user reviews 24/7 claims service	Special highlight AI-generated from 7299 user reviews Customer service	Special highlight AI-generated from 577 user reviews Numerous discounts	Special highlight AI-generated from 4345 user reviews Accident forgiveness	Special highlight AI-generated from 515 user reviews Usage-based savings

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

Cheapest rates: Mile Auto

cheapest rates

Compare Quotes

User Reviews	4.5 66 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$70/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$120/mo

Details

Driver Reviews

4.5

Best choice in Los Angeles, CABased on 193 verified driver reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Low-mileage drivers

Senior drivers

Cheap full coverage

Showing recent national reviews - See all 66 Mile Auto reviews

Olanrewaju

Verified Purchase

Reasonable coverage.

Reviewed in Georgia on March 17, 2026

So far, it has been very good.

Leroy

Verified Review

Why was I canceled?

Reviewed in Texas on February 9, 2026

1/14/26: Liked what I saw and purchased Auto Insurance. 1/29/26: Received an email requesting a "Physician's opinion statement." I did not see this requirement in the many pages of fine print. Was given 30 days to submit. 1/31/26: Via email, I requested information on how to cancel my policy and stated that I do not release medical data to anyone. I did not request the policy be canceled. 2/01/26: Relented. 2/03/26: Hand-delivered request to primary care doctor and made an appointment for an Ophthalmologist for 02/10/26. 2/07/26: Received a USPS letter from MileAuto stating the policy would be canceled effective 3/01/26. The reason given was that "Policy no longer meets underwriting requirements." I have no idea what requirements this refers to.

Ronald

Verified Purchase

Monthly Insurance for the Price of Takeout

Reviewed in Ohio on January 11, 2026

I don't drive much, so it makes sense to me. I feel like I would like to have more coverage than just liability. I know they offer more coverage.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto offers pay-per-mile auto insurance, which can be great if you don’t drive much. It offers the cheapest average premiums in Los Angeles. With Mile Auto, you’ll pay a base premium and a per-mile rate.

Mile Auto policies are underwritten by Spinnaker, which has an A- (Excellent) financial strength rating with AM Best. Mile Auto offers the basic components of full-coverage auto insurance but doesn’t offer specialized add-ons or discounts.

Pros

• Cheapest average quotes in Los Angeles

• Only pay for the miles you drive

Cons

• Doesn’t offer discounts

• No additional coverages, such as gap insurance

Best insurer for value and discounts: Travelers

value and discounts

Compare Quotes

User Reviews	4.6 577 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$195/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$477/mo

Details

Driver Reviews

4.6

Best choice in Los Angeles, CABased on 1,333 verified driver reviews and ratings

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Numerous discounts

Gap insurance

Rideshare coverage

How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Numerous discounts

Gap insurance

Rideshare coverage

Showing 9 California reviews for Los Angeles drivers - See all 577 Travelers reviews

Keith

Verified Review

Very good service, however, they raise your premium substantially in subsequent years.

Reviewed in California on February 2, 2026

By almost all criteria, they do a very good job. However, they just raised my premium by 40%.

Judy

Verified Review

The minute I asked to check rates with other insurers, Travelers placed a ticket on my account hoping

Reviewed in California on January 30, 2026

Recently, I asked them for a discount on my car insurance and they would not give one. So I asked them if I could shop around and they said yes. I had a very small fender bender a few months back and I had 51% responsibility and the other person had 49% responsibility because she parked inside my lane.

Linda

Verified Review

Not good

Reviewed in California on January 14, 2026

My car was in and out of two different shops for two months! I lost my $30/day car rental discount after the first month. I think that discount should be adjusted upwards. There are very few, if any, cars that I could have rented for $30 per day! During the in-and-out of the shop process in the second month, I was finally able to get a car rental for the last repair that was necessary after I expressed my frustration with their policy. The agent I worked with had to request the exemption through her supervisor, who did approve it eventually. My overall experience with this process was frustrating, and I would not recommend these particular agents to others.

Mary

Verified Review

High rates/no claims

Reviewed in California on January 9, 2026

My main concern is the cost I now pay. As a result, I have been searching for comparable insurance. A number of companies’ rates are at least $500 lower. As I am on a limited income, I am seriously considering transferring. I have been with Travelers for nearly 10 years with no claims.

Jeff

Verified Review

Nothing bad to say

Reviewed in California on December 5, 2025

I feel like they should have looked into ways to save us money.

Robert

Verified Review

Travelers is a good company

Reviewed in California on July 11, 2025

Solid service and coverage with fine service. Nothing to be concerned about.

Jesus

Verified Review

Excellent

Reviewed in California on June 23, 2025

No bad experiences with Travelers.

Irwin

Verified Review

Need Assistance with Accessing Declaration Page

Reviewed in California on April 14, 2025

I am 81 years old with limited technical training. I requested a copy of my policy declaration page and received a reply dated 4/4/2025, advising me to go to 'My Travellers Account', under the policy tab via policy documents. However, when I tried, I was unable to find anything about policy documents to check. Since I am technically challenged, I find it to be like 'jumping through hoops'.

Bob

Verified Review

Travelers - Solid Coverage

Reviewed in California on April 5, 2025

They are supportive and reliable.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

616

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Travelers provides a variety of coverage types in addition to liability, comprehensive, and collision coverages, including new car replacement coverage and rideshare coverage. The company also offers a long list of discounts, including for having multiple Travelers policies, continuous insurance, and getting an early quote ahead of your current policy’s expiration. Travelers is one of the top-rated insurers by Insurify.

Travelers has a financial strength rating of A++ (Superior) from AM Best, but the company received a below-average claims satisfaction rating from J.D. Power. It also has more than the average number of complaints with the National Association of Insurance Commissioners (NAIC) for a company of its size.

Pros

• A++ financial strength rating from AM Best

• Offers rideshare coverage and other add-ons

• Offers a telematics savings program

Cons

• Poor J.D. Power ranking

• High number of NAIC complaints

• Mixed customer service reviews

Best insurer for military families: USAA

military families

Compare Quotes

User Reviews	4.9 1,517 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$122/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$295/mo

Details

Driver Reviews

4.9

Best choice in Los Angeles, CABased on 3,317 verified driver reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Los Angeles for

Members of the military community

Outstanding customer service

Competitive rates

Showing 24 California reviews for Los Angeles drivers - See all 1,517 USAA reviews

Richard

Verified Review

USAA Outstanding!

Reviewed in California on March 23, 2026

Outstanding. I have only had to use it once for an accident, but USAA was so helpful. I have been with them for 30+ years and lived in Rhode Island, England, as well as California.

Bertrand

Verified Review

The Least Expensive Insurance

Reviewed in California on March 14, 2026

They are excellent and I understand they are the cheapest. Over the years, many companies called with quotes, but none were cheaper than USAA.

Al

Verified Review

Policy Researching as a Fixed Income Retiree

Reviewed in California on March 6, 2026

As a retiree, we don't drive as much. Our driving records are great. We use autopay. We are looking for lower rates at this time.

Harold

Verified Review

Good Insurance Company

Reviewed in California on January 16, 2026

Lower rates for seniors as other insurance companies advertise.

Josie

Verified Review

Average

Reviewed in California on January 6, 2026

Price increases over the last few years have been terrible.

Richard

Verified Review

World Value

Reviewed in California on December 29, 2025

I have lived all over the world, and this is a great service and value!

Janice

Verified Review

Excellent

Reviewed in California on December 27, 2025

I really don't use it except for the need to be insured to get renewal of registration.

Evie

Verified Review

Very good

Reviewed in California on December 21, 2025

They've been very good to me. I just wish I could get a card to show I have insurance with them.

Steven

Verified Review

Good Claim Service

Reviewed in California on December 19, 2025

Initially contacting them can be a pain, but great service once you do.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has affordable prices and is a full-service banking institution in addition to offering multiple insurance products. The downside is that coverage is only available to active-duty military members, veterans, and their immediate family members. It’s one of the best car insurance companies in the country, though, so if you’re an active military member, veteran, or the family member of one, you should consider USAA.

Pros

• Wide range of policy options and discounts to customize coverage

• Ranked above average in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

• Few complaints, according to the NAIC

Cons

• Coverage isn’t available to everyone

• Cheaper insurers in California

• Limited customer service hours

How to get the cheapest car insurance in Los Angeles

While the cost of auto insurance varies by some factors outside of your control, your choices can also affect how much you pay. Here are some things you can do to get cheap car insurance in Los Angeles:^[1]

• 

  Compare quotes

  Since each company offers different premiums for the same coverage, comparing quotes can help you save money on your auto policy. You can compare quotes online, on insurance company websites, or through an insurance broker.

• 

  Raise your deductible

  A higher deductible means lower premiums for full-coverage insurance. Just be aware that you’ll be responsible for the deductible amount in the event of a claim.

• 

  Bundle your policies

  Many insurers offer significant savings if you bundle your auto insurance policy with your homeowners or renters insurance.

• 

  Apply for car insurance discounts

  You may be eligible for low-mileage discounts, safety device discounts, defensive driving course discounts, and other common discounts. Ask your insurance agent for details.

• 

  Forgo optional coverages

  While it’s generally not a good idea to drop full coverage, it may make sense to do so with an older vehicle.

Car insurance requirements in California

Like most states, California is an at-fault state, which means drivers are liable for the other party’s losses if at fault in a car accident. That also means that if you don’t have enough liability coverage, the other party can sue you for damages above and beyond your coverage limits. You may want to choose higher limits than California law requires to offset this risk.

State lawmakers approved an increase in coverage limits, which took effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Los Angeles drivers need to carry:^[2]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

You should also consider adding the following optional coverages:

• 

  Comprehensive coverage

  Comprehensive insurance covers damages to your vehicle from non-collision events, like fire, flood, vehicle theft, or vandalism.

• 

  Collision coverage

  Collision insurance helps repair your vehicle after you cause an accident with another vehicle or collide with an object like a tree or fence. Collision insurance also covers rollover accidents.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for damages and injuries resulting from an accident with a driver who doesn’t have insurance or whose insurance isn’t sufficient. It can also cover you if you’re the victim of a hit-and-run.

• 

  Medical payments coverage

  Medical payments coverage helps pay for medical expenses for you and your passengers, even if you’re at fault.

• 

  Roadside assistance coverage

  Roadside assistance coverage can help if you get stuck due to problems like a flat tire or a dead car battery.

Cheapest car insurance for drivers with an incident

Your driving history has a significant effect on your car insurance premium.

For example, getting caught driving under the influence can cause a particularly steep increase in your car insurance premium for several years. Average premiums double after a DUI in California, according to Insurify’s analysis.

Compare Car Insurance Quotes in Los Angeles

Rates start as low as $122 for liability coverage

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Cheapest car insurance for drivers with a speeding ticket: USAA

A speeding ticket signals to auto insurance companies that you don’t practice safe driving habits, which makes you a higher risk to insure. Insurers will charge you a surcharge to account for that increased risk for three to five years.

The overall average monthly cost of car insurance for L.A. drivers with a speeding ticket is $278, according to Insurify data. Below are additional average quotes for liability coverage that insurers offer drivers with speeding tickets in Los Angeles. How much your premium increases will vary depending on the severity and number of speeding tickets.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$158	$383
Aspire General	$165	$318
National General	$169	$494
Sun Coast	$174	$441
GEICO	$181	$397
Dairyland	$186	$458
Mercury	$199	$416
Allstate	$220	$534
Farmers	$221	$538
Anchor	$222	$460
Direct Auto	$222	$589
Root	$222	$381
Bristol West	$237	$558
State Farm	$237	$578
Kemper Special	$239	$427
Travelers	$254	$622
Kemper Rsvp	$266	$436

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

In Los Angeles, drivers with at-fault accidents on their record pay significantly more for car insurance than people with clean driving records — some companies raise prices more than others, though. Generally, insurers will charge a premium surcharge for three to five years for drivers with an at-fault accident.

The overall average cost of car insurance in L.A. with an at-fault accident is $274 per month. Here are average monthly quotes from the cheapest companies.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$159	$384
Aspire General	$163	$314
Sun Coast	$172	$435
GEICO	$174	$383
National General	$174	$510
Dairyland	$191	$470
Mercury	$209	$437
Root	$216	$370
Allstate	$219	$532
Farmers	$223	$542
Anchor	$226	$468
Direct Auto	$235	$622
Kemper Special	$236	$422
State Farm	$239	$583
Bristol West	$240	$565
Travelers	$255	$624
Kemper Rsvp	$263	$430

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a particularly serious offense that can stay on your record for up to 10 years in California. To reinstate your license after a DUI, you need to provide an SR-22 certificate from your insurer that proves you have the state minimum insurance coverage.^[3] And since insurers will view you as a high-risk driver, you’ll pay significantly more for auto insurance.

Drivers in Los Angeles with a DUI pay almost twice as much for car insurance than drivers with a clean record. The average cost of full coverage with a DUI is $380 per month in L.A. Some insurers may choose not to renew your coverage, so quote comparison is crucial. Below are average monthly quotes from the cheapest insurers for Los Angeles drivers with a DUI.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
Aspire General	$170	$327
USAA	$170	$410
Sun Coast	$179	$452
National General	$188	$550
GEICO	$190	$416
Dairyland	$206	$508
Mercury	$206	$430
Root	$232	$398
Allstate	$234	$568
Farmers	$239	$582
Kemper Special	$245	$438
Direct Auto	$246	$653
Anchor	$250	$518
State Farm	$259	$632
Bristol West	$262	$615
Travelers	$271	$664
Kemper Rsvp	$273	$447

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Your age plays a role in your auto insurance costs because it often indicates how much driving experience you have. Older drivers generally pay lower rates than young drivers because they have more experience behind the wheel.

Senior drivers in Los Angeles pay a monthly average of $133 for liability-only coverage and $263 for full coverage, Insurify data shows. Below are the average car insurance quotes for senior drivers in Los Angeles.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$87	$209
National General	$91	$265
GEICO	$92	$202
Mercury	$100	$209
Aspire General	$110	$212
Farmers	$114	$277
Allstate	$116	$281
Sun Coast	$116	$294
State Farm	$118	$287
Dairyland	$120	$295
Anchor	$122	$252
Root	$123	$212
Direct Auto	$125	$331
Travelers	$134	$328
Bristol West	$140	$329
Kemper Special	$159	$284
Kemper Rsvp	$177	$290

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers have the least experience and are also more likely to be in an accident than any other age group, so insurers typically charge them significantly higher premiums.^[4]

One way that teens can save money on car insurance is by staying on their parents’ policies. Some insurers also offer good student discounts to teens who get good grades or take an approved driver’s education course, and student away at school discounts for teens who go to school a certain number of miles away from home. Quote comparison is also a great way for teen drivers to save money.

Teen drivers in Los Angeles pay an overall monthly average of $408 for auto insurance. Here’s what teens pay on average for liability and full coverage from the cheapest companies. Keep in mind that minors can’t buy their own car insurance policy without the written consent of a parent or guardian.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$228	$552
Aspire General	$243	$467
GEICO	$249	$548
Sun Coast	$256	$647
Dairyland	$257	$633
Mercury	$266	$556
National General	$276	$808
Root	$290	$497
Anchor	$317	$657
Allstate	$336	$816
Bristol West	$339	$798
Direct Auto	$344	$911
Farmers	$346	$841
Kemper Special	$350	$627
State Farm	$365	$890
Kemper Rsvp	$391	$640
Travelers	$409	$1,001

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

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Cost of car insurance in other California cities

Other populous cities in California have cheaper average full-coverage car insurance quotes than Los Angeles. Here’s how other cities in California compare.

The below rates in Los Angeles, CA, are estimated rates current as of: Tuesday, March 31 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

City	Average Quote: Liability Only	Average Quote: Full Coverage
Lompoc	$69	$149
Hanford	$70	$144
Tulare	$70	$166
Redding	$70	$147
San Luis Obispo	$71	$147
Visalia	$71	$160
Santa Maria	$71	$154
Palm Desert	$72	$160
Chico	$73	$153
Santa Cruz	$74	$154
Watsonville	$75	$191
Woodland	$75	$149
Ridgecrest	$76	$137
Napa	$78	$179
La Quinta	$78	$163
Petaluma	$78	$170
Cathedral City	$78	$180
Chula Vista	$79	$171
Palm Springs	$79	$181
Hollister	$79	$165
San Ramon	$80	$195
Santa Barbara	$80	$166
Saratoga	$80	$171
Yuba City	$81	$177
Dublin	$82	$187
Santa Rosa	$82	$182
Pacifica	$83	$162
Concord	$83	$187
Fremont	$83	$193
Beaumont	$83	$178
Campbell	$83	$135
Oxnard	$83	$189
Bakersfield	$83	$177
San Mateo	$83	$219
La Mesa	$84	$157
San Diego	$84	$173
Lodi	$84	$183
Milpitas	$84	$180
El Cerrito	$84	$196
Poway	$85	$145
Cupertino	$85	$198
Santa Clara	$85	$187
Santee	$85	$157
Fresno	$85	$177
San Clemente	$85	$169
Fairfield	$86	$191
San Marcos	$86	$169
San Jose	$86	$185
Palo Alto	$86	$193
Ceres	$87	$190
Oceanside	$87	$176
Pittsburg	$87	$207
National City	$87	$183
Vista	$87	$166
Hemet	$88	$177
Antioch	$89	$211
Brentwood	$89	$181
Novato	$89	$172
Temecula	$89	$173
Stockton	$90	$198
Lathrop	$91	$198
Aliso Viejo	$92	$183
Tracy	$92	$194
Modesto	$93	$189
Colton	$93	$195
Lake Forest	$94	$172
Moreno Valley	$94	$193
Folsom	$94	$183
Roseville	$94	$183
South San Francisco	$95	$208
Brea	$95	$183
Elk Grove	$95	$188
Camarillo	$95	$185
Riverside	$96	$198
Redlands	$96	$181
San Leandro	$96	$215
Berkeley	$97	$209
Santa Ana	$97	$201
Newport Beach	$98	$205
Richmond	$98	$260
Oakland	$99	$235
Chino	$99	$192
Irvine	$99	$206
West Sacramento	$99	$181
San Francisco	$99	$247
Laguna Niguel	$99	$183
Wildomar	$100	$191
Norco	$100	$190
San Bernardino	$100	$212
Hesperia	$100	$206
Rialto	$100	$211
Victorville	$101	$213
Placentia	$101	$194
Sacramento	$102	$210
Orange	$102	$195
Ontario	$103	$204
Adelanto	$103	$224
Thousand Oaks	$103	$189
San Pedro	$105	$219
Torrance	$106	$220
La Puente	$106	$214
La Mirada	$106	$205
Anaheim	$107	$205
Chino Hills	$107	$196
Azusa	$107	$218
Buena Park	$108	$209
Paramount	$109	$228
Rancho Cucamonga	$109	$204
Bell Gardens	$110	$246
Fountain Valley	$110	$190
Diamond Bar	$110	$221
Norwalk	$110	$219
Cypress	$111	$195
Carson	$111	$230
Long Beach	$111	$226
Covina	$114	$210
Cerritos	$115	$236
El Monte	$116	$235
Lancaster	$119	$233
Lynwood	$120	$263
Walnut	$120	$238
Santa Clarita	$121	$233
Culver City	$124	$233
Pasadena	$124	$248
Compton	$125	$261
Santa Monica	$125	$260
Temple City	$126	$261
Inglewood	$135	$261
San Gabriel	$138	$248
Burbank	$144	$277
Los Angeles	$148	$293
Studio City	$155	$297
West Hollywood	$159	$324
Northridge	$162	$319
Reseda	$165	$321
Winnetka	$165	$310
Beverly Hills	$171	$340
Glendale	$172	$360

Disclaimer: Table data sourced from real-time Los Angeles car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Los Angeles may vary based on the policy buyer's unique driver profile.

Los Angeles car insurance FAQs