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Learn the Basics
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How to Get Cheap Car Insurance
Maintaining a good driving record, comparing car insurance rates, and looking for discounts are a few ways to get cheap car insurance.
August 11, 2025
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Average Cost of Car Insurance (2025)
A full-coverage car insurance policy cost an average of $2,313 per year in 2024, with an additional 5% increase expected in 2025, according to Insurify’s latest report on car insurance pricing.
August 26, 2022
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8 Reasons Why Your Car Insurance Costs Are So High (Updated 2025)
Rising repair costs, increasing damage from natural disasters, and more severe accidents have led to rising car insurance premiums.
August 11, 2025
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Minimum Car Insurance Requirements by State (2025)
You need car insurance to legally drive in every state except New Hampshire, but the amount and coverage type can vary.
August 11, 2025
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Top 20 Factors for Car Insurance Rates and Costs
Get real-time car insurance quotes with no risk of spam and no fees.
August 11, 2025
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How to Cancel Your Car Insurance (2025)
You should contact your insurance company to cancel an auto insurance policy, but be sure to secure new coverage before you cancel the old policy.
August 11, 2025
Editor Picks
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Types of Car Insurance Coverage
August 11, 2025
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How Much Car Insurance Do You Need?
September 30, 2024
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17 Factors That Affect Car Insurance Rates
August 11, 2025
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12 Ways to Lower Your Car Insurance Costs in 2025
July 21, 2025
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How to Buy Temporary Car Insurance
August 11, 2025
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Compare Home and Auto Insurance Bundles (2025)
August 11, 2025
Insights
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Survey: Driving Stresses 93% of Gen Zers, but Most Still Aren’t Ready to Rely on Self-Driving Cars
Nearly two-thirds of Gen Z said they don’t want or trust self-driving cars, but one-third could become believers.
July 9, 2025
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Made in America? These States Have the Most Domestic and Foreign Cars in 2025
Foreign cars reign in coastal states, while the West and Midwest drive domestic. Regardless of their cars’ origins, Americans can expect insurance rate hikes in 2025.
June 20, 2025
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As Recession Fears Loom, the Majority of Americans Consider Reducing Car Insurance Coverage
More than four in five Americans (82%) are preparing for a recession, a new Insurify survey shows. More than half (53%) have considered lowering their car insurance coverage to save.
May 27, 2025
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Nearly 50% of EV Buyers Say the Tax Credit Was a Deciding Factor — How Will Ending It Affect Sales?
A new tax and spending bill eliminates the $7,500 credit that encouraged Americans to buy electric vehicles. An Insurify survey found that 45% of EV owners said they wouldn’t have bought their EVs without the tax credit.
May 22, 2025
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Tariffs Could Raise Prices for Popular New Models by 15% — and Make Car Insurance More Expensive
Prices for some bestselling new models may climb by up to 25%. Meanwhile, Insurify projects that the average annual cost of car insurance could rise to $2,527 by the end of 2025, based on the latest tariff updates.
May 7, 2025
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20 States With the Safest and Most Dangerous Drivers
Michigan has the safest drivers, while Rhode Islanders are the most dangerous, Insurify data shows.
April 24, 2025
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10 Car Models With the Fastest-Rising Insurance Costs Between 2024 and 2025
Average insurance costs for three Tesla models increased by more than double the national rate, Insurify data revealed.
April 9, 2025
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Tariffs on Auto Imports and More Would Raise Car Insurance Rates 280% Faster
Insurify projects the average annual cost of full-coverage car insurance will climb 19% by the end of 2025, hitting $2,759. Tariffs will contribute to the bulk of the price hike.
April 3, 2025
Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster
Insurify projects that tariffs on Canada and Mexico may cause car insurance rates to rise faster. Analysis suggests the annual cost of coverage would climb 8% by the end of 2025, up from a 5% increase before tariffs.
February 19, 2025
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10 States With the Sharpest 3-Year Increase in Severe Hail
Missouri and Illinois saw the most significant increases in severe hailstorms since 2022. Home and auto insurers have noted the risk and factored it into rate hikes.
February 10, 2025
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How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025
Car accident rates declined in every state except Vermont and New York from 2023 to 2024. Those states had a 2% and 10% increase, respectively.
January 29, 2025
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Cybertruck’s Lower Insurance Rates Can’t Overcome Model’s Design and Price Challenges
The Tesla Cybertruck is a success among brand loyalists. As prices fall, it could reach a wider market — but only if drivers can get past the post-apocalyptic design.
January 16, 2025
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Road Rage Facts and Statistics: 2025
A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
January 8, 2025
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Car Theft Trends: The Most Stolen Cars in America (2024)
TikTok’s viral #KiaChallenge continues driving car thefts, with the targeted models comprising more than half of the most stolen vehicles in 2023.
December 2, 2024
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10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List
If you’re trying to avoid drunk drivers, take your eyes off the hot rod. They’re probably behind the wheel of a Chrysler Pacifica.
October 17, 2024
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Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average
Car insurance for the bestselling Ford F-150 costs $260 less per year than the U.S. average.
October 10, 2024
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New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel
Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
September 11, 2024
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The Most Popular Cars by Generation, From Zoomers to Boomers (2024)
Are pickup trucks on their way out? Younger drivers favor small vehicles with high-tech features, which could influence how manufacturers design future cars.
August 11, 2024
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10 States with the Most Hail Damage in 2025
Texas has the highest number of hailstorms so far in 2025, with more than 500 recorded events.
August 6, 2024
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The Best States for a Road Trip in 2024
Insurify data ranks Florida as the best overall state for a road trip in 2024, but California and New Jersey place as the most scenic and safest, respectively.
August 1, 2024
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Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?
Powering an EV saves $1,056 annually compared to fueling a gas car, but only if drivers can afford a costly home charging setup.
July 2, 2024
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The Safest Car of the Future, According to AI
AI has imagined the safest car of the future. Its refined autonomous driving technology may mean lower car insurance premiums and lower accident rates in the future. However, adoption, viability, and insurance considerations may present a hurdle.
July 2, 2024
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Car Models With the Most Speeding Tickets (2025)
Whether they’re behind the wheel of a zippy compact car or a practical sedan, drivers with speeding violations pay an average of $2,976 annually for full coverage.
May 23, 2024
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‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs
Rising car ownership costs are fueling rideshare driver discontent as gig workers protest for better wages and working conditions across the country.
May 15, 2024
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What It Would Really Take for U.S. Drivers to Go Fully Electric
Reaching 100% EV adoption would benefit public health and the environment, but high transaction prices, expensive insurance, and a lack of charging infrastructure present major barriers.
April 4, 2024
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High Car Insurance? Your Car Maker May Be Selling Your Driving Data
Consumers allege major automakers sold driving and other types of data to third-party brokers without permission, resulting in higher insurance premiums and coverage denials.
March 22, 2024
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Rural States Underreport the Most Mileage on Car Insurance Applications
Wyoming drivers have the highest average annual mileage in the U.S., at 25,779 miles. The mileage they report to insurance companies is 73% lower.
March 3, 2024
How Gender Inequity Affects Car Insurance Costs (2024)
If women paid the same percentage of income toward car insurance as men, female drivers would save an average of $337 per year on coverage.
March 1, 2024
10 States With the Most Speeding Tickets (2024)
From Virginia to Oregon, drivers in some states are speeding at higher rates than the U.S. average. Find out if you live in one of the 10 states with the most speeding tickets.
February 15, 2024
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These Car Insurance Providers Have the Highest Market Share in Each State
Insurify mapped car insurance providers with the highest market share by state, using data from the National Association of Insurance Commissioners.
2 min. read|February 6, 2024
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5 reasons your car could be uninsurable
Insurify researched why insurance providers may not insure a car and how people can avoid being put in that position.
4 min. read|January 19, 2024
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The 8 most widespread vehicle recalls this year
Insurify identified the eight recalls affecting the most motor vehicles in 2023, using data from the Department of Transportation.
January 2, 2024
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Electric Vehicles: Costs, Trends, and Statistics (2025)
More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
December 10, 2023
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Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further
Car insurance rates have already spiked 17% in 2023. The UAW strike could lead to more price surges.
4 min. read|December 10, 2023
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Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?
A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
November 28, 2023
The Most Popular Cars in America (2022)
Insurify identified the most popular vehicle in every state plus the 10 most popular cars overall in 2022.
November 15, 2023
States With the Worst Drivers in 2022
Insurify ranked the 10 states where drivers accrue the most at-fault traffic citations in 2022.
November 15, 2023
The Most Popular Cars by State
The most popular car in America this year is the Nissan Altima, according to Insurify's analysis. Last year, the Altima ranked third but has since beat out the Honda Accord for first place.
November 15, 2023
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New Report: SUVs, Ford F-series, Toyotas are 2023’s bestselling cars in America
America’s current bestselling car is the Ford F-Series pickup — and it isn’t even close. The Toyota RAV4 lags behind with less than half the number of sales.
November 15, 2023
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Americans still love buying trucks, even as gas prices rise
Gas prices are staying stubbornly high compared to pre-pandemic prices. Insurify examined vehicle sales data to see how Americans are responding.
4 min. read|September 10, 2023
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These insurance companies control the biggest chunks of the market
Top insurers thrive not by securing a monopoly but by finding the lowest-risk customers, according to rankings from the insurance shopping website Insurify.
3 min. read|August 6, 2023
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Speeding Toward Trouble: States with the Most Street Racers
Racing modified vehicles on public roads is a dangerous but growing pastime. Find out which states have the most street racers.
July 10, 2023
Crash Course: Cities with the Rudest Drivers in Each State 2023
How rude are the drivers in your hometown? Here are the cities with the rudest drivers in each state.
June 20, 2023
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Crash Course: Car Models With the Most Accidents in 2023
Insurify identified 2023’s most accident-prone vehicles. Sports cars like the Audi S4 and Subaru WRX sit atop the list, but some unexpected models made the top 10.
June 13, 2023
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These 10 Car Brands Have the Most Speeding Tickets
Infiniti, Scion, and Volkswagen are the car brands with the most speeding tickets for 2023. Find out more.
April 11, 2023
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These Occupations Have the Rudest Drivers in 2022
Journalists, taxi drivers, and floor layers make up some of the rudest drivers on our list. Check out the full list for more insights.
February 21, 2023
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Trouble on Wheels: 20 Cities with the Most Aggressive Drivers (2025)
Cincinnati, Des Moines, and Dayton are among the cities with the most aggressive drivers in the U.S. Find out what factors contribute to aggressive driving.
February 21, 2023
These Are the Worst Cities for Commuters in 2022
These cities have the worst commutes in 2022. Challenges include lengthy trips, busy roads, and high rates of dangerous driving behavior.
July 19, 2022
10 States with the Best Drivers in 2022
These 10 states are home to the best drivers in 2022, bucking a recent trend of increased dangerous driving behavior across America.
June 24, 2022
These 20 Cities are the Most Dangerous for Pedestrians in 2022
Pedestrians should always be on the lookout for motor vehicles, but walkers in these 20 most dangerous cities for pedestrians need to be especially alert.
June 15, 2022
Cities with the Worst Drivers in 2022
Dangerous driving behavior is on the rise in 2022. These cities are home to the worst drivers in every state, as measured by traffic infraction rates.
April 29, 2022
Unsung Heroes of the Highway: Car Models with the Best Drivers (2021)
The drivers of these 10 car models have the cleanest records on the roads in 2021.
April 14, 2022
Car Models With the Rudest Drivers in 2021
Insurify ranked the 10 car models with the rudest drivers in 2021.
April 12, 2022
Hit Me With Your Worst Shot: Car Models With the Most Hit and Runs
Would you flee the scene?
April 12, 2022
Look Out Behind! States with the Most Tailgating Violations (2021)
These 10 states have amassed the most tailgating violations in the nation this year.
March 30, 2022
Ivory Tower Incidents: America’s Most Dangerous Universities (2018)
DISCLAIMER: This study uses data from the FBI's 2016 Uniform Crime Reporting (UCR) college and university dataset. The FBI discourages...
March 30, 2022
Drive for Greatness: States with the Best Drivers
These 10 states have the best motorists in the United States!
March 30, 2022
Electric Driving: States with the Most Hybrid or Electric Vehicles
Electric and electric hybrid vehicles—and their environmentally friendly nature—are rapidly becoming more popular.
March 29, 2022
Stop in the Name of the Law: States with the Most Failures to Stop (2019)
You can run (a red light), but you can’t hide (from the law).
March 24, 2022
Patriotic Purchases? States with the Most Domestic (and Foreign) Cars of 2019
Are the all-American sweethearts of car brands actually all American?
4 min. read|March 24, 2022
On the Run: States with the Most Hit and Runs
Hit and run collisions are a dangerous traffic violation that need to be stamped out. These are the states that...
March 23, 2022
Pickup Trucks With the Most Aggressive Drivers
Insurify ranked the top 5 pickup trucks whose drivers exhibit the most aggressive driving behavior.
March 23, 2022
Blame Game: Cities With the Most At-Fault Car Accidents in 2021
Insurify ranked the top city in every state with the most accident-prone drivers
March 23, 2022
Uninsured and High-Risk: States with the most Uninsured Motorists
Driving without insurance is illegal across the country, but many continue to do so despite the consequences.
March 22, 2022
These are the States that Really Need Road Repairs (2019)
Poor road conditions are a problem across the United States. These are the states in most dire need of road...
March 21, 2022
Straight-A States: States With the Smartest Drivers (2020)
Do you know which states have the smartest student drivers? Car owners in these 10 states report the highest average GPAs.
March 19, 2022
American All-Stars: The Most Popular Pickup Trucks in the U.S. (2020)
The definitive list of America's most popular pickup trucks, according to our data scientists.
March 19, 2022
These Are the Most Popular Vehicles for Each Generation (2021)
See which car models are the most popular for each generation of drivers in 2021.
March 19, 2022
Eyes on the Road! Car Models with the Most Reckless Driving (2019)
Is your car on the list?
March 19, 2022
Cities With the Most Stolen Cars in America (2022)
These cities have the highest rates of car theft in the entire country.
March 16, 2022
The Most Dangerous States for Driving (2021)
Drivers, beware: these 10 states are the most dangerous for driving in 2021.
4 min. read|March 10, 2022
Home is Where the Car Is: Top 10 States for Domestic and Foreign Car Brands
The auto industry is rife with competition on an international scale.
March 10, 2022
Eyes on the Road: States with the Most Car Accidents
What state has the most car accidents? These are the ten states with the most car crashes in 2020.
March 10, 2022
Sick of Long Commutes? These Cities Have the Worst Traffic
No matter how you do it—by car, rail, or foot—commuting can be a hassle.
March 10, 2022
These 10 Car Models have the Worst Drivers in Bad Weather
From the Audi A5 to the Toyota Yaris, these car models have the drivers with the highest incidence rate of ‘driving too fast for conditions’ citations
March 9, 2022
Breathalyze This! States with the Most DUIs (2021)
DUI rates in these 10 states are the highest in the nation during the pandemic.
March 4, 2022
The States With the Rudest Drivers in 2022
Drivers in these 10 states exhibit rude driving behavior at the highest rates in 2022.
March 2, 2022
The Car Models with the Most DUIs in 2021
These 10 car models have the drivers with the most DUIs in the nation over the past year.
March 1, 2022
The Cities with the Most DUIs in Every State in 2021
These cities have the highest DUI rates in their state this year. Did your city make the list?
February 9, 2022
These are the Cities with the Most Aggressive Drivers in Every State (2022)
Aggressive drivers rule the roads the most in these cities. Did yours make the list?
February 9, 2022
The 10 Most Stolen Cars in America (Updated 2021)
These 10 cars are the most stolen vehicles in America according to a new report from Insurify.
January 12, 2022
Life in the Slow Lane: Cities with the Most Traffic
How crowded are the roads in your city? It’s a story that happens in cities across the country. Drivers everywhere...
January 3, 2022
Walker’s Paradise: The 20 Safest Cities for Pedestrians in 2021
Insurify ranked the 20 safest U.S. cities for pedestrians in 2021.
September 20, 2021
![Warning: Could Your State Have the Most Dangerous Drivers? [Infographic]](https://a.storyblok.com/f/162273/1024x768/5577afff1f/auto-placeholder.png/m/400x300/smart/filters:quality(90))
Warning: Could Your State Have the Most Dangerous Drivers? [Infographic]
Some states have the most job growth or the hottest nightlife, whereas others...well, they have the worst drivers in America
1 min. read|July 29, 2021
Eco-Conscious Cars: States with the Most Hybrid and Electric Vehicles
See this year's rankings of the states with the most hybrid and electric vehicles.
July 27, 2021
States with the Most Heavily Enforced Traffic Laws
Policing varies by state. Where do drivers have the highest citation rates in the country?
July 26, 2021
Car insurance reviews
Progressive Auto Insurance Review
Progressive is a large insurer offering auto coverage nationwide. It’s been in business for over 75 years and offers many insurance products and coverage options, including the ability to customize your coverage...
Allstate Car Insurance Review
Long known as a reliable provider of car insurance, Allstate offers quality coverage for a national average rate of $62 per month. Allstate’s memorable ad campaigns over the years have continuously prompted an important question: “Are you in good hands?”...
State Farm Car Insurance Review
State Farm offers affordable car insurance to many drivers. In fact, the average cost of a policy is just $50 a month. The company offers several discount programs to help its customers save significantly on the cost of car insurance.
GEICO Car Insurance Review
GEICO is one of the nation’s most well-known providers of auto insurance but is it right for you? We’re here to help you figure that out. Insurify crunched the numbers and found that GEICO’s national average monthly quote is $52...
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