Top 15 Smartest Dog Breeds
Border collies, poodles, and German shepherds are a few of the smartest dog breeds.
Excellent
)
)
Written byJamie Johnson
)
6 years experience in personal finance writing
Featured on Credit Karma and Insider
Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
Featured in
){kind=small}
){kind=small}
){kind=small}
)
Edited byKatie Powers
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
){kind=small}
){kind=small}
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Many people prefer smart dogs due to their ability to learn commands, adapt to new situations, and perform a variety of tasks. Owning an intelligent dog is a big responsibility that requires dog owners to have the time and energy to train them.
Here’s an overview of the 15 smartest dog breeds, including what you should know about typical characteristics, natural traits, life expectancies, and more to help you decide on the right dog breed for your family.
Find Cheap Pet Insurance
Compare top pet health insurance plans in minutes
Secure. Free. Easy-to-use.
4.8/5 (7,669+ reviews)
How to grade dog intelligence
The following three main categories can measure a dog’s intelligence:[1]
Instincts: This looks at a dog’s natural abilities to perform certain tasks, like herding or guarding.
Adaptability: Adaptability refers to a dog’s ability to adjust to new environments and solve problems independently.
Obedience: This refers to a dog’s ability to learn and execute basic commands and training.
1. Border collie
)
Average weight: 30–55 lbs.
Average size: 19–22 in. for males; 18–21 in. for females
Life expectancy: 12 –15 years
Border collies are smart and hardworking dogs that are at their best when they have a job to do. They’re a high-energy and easy-to-train breed that needs daily exercise and space to run. These energetic dogs excel at activities like obedience and agility training and need an owner with the stamina to keep them occupied.
2. Standard poodle
)
Average weight: 60–70 lbs. for males; 40–50 lbs. for females
Average size: More than 15 in.
Life expectancy: 10–18 years
Poodles are great family dogs that get along well with young children. They’re eager to please their owners and respond well to training. Poodles are an active breed that needs lots of exercise. They particularly enjoy swimming and long walks.
3. German shepherd
)
Average weight: 65–90 lbs. for males; 50–70 lbs. for females
Average size: 24–26 in. for males; 22–24 in. for females
Life expectancy: 12–14 years
German shepherd dogs are loyal and willing to protect their loved ones. They’re highly intelligent and able to learn many different tasks. While German shepherds make great family pets, they may act aloof with strangers.
4. Golden retriever
)
Average weight: 65–75 lbs. for males; 55–65 lbs. for females
Average size: 23–24 in. for males; 21.5–22.5 in. for females
Life expectancy: 10–12 years
Golden retrievers are one of the most popular dog breeds thanks to their friendly and loyal personality. These dogs excel at many tasks, including hunting, fieldwork, and search and rescue. Golden retrievers are energetic and playful dogs with a strong desire to please their owners.
5. Doberman pinscher
)
Average weight: 75–100 lbs. for males; 60–90 lbs. for females
Average size: 26–28 in. for males; 24–26 in. for females
Life expectancy: 10–12 years
Doberman pinschers are eager to please and pick up commands from their owners quickly. They’re brave and natural problem-solvers, which is why they’re sometimes used as guard dogs or in SWAT protection. Despite their protective nature, they’re also playful pets that are good with children.
6. Shetland sheepdog
)
Average weight: 15–25 lbs.
Average size: 13–16 in.
Life expectancy: 12–14 years
People originally bred shelties to herd sheep because of their keen ability to assess and respond to the movements of livestock. The breed has a strong work ethic, is very versatile, and can excel in many different activities. Shelties have a reputation for being very sensitive animals attuned to the moods of their owners.
7. Labrador retriever
)
Average weight: 22.5–24.5 in. for males; 21.5–23.5 in. for females
Average size: 65–80 lbs. for males; 55–70 lbs. for females
Life expectancy: 11–13 years
Labrador retrievers are one of the friendliest dog breeds and are great with children and other dogs. They’re an incredibly athletic and high-energy breed that needs a lot of exercise. Thanks to their trainability and high social intelligence, labs make excellent service and therapy dogs.
8. Papillon
)
Average weight: 8–11 in.
Average size: 5–10 lbs.
Life expectancy: 14–16 years
Papillons are a toy breed that makes excellent companion dogs. This small dog is friendly and alert, with intelligence stemming from their focused and alert minds. Papillons are also very adaptable and can quickly adjust to new surroundings. But you do have to be careful with Papillons interacting with other dogs. Their small size means bigger dogs can easily injure them during play.
9. Rottweiler
)
Average weight: 95–135 lbs. for males; 80–100 lbs. for females
Average size: 24–27 in. for males; 22–25 in. for females
Life expectancy: 9–10 years
Rottweilers are loyal and have a strong sense of perception, making them excellent family and police dogs. They’re excellent protectors, which is why they do police work. The breed is affectionate and obedient, which makes them good family dogs. It’s important to train Rottweilers early in life and work on socialization skills.
10. Australian cattle dog
)
Average weight: 35–50 lbs.
Average size: 18–20 in. for males; 17–19 in. for females
Life expectancy: 12–16 years
Australian cattle dogs are herding dogs related to the dingo, an Australian wild dog. These dogs are strong and athletic and can easily outsmart their owners. You should keep this breed occupied so it stays out of trouble.
11. Pembroke Welsh corgi
)
Average weight: 10–12 in.
Average size: Up to 28–30 lbs.
Life expectancy: 12–13 years
Despite their small size, Corgis are members of the herding group. This breed is lively, sensitive, and independent. Corgis respond well to a family environment and make excellent watchdogs thanks to their loud bark and acute senses.
12. Miniature schnauzer
)
Average weight: 12–14 in.
Average size: 11–20 lbs.
Life expectancy: 12–15 years
Miniature schnauzers are the smallest of the three schnauzer breeds. They’re tough dogs without being overly aggressive, and they get along well with children and other pets. They’re high energy, playful, and serve as good watchdogs.
13. English springer spaniel
)
Average weight: 40–50 lbs.
Average size: 19–20 in.
Life expectancy: 12–14 years
English springer spaniels are bird dogs with excellent stamina. They enjoy games of fetch, long walks, swimming, and being with humans. Early training is crucial to ensure this breed doesn’t learn undesirable behaviors.
14. Belgian Tervuren
)
Average weight: 55–75 lbs. for males; 45–60 lbs. for females
Average size: 24–26 in. for males; 22–24 in. for females
Life expectancy: 12–14 years
The Belgian Tervuren is a tireless dog that needs to stay busy and have a job to do. Owners who don’t understand how to keep this breed occupied may struggle with this. The Belgian Tervuren can also be protective of its owner.
15. Schipperke
)
Average weight: 10–16 lbs.
Average size: 11–13 in. for males; 10–12 in. for females
Life expectancy: 12–16 years
Schipperkes are highly intelligent dogs that need a lot of mental stimulation to keep them from getting into trouble. They’re an independent and inquisitive breed and can be more challenging to train. But if you keep at it, Schipperkes can learn almost anything.
Compare Pet Insurance Quotes
Compare top pet health insurance plans in less than 2 minutes
Secure. Free. Easy-to-use.
4.8/5 (7,669+ reviews)
Cost of pet insurance for top smart dog breeds
Pet insurance provides pet owners with the peace of mind that they can cover their pet’s healthcare costs in case of an unexpected injury or illness.
With pet insurance, you can take your pet to the vet for treatment when it’s sick or injured, as long as the condition is covered. In most cases, you’ll pay the vet bill upfront and then submit a claim to your insurance provider for reimbursement. The amount you’re reimbursed depends on your plan’s reimbursement rate, annual coverage limit, and deductible.
Here's the median cost of pet insurance for some of the smartest dog breeds.
The below rates are estimated rates current as of: Sunday, October 5 at 12:00 PM PDT.
Breed Name  | Average Monthly Quote |
|---|---|
| Chihuahua | $16 |
| Shih Tzu | $16 |
| Poodle - Toy | $18 |
| Maltese | $19 |
| Shih Tzu | $20 |
| Chihuahua | $20 |
| Yorkie-Poo | $20 |
| Chihuahua | $21 |
| Shih Tzu | $21 |
| Dachshund | $21 |
| Goldendoodle | $21 |
| Yorkshire Terrier | $22 |
| Husky | $22 |
| Goldendoodle | $24 |
| Yorkshire Terrier | $24 |
| American Pit Bull Terrier | $24 |
| Dachshund | $25 |
| Yorkshire Terrier | $25 |
| Pomeranian | $25 |
| German Shepherd | $25 |
| Pomeranian | $25 |
| Chihuahua | $26 |
| Shih Tzu | $26 |
| Pit Bull | $26 |
| Husky | $27 |
| Dachshund | $27 |
| Goldendoodle | $28 |
| Pomeranian | $28 |
| German Shepherd | $28 |
| Husky | $28 |
| Yorkshire Terrier | $29 |
| Shih Tzu | $29 |
| German Shepherd | $30 |
| Yorkie-Poo | $30 |
| Pit Bull | $30 |
| Golden Retriever | $31 |
| Golden Retriever | $31 |
| Beagle | $31 |
| Pomeranian | $32 |
| Maltese | $32 |
| Yorkshire Terrier | $32 |
| Husky | $32 |
| Labrador Retriever | $32 |
| American Bully | $32 |
| Chihuahua | $33 |
| Pit Bull | $33 |
| Cane Corso | $33 |
| Poodle | $33 |
| Goldendoodle | $34 |
| American Pit Bull Terrier | $34 |
| American Staffordshire Terrier | $34 |
| Labrador Retriever | $34 |
| American Staffordshire Terrier | $34 |
| Poodle | $34 |
| Chihuahua | $35 |
| Beagle | $35 |
| Great Dane | $35 |
| Golden Retriever | $36 |
| Maltese | $36 |
| German Shepherd | $36 |
| Dachshund | $36 |
| Pit Bull | $37 |
| Beagle | $37 |
| Rottweiler | $37 |
| French Bulldog | $37 |
| Dachshund | $38 |
| Pomeranian | $38 |
| Labrador Retriever | $39 |
| Yorkshire Terrier | $39 |
| Labrador Retriever | $39 |
| American Bully | $39 |
| Rottweiler | $39 |
| American Bully | $40 |
| Cane Corso | $41 |
| Husky | $41 |
| Golden Retriever | $41 |
| French Bulldog | $41 |
| Shih Tzu | $42 |
| Shih Tzu | $42 |
| American Staffordshire Terrier | $43 |
| Great Dane | $43 |
| Dachshund | $43 |
| Cane Corso | $43 |
| Yorkshire Terrier | $43 |
| Beagle | $44 |
| Goldendoodle | $44 |
| Poodle | $45 |
| Rottweiler | $46 |
| Pomeranian | $46 |
| Goldendoodle | $47 |
| American Bulldog | $47 |
| Chihuahua | $47 |
| French Bulldog | $48 |
| Poodle | $48 |
| Yorkie-Poo | $48 |
| Golden Retriever | $51 |
| Cane Corso | $51 |
| Golden Retriever | $52 |
| Dachshund | $52 |
| Shih Tzu | $52 |
| Great Dane | $53 |
| Chihuahua | $53 |
| Dachshund | $53 |
| German Shepherd | $54 |
| Poodle | $54 |
| Husky | $54 |
| Chihuahua | $55 |
| Poodle | $55 |
| Labrador Retriever | $55 |
| French Bulldog | $56 |
| Rottweiler | $56 |
| Maltese | $56 |
| Beagle | $56 |
| Pomeranian | $57 |
| Yorkshire Terrier | $57 |
| Goldendoodle | $57 |
| Golden Retriever | $58 |
| Golden Retriever | $60 |
| Husky | $60 |
| American Pit Bull Terrier | $61 |
| Husky | $62 |
| Labrador Retriever | $63 |
| Great Dane | $64 |
| German Shepherd | $64 |
| Beagle | $65 |
| German Shepherd | $67 |
| Pomeranian | $67 |
| Cane Corso | $68 |
| Labrador Retriever | $70 |
| German Shepherd | $70 |
| American Pit Bull Terrier | $74 |
| American Bully | $74 |
| Cane Corso | $74 |
| Great Dane | $75 |
| German Shepherd | $77 |
| American Staffordshire Terrier | $78 |
| French Bulldog | $79 |
| Pit Bull | $80 |
| Beagle | $80 |
| American Staffordshire Terrier | $81 |
| American Staffordshire Terrier | $82 |
| American Pit Bull Terrier | $82 |
| Boxer | $83 |
| Golden Retriever | $83 |
| Cane Corso | $84 |
| Beagle | $86 |
| French Bulldog | $86 |
| Pit Bull | $87 |
| Labrador Retriever | $88 |
| French Bulldog | $90 |
| American Bully | $94 |
| Rottweiler | $95 |
| American Staffordshire Terrier | $95 |
| Cane Corso | $96 |
| Poodle | $96 |
| Great Dane | $100 |
| Great Dane | $102 |
| Rottweiler | $102 |
| Rottweiler | $103 |
| French Bulldog | $109 |
| Rottweiler | $110 |
| Rottweiler | $111 |
| Cane Corso | $114 |
| Great Dane | $121 |
| French Bulldog | $166 |
| Dachshund | $262 |
| Great Dane | $307 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Care requirements for smart dogs
Smart dogs can experience boredom easily, so they need an owner who can find ways to keep them occupied.[2] Here are some unique care requirements for smart dogs:
Dog training
Smart dogs can benefit from advanced training programs, like agility training or scent detection activities.
Enrichment toys and puzzles
Introducing new toys and treat dispensing puzzles regularly can keep dogs engaged.[3]
High-quality food
Smart dogs are often high energy. Feeding them high-quality dog food will give them the nutrients they need.
Pet insurance
Active and curious dogs can be more prone to injuries, so pet insurance is a great way to ensure they receive the care they need.
Smartest dog breeds FAQs
The following information can help answer your remaining questions about caring for a dog breed with high intelligence.
What dog has the highest IQ?
The border collie is the smartest dog due to its herding abilities and incredible focus. The dog’s natural smarts help it excel in athletic activities. This dog breed needs to be active every day.
What is the most trainable dog?
German shepherds are one of the most trainable dog breeds, which is why they excel at law enforcement and military work. The intelligent dog breed is also very courageous and loyal, making them good pets.
What is the most loyal dog?
Labs are very loyal dogs and quickly become devoted to their owners. These dogs are notoriously friendly and enjoy being around people and animals alike.
What type of lifestyle is good for smart dogs?
Active lifestyles that provide mental and physical stimulation are best for smart dogs. Many of the smartest breeds excel at hiking, swimming, and running. If your dog has lots of energy, it’s important to spend the necessary time keeping it mentally and physically active to prevent high-maintenance behaviors.
Methodology
Insurify data scientists analyzed more than 250,000 pet insurance quotes from our proprietary database — sourced by Fletch Insurance Services LLC (“Fletch”) — to determine the premium prices displayed on this page. These quotes come directly from Insurify’s 10+ partner insurance companies across all 50 states and Washington, D.C., reflecting monthly pet insurance costs for both dogs and cats.
Unless otherwise specified, premium prices represent one-year rolling medians to account for market volatility driven by factors such as rising veterinary care costs and increased pet ownership.
Breed-level prices incorporate both mixed and purebred pets. To ensure reliability, a minimum of eight quotes is required for dogs and four quotes for cats. Breeds with significant price deviations from the average are noted explicitly; other breeds are estimated based on average costs for all purebred pets.
Pets are grouped into three age brackets:
- Young: under 12 months
- Adult: 12 months to 7 years
- Senior: over 7 years
Coverage Limits
Dog premium averages reflect policies with annual coverage limits of $2,500, $5,000, $10,000, or unlimited.
Cat premium averages reflect policies with annual coverage limits of $2,500, $5,000, $7,000, $10,000, or unlimited.
For both dogs and cats, monthly premiums are segmented by:
- Deductible options: $250, $500, $1,000
- Reimbursement options: 70%, 80%, 90%
Related articles
)
Cost of Owning a Dog
October 5, 2025
)
The Annual Cost of Owning a Dog
October 5, 2025
)
Best Pet Insurance for Older Dogs
October 5, 2025
)
8 Ways to Keep Your Dog Warm in Winter
December 15, 2023
)
Puppy Insurance: The Best Plans for Your Pup in 2025
October 5, 2025
)
Best Pet Insurance for Dogs
October 5, 2025
)
How Much Does It Cost to Spay or Neuter a Dog?
July 9, 2024
Cost of Owning a French Bulldog
October 5, 2025
Sources
)
Jamie Johnson
Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Jamie has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
