Cheapest Auto Insurance in Brownsville, Texas (2025)
State Farm offers the cheapest car insurance in Brownsville, with minimum-coverage policies as low as $55 per month.
Secure. Free. Easy-to-use.
Excellent
)
Written byAmy Beardsley
)
3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.
Featured in
){kind=small}
){kind=small}
)
Edited byCourtney Mikulski
)
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
Featured in
){kind=small}
){kind=small}
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
In Brownsville, car insurance costs an average of $166 a month, which is close to the Texas state average of $172. For comparison, the national average rate is $144.
A growing population in the state is partly to blame for the city’s more expensive insurance costs. Additionally, Brownsville’s location in the Rio Grande Valley exposes it to threats like tornadoes, flash flooding, and wildfires, further driving up car insurance costs.[1]
Comparing quotes is crucial to finding a great deal on Brownsville car insurance. Just remember that your cost depends on your circumstances and coverage needs.
Quick Facts
The average cost of car insurance in Brownsville is $207 a month for full coverage and $125 for liability.
Brownsville drivers must carry 30/60/25 liability limits to drive legally in Texas.[2]
The Texas Automobile Insurance Plan Association can help if insurers deny you coverage.
Best and cheapest car insurance companies in Brownsville
Finding cheap auto insurance isn’t easy. Drivers in the state of Texas saw a 25% jump in premiums in 2023, according to Insurify’s latest car insurance pricing report. But Brownsville drivers can still find affordable rates and good service. Here are three top insurers to consider.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $91 | $57 | Liability-only coverage |
| Allstate | 8.9 | $129 | $80 | Young drivers |
| GEICO | 9.2 | $175 | $117 | Drivers with a DWI |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for liability-only coverage: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $85/mo |
4.1
Best choiceBased on 11,464 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,107)
Edward
Verified Review
Good insurance, just not great.
Reviewed in Virginia on August 2025
Very responsive with claims, but costly premium increases.
Daniel
Verified Review
My experience with State Farm has been generally good
Reviewed in New Mexico on August 2025
I've never had any real problems with State Farm. When I'm trying to reduce my insurance costs, I shop around.
Lori
Verified Review
Excellent
Reviewed in California on August 2025
Expensive but good if you need it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has some of the lowest average rates for liability-only insurance in Brownsville. The company has been in business for more than 100 years and is the largest car insurance company in the U.S. by market share. You’ll find eight State Farm agents in Brownsville, who can help you customize your coverage to lower your costs.
Pros
Above-average J.D. Power customer satisfaction rating in Texas
Generous rental car coverage
Cons
Gap insurance not available
Can’t purchase a policy online
Best insurer for young drivers: Allstate
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $76/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $120/mo |
3.9
A solid optionBased on 6,984 verified guest reviews and ratings
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
Reviews (3,694)
John
Verified Review
Excellent
Reviewed in North Carolina on August 2025
Very competitive in pricing and excellent handling of any claims.
Dale
Verified Review
Allstate is Not a Good Choice
Reviewed in Arizona on August 2025
Super expensive, no discounts the longer you're with them. The price keeps going up.
Juan
Verified Review
Frustrated
Reviewed in Texas on August 2025
Excellent customer service; however, I feel that they should offer lower price options for customers who drive very few miles throughout the year.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
636NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.02A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
The fourth-largest car insurance company in the U.S., Allstate offers rates that are notably less than the city’s average. It’s also the best auto insurance company for teens. The company has discount programs specifically tailored for Brownsville’s young drivers. Additionally, eight of the nine local Allstate insurance agents have “elite” status, suggesting top-tier customer service.
Pros
Accident forgiveness, regardless of fault
Custom parts and sound system coverage available
Cons
Below-average J.D. Power customer satisfaction rating in Texas
Missing multi-car discount
Best insurer for drivers with a DWI: GEICO
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $125/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $174/mo |
3.9
A solid optionBased on 12,129 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,474)
Gail
Verified Review
Poor
Reviewed in Florida on August 2025
They are not a good carrier. My rates went up to $2000.00 a year because I moved 6 miles.
Greg
Verified Review
Geico is okay
Reviewed in North Carolina on August 2025
Great customer service and roadside assistance. They start out with low prices, but the price increases over time and never decreases!
Richard
Verified Review
Less, Not More
Reviewed in New York on August 2025
When you become a senior citizen, they don’t lower your rates; they increase them significantly.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Brownsville drivers generally pay less for car insurance when they go with GEICO. Although there’s no in-person support, considering the nearest agent is more than 160 miles away in Corpus Christi, GEICO customer service can help you file an SR-22 certificate with the state if your DWI conviction requires one.
Pros
Highly rated mobile app
Roadside assistance starts at $14 per year
Cons
Below-average J.D. Power customer satisfaction rating in Texas
No gap insurance option
How to get the cheapest car insurance in Brownsville
To reduce your premiums, it helps to know what insurance rating factors contribute to a car insurance quote. Insurers consider driving history, vehicle type, marital status, credit history, and where you park overnight. Consider these strategies to increase your savings on your next car insurance bill:
Ask about discounts. While car insurance discounts can vary by auto insurance company, many offer discounts for good grades, safe drivers, and eco-friendly vehicles.
Increase policy deductibles. Higher deductibles can lower your rates, but it means you’ll pay more out of pocket if you file a claim.
Bundle policies. Combine home or renters insurance with auto insurance to take advantage of bundling discounts.
Shop around. Low auto insurance rates won’t just appear on your doorstep. Get multiple quotes to compare coverage and choose the best deal.
Find Cheap Car Insurance in Brownsville, Texas
Check quotes from 120+ top insurance companies
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest liability-only car insurance in Brownsville
Liability car insurance doesn’t cover your car’s dents. It pays for damages and injuries you cause to others in a car accident. This coverage meets Texas’ auto insurance requirements but can leave gaps in your protection.
In Brownsville, State Farm leads the pack for budget-friendly liability-only car insurance, averaging a rate of just $55 a month. The table below shows the average car insurance quotes for liability coverage from the best companies in Brownsville.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $55 |
| Mile Auto | $67 |
| Allstate | $76 |
| Mercury | $92 |
| Progressive | $96 |
| USAA | $97 |
| Dairyland | $116 |
| Root | $116 |
| The General | $118 |
| Bristol West | $118 |
| AssuranceAmerica | $121 |
| Nationwide | $122 |
| Commonwealth Casualty | $125 |
| GEICO | $125 |
| Safeco | $125 |
| Clearcover | $129 |
| Direct Auto | $139 |
| National General | $139 |
| GAINSCO | $141 |
| Elephant | $149 |
| Chubb | $165 |
| Foremost | $189 |
| 21st Century | $191 |
| Liberty Mutual | $246 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Brownsville
While liability insurance offers minimum coverage for damages you cause to others, full-coverage car insurance goes the extra mile. You’ll get protection for your vehicle’s damages. If you’re financing or leasing a vehicle, your lender may require full coverage. However, it’s also helpful if you’re looking for more peace of mind.
The average cost of full coverage in Brownsville is $207 a month, and the table below shows the cheapest car insurance companies for full coverage in the city.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $85 |
| Allstate | $120 |
| Mile Auto | $137 |
| Mercury | $152 |
| USAA | $152 |
| Progressive | $169 |
| GEICO | $174 |
| Nationwide | $191 |
| Safeco | $202 |
| Clearcover | $210 |
| Root | $211 |
| Direct Auto | $233 |
| The General | $233 |
| Elephant | $234 |
| Bristol West | $245 |
| National General | $245 |
| Chubb | $258 |
| AssuranceAmerica | $262 |
| GAINSCO | $285 |
| 21st Century | $298 |
| Dairyland | $316 |
| Liberty Mutual | $320 |
| Commonwealth Casualty | $330 |
| Foremost | $381 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Brownsville, Texas
Drivers using Insurify have found quotes as cheap as $40/mo for liability only and $71/mo for full coverage in Brownsville and other Texas cities.
*Quotes generated for Insurify users in and around Brownsville, Texas within the last 10 days. Last updated on August 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Brownsville, Texas within the last 10 days. Last updated on August 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from August 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Texas
Texas auto insurance has specific requirements, including having a 30/60/25 policy with personal injury protection (PIP) included. If you don’t want PIP coverage, you must inform your insurer in writing. The state uses a fault system, which means you’re on the hook for damages and injuries if you cause an accident. However, minimum coverage may not always cover the full scope of expenses, and the Texas Department of Insurance (TDI) suggests increasing your coverage limits.
Here are the minimum car insurance requirements in Texas:[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $30,000 per person / $60,000 per accident |
| Property damage liability | $25,000 per accident |
Buying more than the bare-minimum coverage is a good idea. Brownsville’s best car insurance companies offer additional coverage to customize your policy. Two common options are collision and comprehensive insurance, but TDI specifically mentions five add-ons to increase your coverage:
Collision coverage
Collision coverage steps in when your car hits another vehicle or object to pay for your repair or replacement costs, no matter who’s at fault.
Comprehensive coverage
Comprehensive coverage protects against theft, fire, vandalism, tornadoes, hail, and falling objects, among other non-collision events.
Medical payments coverage
Medical payments coverage pays for medical bills for you and your passengers, even if you’re the passenger in another vehicle or get injured while cycling or on foot.
Roadside assistance coverage
Towing, battery boosts, and other emergency roadside help is handy if you find yourself stuck on the side of the road.
Rental car coverage
This helps pay for a temporary ride if your vehicle needs repairs after an accident.
Cheapest car insurance for drivers with an incident
At-fault accidents, speeding tickets, DWIs, and other incidents can cause your auto insurance prices to surge. Insurers see these traffic violations as indicators of risky behavior, which increases the potential of having to pay future claims. If your driving record isn’t perfect, you aren’t doomed to high rates — savvy Brownsville drivers can still find cost-effective coverage.
Shop for Car Insurance in Brownsville, TX
Rates start at $64 per month for drivers with an incident
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: State Farm
Getting a speeding ticket means more than an immediate fine. It sends a message to insurers that you might be a high-risk driver, potentially leading to more expensive auto insurance coverage. The overall average cost of car insurance for Brownsville drivers with a speeding ticket is $199 a month.
If you’re ready to compare coverage options, look at the table below. It shows how Brownsville car insurance companies measure up for drivers with speeding tickets.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| State Farm | $103 | $67 |
| Allstate | $146 | $93 |
| Mile Auto | $159 | $78 |
| USAA | $186 | $119 |
| Mercury | $201 | $122 |
| Progressive | $202 | $115 |
| GEICO | $218 | $156 |
| Nationwide | $235 | $150 |
| Safeco | $253 | $156 |
| Root | $268 | $147 |
| Clearcover | $270 | $166 |
| Elephant | $274 | $174 |
| Direct Auto | $287 | $171 |
| National General | $299 | $170 |
| The General | $303 | $153 |
| Bristol West | $303 | $146 |
| AssuranceAmerica | $307 | $142 |
| Chubb | $315 | $202 |
| GAINSCO | $336 | $166 |
| 21st Century | $372 | $239 |
| Dairyland | $386 | $142 |
| Commonwealth Casualty | $386 | $146 |
| Liberty Mutual | $392 | $301 |
| Foremost | $467 | $232 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you cause an accident, you’re not only responsible for paying for the injuries of the other driver and their passengers, but it also puts you in a riskier category for car insurance. A riskier profile often translates to steeper auto insurance premiums. Some insurers offer accident forgiveness, providing some financial relief, even for at-fault accidents.
You may also see lower rates by switching to a different insurance company. In Brownsville, the overall average for car insurance after an at-fault accident is $211 per month. To start your search, consider the insurers in the table below.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| State Farm | $108 | $70 |
| Allstate | $153 | $97 |
| Mile Auto | $178 | $87 |
| USAA | $194 | $124 |
| GEICO | $211 | $151 |
| Progressive | $215 | $122 |
| Mercury | $216 | $131 |
| Nationwide | $246 | $157 |
| Root | $263 | $145 |
| Safeco | $271 | $168 |
| Clearcover | $299 | $184 |
| Elephant | $299 | $191 |
| Direct Auto | $310 | $185 |
| The General | $313 | $158 |
| National General | $314 | $178 |
| Bristol West | $315 | $152 |
| AssuranceAmerica | $316 | $146 |
| Chubb | $329 | $210 |
| GAINSCO | $357 | $176 |
| 21st Century | $387 | $248 |
| Dairyland | $408 | $150 |
| Liberty Mutual | $411 | $316 |
| Commonwealth Casualty | $427 | $162 |
| Foremost | $489 | $243 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DWI: State Farm
Driving under the influence isn’t just a legal misstep — it casts a shadow over your insurance rates. In 2021, the Brownsville Police Department reported 3.5 times more alcohol-related car accidents than in 2020.[3]
Drunk driving increases your risk level, leading insurers to hike up your premiums — the overall average cost for insurance after a DWI in Brownsville is $203 a month. You may also need to file an SR-22 certificate to verify insurance coverage.
Check out the table below for a comparison of Brownsville insurance quotes for drivers with a DWI.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| State Farm | $115 | $74 |
| Allstate | $162 | $102 |
| Mile Auto | $185 | $90 |
| USAA | $205 | $131 |
| Progressive | $206 | $117 |
| Mercury | $207 | $125 |
| GEICO | $234 | $168 |
| Nationwide | $257 | $164 |
| Clearcover | $283 | $174 |
| Root | $284 | $156 |
| Safeco | $301 | $186 |
| Direct Auto | $314 | $187 |
| The General | $314 | $159 |
| Elephant | $315 | $201 |
| Bristol West | $330 | $159 |
| National General | $330 | $187 |
| Chubb | $348 | $222 |
| AssuranceAmerica | $353 | $163 |
| GAINSCO | $384 | $190 |
| 21st Century | $402 | $257 |
| Dairyland | $426 | $156 |
| Liberty Mutual | $431 | $331 |
| Commonwealth Casualty | $445 | $168 |
| Foremost | $513 | $255 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Car insurance rates can change as drivers age. Rates typically decrease around age 35 due to better driving habits and more experience. While seniors are often safe drivers, premiums tend to rise by age 70 because they’re more likely to get into fatal car accidents.[4]
Seniors drivers in Brownsville pay an average of $106 a month for liability insurance and $175 a month for full coverage. Other Brownsville car insurance companies offer affordable coverage for senior drivers, as shown in the table below.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| State Farm | $43 | $67 |
| Mile Auto | $52 | $107 |
| Allstate | $62 | $98 |
| Mercury | $76 | $126 |
| USAA | $79 | $124 |
| Progressive | $81 | $143 |
| Nationwide | $93 | $146 |
| AssuranceAmerica | $94 | $204 |
| Dairyland | $95 | $259 |
| The General | $97 | $192 |
| Bristol West | $97 | $201 |
| Root | $98 | $179 |
| Commonwealth Casualty | $100 | $265 |
| GEICO | $100 | $139 |
| National General | $109 | $191 |
| Safeco | $109 | $176 |
| Direct Auto | $111 | $187 |
| Clearcover | $113 | $183 |
| GAINSCO | $119 | $240 |
| Chubb | $124 | $194 |
| Elephant | $125 | $196 |
| 21st Century | $149 | $232 |
| Foremost | $161 | $325 |
| Liberty Mutual | $205 | $267 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
Being a teen driver can be fun, but it’s often costly when it comes to car insurance. Teens are new to driving and likely to make more mistakes, so insurance companies see them as risky and charge them more. To save money, young drivers can rely on a few strategies:
Stay on their parents’ insurance plan. Adding a teen to a parent’s policy is cheaper than buying separate coverage.
Choose a safe car. Vehicles with better safety ratings qualify for lower premiums.
Earn good grades. Insurers often provide good student discounts.
Complete a driver’s education course. Taking a driver ’s education course can open up insurer discounts.
Brownsville car insurance costs for teen drivers are an average of $243 a month for liability only and $403 for full coverage. Check out the table below to see how companies offer different quotes for teen drivers.
The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| State Farm | $108 | $167 |
| Mile Auto | $141 | $288 |
| Allstate | $153 | $242 |
| Mercury | $177 | $292 |
| USAA | $183 | $287 |
| Progressive | $187 | $329 |
| Dairyland | $200 | $544 |
| Root | $208 | $378 |
| The General | $210 | $414 |
| Bristol West | $218 | $452 |
| Clearcover | $228 | $371 |
| GEICO | $229 | $319 |
| Commonwealth Casualty | $237 | $625 |
| Nationwide | $243 | $381 |
| AssuranceAmerica | $249 | $538 |
| Safeco | $257 | $415 |
| Elephant | $266 | $418 |
| GAINSCO | $273 | $553 |
| Direct Auto | $281 | $472 |
| National General | $292 | $514 |
| Chubb | $356 | $557 |
| 21st Century | $359 | $561 |
| Foremost | $365 | $736 |
| Liberty Mutual | $447 | $581 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Brownsville
Check quotes from 120+ top insurance companies
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Brownsville car insurance quotes by credit tier
While Texas has some of the toughest rules about how insurers use credit information, credit history is still a primary factor for car insurance quotes.[5] It’s common for drivers with poor credit scores to pay twice as much as drivers with excellent or good credit scores, even if they have a safe driving record.
Here’s how monthly rates stack up based on different credit levels for Brownsville drivers.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Brownsville?
Location plays a big role when insurers calculate car insurance quotes. Prices vary by city and ZIP code, and Brownsville auto insurance premiums are more expensive on average. While rates in the city are similar to the Texas average, Brownsville insurance policies cost more than the national average.
More cities in Texas
Here’s how other Texas cities compare to Brownsville’s car insurance costs.
City | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Abilene | $94 | $194 |
| Amarillo | $108 | $223 |
| Corpus Christi | $134 | $214 |
| Dallas | $138 | $257 |
| El Paso | $105 | $198 |
| Lubbock | $112 | $219 |
| Plano | $127 | $221 |
| San Antonio | $129 | $229 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Brownsville car insurance FAQs
Learn how to shop for car insurance in Insurify’s guide, and check out the answers to questions about car insurance in Brownsville below.
How much is car insurance in Brownsville?
The average cost of car insurance in Brownsville is $207 a month for full coverage and $125 a month for liability.
Who has the cheapest car insurance in Brownsville?
State Farm is the cheapest car insurance company in Brownsville, with an average cost of $55 for liability insurance.
What are the best car insurance companies in Brownsville?
Some of the best car insurance companies in Brownsville include State Farm, Allstate, and GEICO. These companies have solid Insurify Quality Scores, relatively affordable average rates, and strong AM Best ratings.
How much does car insurance cost a month in Texas?
The average cost of car insurance in Texas is $124 a month for liability only and $220 a month for full coverage.
What is the bare-minimum car insurance in Texas?
Texas requires 30/60/25 liability insurance, which translates to $30,000 per person and $60,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[2]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
)
Cheap Car Insurance Quotes in Texas Starting at $57
August 20, 2025
)
Can You Drive in Texas With a Foreign License?
August 16, 2024
)
How to Get a Texas Drivers License: A Step-by-Step Guide
February 21, 2025
)
Texas Car Accident Laws and Regulations
September 19, 2024
)
Best Full-Coverage Car Insurance in Texas: Cheapest Rates 2025
August 12, 2025
)
Non-Owner Car Insurance in Texas
August 20, 2025
)
Car Insurance Discounts for Texas Drivers
August 20, 2025
)
How Long Does an Insurance Company Have to Investigate an Auto Claim in Texas?
August 26, 2024
)
What to Do if You Get Into an Accident With an Uninsured Driver in Texas
August 24, 2024
)
Does a Vehicle Have to Be in Your Name to Insure It in Texas?
August 27, 2024
)
What Age Does Insurance Go Down in Texas?
July 8, 2025
)
Cheapest Car Insurance for New Drivers in Texas
August 20, 2025
)
Compare Car Insurance Rates for Senior Drivers in Texas From $45/mo.
August 20, 2025
)
Best Car Insurance Companies in Texas
August 20, 2025
)
Cheap SR-22 Insurance in Texas
August 20, 2025
)
Temporary Car Insurance in Texas
August 20, 2025
)
)
)
)
Cheap Car Insurance in San Antonio, Texas, From $59
August 20, 2025
)
Best Cheap Car Insurance in San Marcos, TX, From $55
August 20, 2025
)
Cheap Car Insurance in Plano, TX, Starting at $57
August 20, 2025
)
Best Cheap Car Insurance in Lubbock, TX, From $55
August 20, 2025
)
Cheapest Car Insurance Quotes in Odessa, TX,
August 20, 2025
)
Cheap Car Insurance in Midland, TX, Starting at $54
August 20, 2025
)
Cheapest Car Insurance Quotes in McAllen, TX,
August 20, 2025
)
Cheap Car Insurance in Mesquite, TX, Starting at $63
August 20, 2025
)
Best Cheap Car Insurance in Laredo, TX, From $55
August 20, 2025
)
Cheapest Car Insurance Quotes in Killeen, TX
August 20, 2025
)
Best Cheap Car Insurance in Huntsville, TX, From $55
August 20, 2025
)
Cheapest Car Insurance Quotes in Irving, TX
August 20, 2025
)
Cheap Car Insurance in Houston, TX, Starting at $77
August 20, 2025
)
Best Cheap Car Insurance in Galveston, TX, From $57
August 20, 2025
)
Cheapest Car Insurance Quotes in Grand Prairie, TX,
August 20, 2025
)
Cheap Car Insurance in Garland, TX, Starting at $62
August 20, 2025
)
Cheap Car Insurance in Fort Worth, Texas, From $57
August 20, 2025
)
Best Cheap Car Insurance in El Paso, TX, From $50
August 20, 2025
)
Cheap Car Insurance in Denton, TX, Starting at $55
August 20, 2025
Cheap Car Insurance in Dallas, Texas, From $65
August 20, 2025
)
Best Cheap Car Insurance in Corpus Christi, TX, From $57
August 20, 2025
)
Cheap Car Insurance in Beaumont, TX, Starting at $63
August 20, 2025
)
Best Cheap Car Insurance in Austin, TX, From $58
August 20, 2025
Cheap Car Insurance in Amarillo, TX, Starting at $55
August 20, 2025
)
)
Sources
- National Weather Service. "Rio Grande Valley, Texas Hazardous Weather Awareness Guide 202."
- Texas Department of Insurance. "Auto insurance guide."
- Brownsville Police Department. "2021 Annual Report."
- AAA. "Senior Driver Safety & Mobility – AAA Exchange."
- Texas Department of Insurance. "Credit Scoring and Insurance."
)
Amy BeardsleyInsurance Writer
Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.
Amy has been a contributor at Insurify since September 2023.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
Featured in