Cheapest Auto Insurance in Huntsville, Texas (2025)

Huntsville drivers pay $168 per month for car insurance, a little bit less than the overall Texas average of $172 per month. The Rocket City’s relatively small population of about 47,000 and low auto theft rate may partly contribute to its affordable car insurance. But if you want to lower your rates even more, you have ways to do so. Here’s what you need to know about comparing car insurance quotes in Huntsville, Texas.

3 of the cheapest car insurance companies in Huntsville

Car insurance companies look at several factors to determine your premium, including your age, ZIP code, driving record, and vehicle type. Insurers may offer different rates for the same coverage, so it’s crucial to compare car insurance companies before buying a policy.

You can jump-start your search by checking out some of the top insurance companies offering cheap rates in Huntsville, Texas. The rates in the table below are averages for all of Texas.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$91	$57	Cheap rates
USAA	9.1	$163	$102	Veterans
GEICO	9.2	$175	$117	Discounts

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

Cheap Rates

Compare Quotes

User Reviews	4.1 6,107 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$55/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$86/mo

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Driver Reviews

4.1

Best choiceBased on 11,464 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,107)

Edward

Verified Review

Good insurance, just not great.

Reviewed in Virginia on August 2025

Very responsive with claims, but costly premium increases.

Daniel

Verified Review

My experience with State Farm has been generally good

Reviewed in New Mexico on August 2025

I've never had any real problems with State Farm. When I'm trying to reduce my insurance costs, I shop around.

Lori

Verified Review

Excellent

Reviewed in California on August 2025

Expensive but good if you need it.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm offers Huntsville drivers some of the cheapest rates. When combined with plenty of discount opportunities and affordable coverage, this insurer is a good choice for drivers on a budget. A high customer satisfaction rating makes State Farm an even more attractive option.

Pros

• Above-average J.D. Power customer satisfaction rating in Texas

• Relatively low average rates

Cons

• No gap insurance options

• Not the cheapest for every driver

Best insurer for veterans: USAA

Veterans

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User Reviews	4.9 1,213 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$98/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$154/mo

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Driver Reviews

4.9

Best choiceBased on 2,148 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,213)

John

Verified Review

Not recommended for vehicle insurance

Reviewed in New Jersey on August 2025

Very difficult to deal with if you have a vehicle insurance claim; very good though with homeowners insurance.

Mike

Verified Review

Excellent

Reviewed in Massachusetts on August 2025

Exceptional. It would take major savings to get me to switch.

David

Verified Review

Best insurance company, hands down!

Reviewed in Connecticut on August 2025

Absolutely wonderful! 60 years of great reliability.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA offers a range of financial products to military members, veterans, and their families. In addition to auto insurance, you can find home insurance, life insurance, renters insurance, and banking services. With a high customer satisfaction rating and AM Best financial strength rating of A++ (Superior), USAA is an excellent choice if you qualify for coverage.

Pros

• Highly rated mobile app

• Safe drivers can save up to 30% through the SafePilot program

Cons

• Only available to veterans, military members, and their families

• Customer support unavailable on Sunday

Best insurer for discounts: GEICO

Discounts

Compare Quotes

User Reviews	3.9 6,474 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$126/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$177/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 12,129 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (6,474)

Gail

Verified Review

Poor

Reviewed in Florida on August 2025

They are not a good carrier. My rates went up to $2000.00 a year because I moved 6 miles.

Greg

Verified Review

Geico is okay

Reviewed in North Carolina on August 2025

Great customer service and roadside assistance. They start out with low prices, but the price increases over time and never decreases!

Richard

Verified Review

Less, Not More

Reviewed in New York on August 2025

When you become a senior citizen, they don’t lower your rates; they increase them significantly.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO is one of the largest insurers in the country, offering a wide range of coverages. It has affordable rates, a variety of discounts, and an accident forgiveness program. It also has an excellent financial strength rating of A++ (Superior) from AM Best.

Pros

• Many available discounts

• Offers accident forgiveness

Cons

• Below-average J.D. Power customer satisfaction rating in Texas

• No rideshare insurance

How to get the cheapest car insurance in Huntsville

Huntsville drivers must carry a minimum amount of insurance. But that doesn’t mean you have to overpay for this unavoidable expense. Here’s a look at some strategies for locking in the best rates:

• Look for discounts. Always look for discount options before finalizing your policy. Most insurance companies offer a variety of discounts, so you likely qualify for one or two.

• Shop around. Every insurer looks at your situation differently, providing varying rates. Comparing quotes from different companies can help you find the best rate.

• Raise your deductible. A higher deductible usually leads to lower premiums. This might be a good option if you have the money to pay for a higher deductible out of pocket.

• Bundle your home and auto policies. Many insurance companies offer a discount for purchasing multiple insurance policies.

Find Cheap Car Insurance in Huntsville, Texas

Rates start as low as $117 for liability coverage

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Cheapest liability-only car insurance in Huntsville: State Farm

You must have liability car insurance to drive legally in Texas.^[1] With this minimum coverage, your insurance company will help you pay for another party’s medical expenses and vehicle repairs after an at-fault accident.

As the most bare-bones option, it’s usually the cheapest type of insurance. Huntsville drivers pay an average monthly rate of $117 for liability-only car insurance. Here are some of the best quotes for liability coverage in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
State Farm	$55
Mile Auto	$68
Allstate	$77
Mercury	$94
Progressive	$97
USAA	$98
Dairyland	$117
Root	$117
The General	$119
Bristol West	$119
AssuranceAmerica	$122
Nationwide	$123
Commonwealth Casualty	$126
GEICO	$126
Safeco	$126
Clearcover	$131
Direct Auto	$140
National General	$140
GAINSCO	$143
Elephant	$151
Chubb	$167
Foremost	$191
21st Century	$193
Liberty Mutual	$249

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Huntsville: State Farm

Full-coverage car insurance adds comprehensive and collision coverages to your policy, along with your minimum liability insurance. If you collide with another car or object, collision coverage will help you repair or replace your vehicle. Comprehensive coverage pays for damage from non-collision events, like weather, theft, and vandalism.

If you have an auto loan, the lender may require you to carry this type of insurance. But the robust coverage might be a good option for you, even if you’ve already paid off your vehicle. Vehicle damages can add up very quickly, leaving your pocket hurting.

On average, full coverage costs Huntsville drivers $2,624 per year. Below are some of the cheapest options for full-coverage auto insurance in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
State Farm	$86
Allstate	$121
Mile Auto	$138
Mercury	$154
USAA	$154
Progressive	$171
GEICO	$177
Nationwide	$194
Safeco	$204
Clearcover	$213
Root	$214
Direct Auto	$236
The General	$236
Elephant	$237
Bristol West	$248
National General	$248
Chubb	$262
AssuranceAmerica	$265
GAINSCO	$288
21st Century	$302
Dairyland	$320
Liberty Mutual	$324
Commonwealth Casualty	$334
Foremost	$386

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Texas

The Lone Star State requires drivers to carry a minimum amount of insurance to legally operate a vehicle.^[1] In this at-fault state, you’ll need insurance that at least meets the following requirements:

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person $60,000 per accident
Property damage liability	$25,000

In Texas, all insurers must include a minimum of $2,500 in personal injury protection per person per accident in all auto policies.^[2] This coverage helps with your medical expenses if you’re injured in an accident, as well as a percentage of lost wages and other associated costs. If you want to refuse this coverage, you must do so by writing to your insurer.^[1]

Liability-only coverage is a bare minimum option. If you want more financial protection, consider the following coverages:

• 

  Collision coverage

  Collision coverage pays for repairs to your vehicle after a collision with a vehicle or another object, like a tree or telephone pole.

• 

  Comprehensive coverage

  Comprehensive coverage pays to repair or replace your vehicle after damage from a non-collision incident, like severe weather or vandalism.

• 

  Uninsured/underinsured motorist coverage

  Underinsured/uninsured motorist coverage pays for damages if you get into an accident with a driver without enough insurance.

Cheapest car insurance for drivers with an incident

Huntsville drivers with a clean record tend to pay less for insurance than drivers with incidents on their driving record. Speeding tickets, at-fault accidents, and driving under the influence (DUI) can all negatively affect your car insurance costs. Insurance companies tend to think of drivers with a checkered past as a higher risk to insure, which leads to higher premiums.

Find Car Insurance in Huntsville, TX

Rates start at $64 for drivers with incidents on their records

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: State Farm

Insurance companies tend to charge higher premiums for drivers with a speeding ticket. How much your rates will increase depends on how fast you’re going and how many speeding tickets you already have on your record.^[3]

Huntsville drivers with a speeding ticket face an average monthly cost of $262 per month for full coverage and $140 for liability-only coverage. Here are some of the cheapest car insurance companies for drivers with speeding tickets in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$55	$67
Mile Auto	$68	$79
Allstate	$77	$94
Mercury	$94	$124
Progressive	$97	$116
USAA	$98	$120
Dairyland	$117	$143
Root	$117	$149
The General	$119	$155
Bristol West	$119	$147
AssuranceAmerica	$122	$143
Nationwide	$123	$151
Commonwealth Casualty	$126	$147
GEICO	$126	$158
Safeco	$126	$158
Clearcover	$131	$168
Direct Auto	$140	$173
National General	$140	$171
GAINSCO	$143	$168
Elephant	$151	$177
Chubb	$167	$204
Foremost	$191	$234
21st Century	$193	$241
Liberty Mutual	$249	$305

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Cleaning up after an at-fault accident is often complicated and expensive. Beyond the initial costs, an at-fault accident usually leads to higher insurance premiums because it indicates you may be a risky driver.^[3]

In Huntsville, drivers with at-fault accidents pay averages of $278 per month for full coverage and $149 for liability only. Below are some of the lowest monthly quotes for drivers with an at-fault accident in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Accident
State Farm	$55	$70
Mile Auto	$68	$88
Allstate	$77	$98
Mercury	$94	$134
Progressive	$97	$123
USAA	$98	$125
Dairyland	$117	$151
Root	$117	$146
The General	$119	$160
Bristol West	$119	$153
AssuranceAmerica	$122	$147
Nationwide	$123	$158
Commonwealth Casualty	$126	$163
GEICO	$126	$153
Safeco	$126	$169
Clearcover	$131	$187
Direct Auto	$140	$186
National General	$140	$180
GAINSCO	$143	$179
Elephant	$151	$193
Chubb	$167	$213
Foremost	$191	$245
21st Century	$193	$250
Liberty Mutual	$249	$320

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Driving under the influence (DUI) was a contributing factor in a significant number of fatal crashes in Texas in 2021.^[4] The high stakes of this risky behavior often lead insurance companies to charge higher rates for drivers with a DUI on their driving record. Some insurers may even refuse to provide you coverage after a DUI.

The average monthly cost of car insurance with a DUI in Huntsville is $267 per month for full coverage and $143 for liability only — significantly higher than the averages for a driver with a clean record. Here are some of the lowest car insurance quotes for drivers with a DUI in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With DUI
State Farm	$55	$74
Mile Auto	$68	$92
Allstate	$77	$104
Mercury	$94	$128
Progressive	$97	$118
USAA	$98	$132
Dairyland	$117	$158
Root	$117	$158
The General	$119	$160
Bristol West	$119	$160
AssuranceAmerica	$122	$164
Nationwide	$123	$166
Commonwealth Casualty	$126	$170
GEICO	$126	$170
Safeco	$126	$187
Clearcover	$131	$177
Direct Auto	$140	$189
National General	$140	$189
GAINSCO	$143	$193
Elephant	$151	$203
Chubb	$167	$225
Foremost	$191	$257
21st Century	$193	$260
Liberty Mutual	$249	$336

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Senior drivers in Huntsville often start to see their car insurance costs rise around age 70. Insurers see senior drivers as riskier than most other age groups and charge them higher rates to make up for the increased risk.

The average cost of car insurance for senior drivers in Huntsville is $186 per month for full coverage and $99 for liability only. Below are the average monthly car insurance quotes for seniors in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Liability Only	Full Coverage
State Farm	$43	$68
Mile Auto	$53	$108
Allstate	$63	$99
Mercury	$78	$128
USAA	$80	$125
Progressive	$82	$145
Nationwide	$94	$148
AssuranceAmerica	$95	$207
Dairyland	$96	$262
The General	$98	$194
Bristol West	$98	$204
Root	$99	$181
Commonwealth Casualty	$101	$268
GEICO	$101	$141
National General	$109	$194
Safeco	$110	$178
Direct Auto	$112	$189
Clearcover	$114	$186
GAINSCO	$120	$243
Chubb	$125	$197
Elephant	$126	$198
21st Century	$151	$236
Foremost	$163	$330
Liberty Mutual	$208	$270

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teen drivers’ lack of experience behind the wheel tends to translate into higher car insurance premiums. But teen drivers can still find savings by shopping around, seeking good student discounts, driving a safe vehicle, and sticking with their parents’ insurance policy.^[5]

On average, teen drivers in Huntsville pay $426 per month for full coverage and $228 per month for liability-only coverage. Below are the average insurance quotes for teens in the city.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Insurance Company	Liability Only	Full Coverage
State Farm	$108	$169
Mile Auto	$143	$290
Allstate	$155	$244
Mercury	$181	$296
USAA	$185	$291
Progressive	$189	$333
Dairyland	$201	$551
Root	$210	$384
The General	$212	$420
Bristol West	$220	$458
GEICO	$231	$325
Clearcover	$231	$376
Commonwealth Casualty	$239	$632
Nationwide	$245	$387
AssuranceAmerica	$251	$544
Safeco	$259	$419
Elephant	$269	$423
GAINSCO	$277	$559
Direct Auto	$283	$478
National General	$294	$520
Chubb	$360	$565
21st Century	$363	$568
Foremost	$369	$746
Liberty Mutual	$452	$588

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Huntsville car insurance quotes by credit tier

Texas allows insurance companies to consider your credit history to determine premiums.^[6] Auto insurance companies have determined that drivers with excellent or good credit are less likely to file a claim, so these drivers often pay lower rates. In contrast, drivers with poor credit tend to pay more for car insurance.

Explore average car insurance costs by credit score below:

Is car insurance more expensive in Huntsville?

The overall average price of car insurance in Huntsville is $168, slightly less than the state average of $172. However, it’s a bit more expensive than the national average of $144.

Rates vary from city to city within the Lone Star State. For example, Houston drivers pay much more than drivers in Huntsville, with an average monthly quote of $234. But El Paso drivers often pay less. It’s important to compare quotes from multiple insurers before buying a policy.

More cities in Texas

Drivers face different car insurance rates based on a range of factors, including location. Drivers generally pay more for insurance in urban areas with more traffic and higher crime rates. In contrast, drivers in rural areas with less congestion tend to pay less.

Compare the average quotes for other cities in Texas below:

City	Average Quote: Liability Only	Average Quote: Full Coverage
Arlington	$131	$231
Austin	$134	$219
Dallas	$138	$257
El Paso	$105	$198
Fort Worth	$124	$223
Houston	$177	$292
Irving	$131	$238
Plano	$127	$221
San Antonio	$129	$229

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Huntsville car insurance FAQs