Cheap Car Insurance Quotes in San Antonio, Texas (2025)

As the second-most-populated city in one of the fastest-growing states in the country, San Antonio, Texas, residents are frequently faced with rising prices. That includes the price they pay for car insurance.

San Antonio residents pay average monthly costs of $223 for full-coverage car insurance and $129 for liability-only policies. The city’s population density and high accident rate likely contribute to its car insurance rates, which are on par with the Texas average of $214 per month for full coverage and $122 for liability.

Here’s what you should know about finding car insurance in San Antonio.

How much is car insurance in San Antonio, TX?

San Antonio car insurance costs are similar to average costs in Texas, but they’re higher than the nationwide average. Check out the table below to see how San Antonio car insurance rates compare.

	Full Coverage	Liability Only
San Antonio	$223	$129
Texas	$214	$122
National average	$180	$101

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in San Antonio

The cheapest car insurance company for you might not be the same as the cheapest company for your neighbor, since your rates depend on so many different factors. The insurers in the table below offer some of the cheapest car insurance rates to San Antonio drivers.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$101	$61
Allstate	$142	$86
Mile Auto	$153	$74
Mercury	$175	$112
USAA	$180	$109
GEICO	$181	$110
Progressive	$195	$108
Root	$221	$122
Safeco	$225	$145
Nationwide	$226	$137
Clearcover	$229	$144
Direct Auto	$248	$154
The General	$251	$128
Elephant	$256	$166
Bristol West	$263	$128
National General	$270	$156
GAINSCO	$288	$144
AssuranceAmerica	$291	$134
Chubb	$306	$185
Commonwealth Casualty	$334	$134
21st Century	$354	$215
Dairyland	$355	$124
Liberty Mutual	$357	$274

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in San Antonio

If you’re searching for car insurance in San Antonio, keep in mind that one size doesn’t fit all. The best company for you may be different from someone else. Choosing the right insurance policy for you depends on your individual situation and needs.

The following table highlights important information about some top insurance companies serving San Antonio, including the companies’ average rates for the state of Texas.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Average Quote: Full Coverage	Average Quote: Liability Only	Best For
Allstate	8.9	$136	$82	Pay-per-mile coverage
State Farm	9.3	$96	$58	Liability-only coverage
GEICO	9.2	$173	$105	Discounts

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

State Farm: Best for liability-only coverage

liability-only coverage

Compare Quotes

User Reviews	4.1 6,236 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$61/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$101/mo

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Driver Reviews

4.1

Best choiceBased on 11,812 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,236)

Lanny

Verified Review

Not paying attention to the increases over time.

Reviewed in Georgia on October 2025

I have been with them for 35 years and have had zero accidents and one homeowner's claim, yet my premiums go up yearly.

Melissa

Verified Review

Excellent

Reviewed in Wisconsin on October 2025

All the representatives I have communicated with were helpful and got what I needed done quickly.

Dave

Verified Review

Survey

Reviewed in Florida on October 2025

I wasn’t satisfied with a claim, but the prices are better than any other company. They used to be the highest, so I'm quite amazed.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

654

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is a group of mutual insurance companies with headquarters in Bloomington, Illinois. Founded in 1922, it’s the largest property, casualty, and auto insurance company in the U.S. by market share.

Pros

• AM Best financial strength rating of A++ (Superior)

• Highest-rated auto insurer for customer service by J.D. Power in 2022

• Discounts available for safe drivers and young drivers

Cons

• Coverage not available online

• Policies only sold by captive State Farm agents

• Gap insurance and accident forgiveness coverage not available

GEICO: Best car insurance for discounts

discounts

Compare Quotes

User Reviews	3.9 6,598 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$110/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$181/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 12,471 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (6,598)

Bruce

Verified Review

Avoid and Find Better Option

Reviewed in Florida on October 2025

Overpriced. I drive less than 20 miles per week. Still expensive.

Howatd

Verified Review

Poor

Reviewed in Georgia on October 2025

After you sign up with them, they will continually raise your premium for no reason.

Mary

Verified Review

Love Geico

Reviewed in Arkansas on October 2025

I really like this company. They've been really good to me.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

653

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO, an indirect, wholly owned subsidiary of Berkshire Hathaway, is the third-largest private passenger auto insurer in the U.S. In 2022, GEICO wrote $38.1 billion in direct premiums.

Pros

• 24/7 online customer service, 365 days a year

• Nine affiliated companies to meet drivers’ insurance needs

• Comprehensive mobile app

Cons

• Coverage not available online

• Lower J.D. Power claims satisfaction rating than State Farm and Allstate^[1]

• Gap and rideshare coverage not available

Allstate: Best car insurance for pay-per-mile coverage

pay-per-mile coverage

Compare Quotes

User Reviews	3.9 3,765 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.9 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$86/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$142/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 7,200 verified guest reviews and ratings

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best For

Accident forgiveness

Wide availability

Cheap rates

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best For

Accident forgiveness

Wide availability

Cheap rates

Reviews (3,765)

Carie

Verified Review

Allstat

Reviewed in Arizona on October 2025

I had no issues until they updated the policy without warning and raised it by $100.

Carol

Verified Review

See no. 4

Reviewed in Georgia on October 2025

I'm not happy with Allstate. They always have rising prices. Even if you have a great driving record, each time I renewed, the prices increased so much that I can't afford the rate.

Jean

Verified Review

Excellent

Reviewed in Georgia on October 2025

Good communication by agent.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

646

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.02

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A-

Why we picked this company

Allstate was founded in 1931 by Chicago department store Sears, Roebuck and Co. Its corporate headquarters is in Glenview, Illinois, and it’s a component of the S&P 500, as one of the largest companies in America.

Pros

• Auto insurance sold by Allstate's exclusive agents as well as independent agents

• Many local agents in the San Antonio area

• Offers new-car replacement, accident forgiveness, and safe driving perks

Cons

• Only sold through Allstate agents

• 1.5 (out of 5) stars on Trustpilot

• More expensive than some competitors

How to get the cheapest car insurance in San Antonio

Here are some tips to help you find cheap car insurance in the Alamo City:^[2]

• Maintain a good driving record.

• Carry a higher deductible.

• Don’t over-insure if you have an older vehicle.

• Get multiple quotes.

Attaining three or more quotes from different insurers is a great way to compare plans — and premiums — against one another to find the policy that works best for you.

Car insurance requirements in Texas

Texas is an at-fault (or tort) state. This means the person who caused the accident is responsible for paying damages to the other party in the crash.

Texas also requires all drivers to carry car insurance, and your coverage must meet these legal minimum requirements:^[3]

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000

Remember that carrying only the minimum amount of car insurance can be very costly if you cause a multi-vehicle accident or the other driver’s car is totaled. 

Insurance professionals recommend that you consider adding these optional coverages:

• 

  Collision coverage

  Collision insurance pays to repair or replace your vehicle after a collision with another vehicle, or an object like a tree, fence, or light pole. It also provides coverage for rollover accidents and pothole damage.

• 

  Comprehensive coverage

  Comprehensive insurance provides coverage if your car is stolen, vandalized, or damaged by fire, flood, or something other than a collision.

• 

  Medical payments

  Medical payments coverage pays your and your passengers’ medical bills or if you’re hurt while being a passenger in someone else’s car.

• 

  Personal injury protection (PIP)

  Personal injury protection covers medical payments, lost wages, and other non-medical costs.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays if you’re involved in an accident with someone without car insurance or the other party doesn’t have enough coverage to pay your medical and repair bills. It also covers hit-and-run incidents. Texas law requires insurers to offer uninsured/underinsured motorist coverage by default, but you can decline the coverage in writing.

• 

  Roadside assistance coverage

  Roadside assistance coverage pays to have your car towed if it’s undrivable.

• 

  Rental reimbursement coverage

  This pays car rental costs if your car is stolen or being repaired after an accident.

Cheapest car insurance for drivers with an incident

When you leave your home or office, the last thing you want is to be involved in a driving incident, such as:

• An at-fault accident

• Speeding tickets

• A DWI

• Other moving violations, such as failure to yield or running a stop sign

Unfortunately, if an incident happens while you’re driving, you’ll likely see your car insurance rates increase.

In San Antonio, for example, your liability-only rates will increase from $62 to $84 per month with State Farm if you have a speeding ticket.

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Speed is a main factor in many auto injuries and deaths, so insurance companies typically raise your rates if you’re issued a speeding ticket. In addition, the more tickets you accumulate, the higher your rates will climb. Driving the speed limit and avoiding tickets will not only keep your rates lower; in some cases, it could earn you a discount.

San Antonio drivers with speeding tickets pay average monthly car insurance rates of $268 for full coverage and $155 for liability-only policies. The following table shows monthly quotes for San Antonio drivers with speeding tickets.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$123	$75
Allstate	$177	$107
Mile Auto	$180	$87
USAA	$223	$135
GEICO	$230	$140
Progressive	$235	$130
Mercury	$239	$153
Nationwide	$282	$171
Root	$286	$158
Safeco	$287	$185
Clearcover	$294	$185
Elephant	$300	$194
Direct Auto	$305	$190
Bristol West	$323	$157
The General	$326	$166
National General	$330	$190
AssuranceAmerica	$337	$155
GAINSCO	$339	$169
Chubb	$376	$227
Commonwealth Casualty	$388	$156
Dairyland	$434	$152
Liberty Mutual	$440	$337
21st Century	$448	$272

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Insurance companies will typically raise your rates if you cause an accident while driving. And if you have multiple accidents on your driving record, it could possibly result in your insurer deciding to not renew your policy.

At-fault accidents push average car insurance rates in San Antonio to $286 per month for full coverage and $166 for liability coverage. Here, you can see an example of the rates you could pay with an at-fault accident in San Antonio.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$129	$78
Allstate	$183	$111
Mile Auto	$200	$97
GEICO	$224	$136
USAA	$232	$141
Progressive	$250	$139
Mercury	$253	$162
Root	$281	$155
Nationwide	$293	$178
Safeco	$309	$199
Clearcover	$329	$207
Elephant	$329	$213
Direct Auto	$331	$206
The General	$338	$172
Bristol West	$339	$165
AssuranceAmerica	$348	$160
National General	$349	$202
GAINSCO	$362	$181
Chubb	$392	$237
Commonwealth Casualty	$433	$174
Dairyland	$460	$161
Liberty Mutual	$463	$356
21st Century	$463	$281

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI: State Farm

If you’re convicted of driving while intoxicated (DWI), your rates will take a more significant jump than for other violations. DWIs stay on your record permanently in Texas, which will keep your rates higher.

Liability-only policies average $161 per month with a DWI in San Antonio. The following table shows rates from top insurance companies for San Antonio drivers with DWIs.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$136	$82
Allstate	$191	$116
Mile Auto	$206	$100
GEICO	$234	$142
USAA	$242	$147
Progressive	$243	$134
Mercury	$247	$158
Root	$291	$161
Nationwide	$304	$184
Clearcover	$308	$194
Direct Auto	$334	$207
Safeco	$338	$218
The General	$338	$172
Elephant	$345	$223
Bristol West	$354	$172
National General	$363	$210
GAINSCO	$388	$194
AssuranceAmerica	$392	$180
Chubb	$412	$249
Commonwealth Casualty	$449	$180
21st Century	$476	$289
Dairyland	$478	$167
Liberty Mutual	$480	$369

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Although seniors typically drive fewer miles than younger drivers, their rates start to increase as they age. While car insurance rates begin to drop when a driver turns 25, they increase for senior drivers in their 70s and 80s. Slower reflexes and vision and hearing impairments are often cited as reasons seniors are involved in more accidents, which reflects the rate increase.^[4]

Car insurance for senior drivers in San Antonio averages $189 per month for full coverage and $109 for liability coverage. Fortunately, many insurers in the San Antonio area still offer affordable liability-only coverage for senior drivers, as you can see from the monthly averages in the table below.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$79	$48
Allstate	$115	$70
Mile Auto	$120	$58
Mercury	$142	$91
GEICO	$143	$87
USAA	$146	$88
Progressive	$165	$91
Nationwide	$172	$104
Root	$185	$102
Safeco	$196	$126
Direct Auto	$198	$123
Clearcover	$200	$126
The General	$207	$105
National General	$210	$122
Elephant	$213	$138
Bristol West	$216	$105
AssuranceAmerica	$224	$103
Chubb	$229	$139
GAINSCO	$242	$121
Commonwealth Casualty	$267	$107
21st Century	$276	$168
Dairyland	$289	$101
Liberty Mutual	$297	$228

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Insurers consider teen drivers to be a higher risk than adults due to their inexperience and tendency to be more distracted while driving. If you’re a young driver, you can lower your insurance costs by staying on your parents’ car insurance policy, getting a safer car, earning a good student discount (“B” average or better), or a student-away-at-college discount.

Minor teens can’t buy a car insurance policy without the written consent of a parent or guardian. In San Antonio, car insurance for teen drivers costs a monthly average of $438 for full coverage and $254 for liability coverage. The following table shows monthly rates for teen drivers from top insurance companies in San Antonio.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$201	$121
Allstate	$290	$176
Mile Auto	$325	$157
GEICO	$339	$206
Mercury	$341	$218
USAA	$344	$208
Progressive	$383	$212
Root	$401	$221
Clearcover	$404	$254
The General	$453	$231
Nationwide	$456	$276
Elephant	$461	$299
Safeco	$463	$298
Bristol West	$489	$238
Direct Auto	$505	$313
GAINSCO	$562	$281
National General	$568	$328
AssuranceAmerica	$606	$279
Dairyland	$615	$215
Commonwealth Casualty	$638	$256
Liberty Mutual	$656	$504
Chubb	$663	$401
21st Century	$669	$406

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

San Antonio car insurance quotes by credit tier

In Texas, unlike some other states, insurers can use your credit history as a factor when calculating your insurance rates. Insurance companies charge people with poor credit scores higher insurance rates than drivers with excellent or good credit scores.

These are the average full-coverage car insurance rates in San Antonio by credit tier:

Cost of car insurance in other Texas cities

Here’s how San Antonio’s average monthly auto rates compare to other major metro areas in Texas.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Big Spring	$91	$192
Abilene	$92	$181
Commerce	$97	$209
Jacksonville	$99	$184
Corsicana	$101	$178
Temple	$101	$176
Victoria	$103	$182
Texarkana	$104	$177
Southlake	$105	$173
College Station	$106	$194
Lufkin	$106	$191
Amarillo	$106	$215
Cleburne	$106	$172
El Paso	$106	$195
Bryan	$107	$190
Nacogdoches	$107	$182
Killeen	$108	$192
Greenville	$109	$201
Lubbock	$110	$208
Midland	$111	$210
Harlingen	$112	$172
New Braunfels	$112	$186
Odessa	$113	$223
Cedar Park	$114	$208
Grapevine	$115	$180
Denton	$116	$202
Georgetown	$116	$192
San Marcos	$117	$214
Huntsville	$117	$194
Burleson	$118	$204
Waxahachie	$119	$211
Haltom City	$120	$214
Lewisville	$121	$196
Coppell	$121	$215
Laredo	$122	$205
Leander	$122	$206
Mckinney	$122	$203
Frisco	$123	$208
Fort Worth	$123	$214
Round Rock	$123	$203
Keller	$125	$194
Duncanville	$126	$231
Brownsville	$127	$210
Mansfield	$127	$223
Plano	$128	$222
Cleveland	$128	$222
Balch Springs	$129	$195
Arlington	$129	$218
San Antonio	$129	$223
Forney	$129	$230
Montgomery	$129	$239
Irving	$129	$229
Grand Prairie	$130	$235
Conroe	$130	$216
Corpus Christi	$131	$207
Lancaster	$131	$246
Galveston	$133	$204
Austin	$134	$211
Rowlett	$136	$227
Pflugerville	$136	$209
Dallas	$137	$243
Rockwall	$138	$216
Beaumont	$138	$224
Mesquite	$138	$242
Pearland	$139	$225
Garland	$139	$229
Friendswood	$139	$206
Mcallen	$139	$218
Baytown	$140	$236
La Porte	$141	$230
Mission	$142	$214
League City	$143	$210
San Juan	$150	$238
Sugar Land	$155	$232
Katy	$159	$247
Humble	$164	$255
Fresno	$166	$262
Houston	$175	$278

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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