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How to Buy Flood Insurance in 2026: A Step-by-Step Guide
To buy flood insurance, check your flood risk, estimate how much dwelling and contents coverage you need, and compare NFIP and private policy options before flood season.
|April 1, 2026
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How to Buy Home Insurance: A Guide for Homeowners
To buy home insurance, figure out how much coverage you need, compare quotes from multiple insurers, and choose a policy that fits your home, budget, and lender requirements.
|April 1, 2026
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When to Hire a Home Insurance Claim Lawyer
Most homeowners can handle home insurance claims directly, but sometimes a lawyer can help negotiate a better settlement.
|March 31, 2026
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Indiana Home Insurance Costs Jumped Over 17% Since 2023
After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
|March 31, 2026
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Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026
Wildfire exposure makes home insurance harder and more expensive to get, but homeowners in high fire-risk areas still have coverage options through private insurance companies and state-based FAIR Plans.
|March 31, 2026
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What Is Home Repair Insurance?
Home repair insurance is a service contract — not an insurance policy — that can cover repairs and replacement of home systems and appliances after a covered breakdown.
|March 31, 2026
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How to Change Your Homeowners Insurance
You can change your home insurance company at any time, but make sure your new policy starts before canceling the old one to avoid a coverage lapse.
|March 30, 2026
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Minnesota Home Insurance Costs Soared 34% in 2025
And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
|March 26, 2026
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Does Homeowners Insurance Cover Tornado Damage?
Homeowners insurance covers tornado damage in most states. But homeowners in states at high risk of tornadoes might need additional coverage.
|March 25, 2026
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High-Risk Homeowners Insurance: Best Companies for Hard-to-Insure Homes
Kin, Foremost, and Nationwide are some of the best companies if you’re a high-risk homeowner.
|March 24, 2026
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Does Homeowners Insurance Cover Trampolines?
Backyard trampolines can raise insurance risks. Learn how homeowners insurance treats trampolines and how to protect yourself from liability.
|March 24, 2026
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Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025
Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
|March 24, 2026
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The Most ‘Affordable’ Cities for First-Time Homebuyers Redefine Affordability
The age-old 30% rule is unrealistic. New homeowners often spend closer to 50% of their median household income on homeownership costs.
|March 23, 2026
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Washington Home Insurance Costs Likely to Climb in 2026
State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
|March 23, 2026
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Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds
The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.
|March 18, 2026
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California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says
Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
|March 18, 2026
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Insurify Projects Home Insurance Rates Will Rise for the 5th Consecutive Year, After a 12% Increase in 2025
The annual cost of home insurance will reach $3,057 (+4%) by the end of 2026, following a year in which nearly all states saw climbing premiums. Insurify projects that California, Nebraska, New Mexico, and Georgia will see home insurance premiums surge 10% or more by the end of this year.
|March 17, 2026
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Moral Hazard in Home Insurance: Definition and Examples
Moral hazard in home insurance happens when a homeowner behaves irresponsibly, like not locking their doors to prevent theft, because they assume their insurer will cover any damages.
|March 12, 2026