Experience
- Car Insurance
- Home Insurance
- Personal Finance
About John's expertise
John Leach is a Licensed Insurance Agent and Chief Copy Editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. John leads the copy desk team at Insurify. He has a linguistics degree from UC Santa Barbara.
Credentials
- Property & Casualty Insurance License | California Department of Insurance (NPN #20461358)
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
John's latest posts
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Is Kemper a Good Insurance Company? Reviews From Over 353 Customers
Kemper customers give it an overall score of 3.7 out of 5. It has an average full-coverage rate of $175 per month.
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Is USAA a Good Insurance Company? Reviews From Over 3,610 Customers
USAA has an overall score of 4.9 out of 5 based on reviews for the company on Insurify, with drivers finding good things to say about its customer service and claims handling. It has an average full-coverage rate of $103 per month.
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Is Erie a Good Insurance Company? Reviews From Over 520 Customers
Erie scores an overall rating of 4.4 out of 5 based on reviews for the company on Insurify, with customers leaving positive reviews for its customer service. It has an average full-coverage rate of $126 per month.
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8 of the Best Car Insurance Companies (May 2026)
We analyzed 85,000-plus reviews of more than 200 insurers and determined that State Farm and American Family are two of the best car insurance companies.
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Is Allstate a Good Insurance Company? Reviews From Over 10,679 Customers
Allstate has an overall score of 3.8 out of 5 according to over 10,679 reviews for the company on Insurify, with Allstate customers praising the company’s customer service and claims handling. Its average full-coverage rate is $148 per month.
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Is 21st Century a Good Insurance Company? Reviews From Over 206 Customers
21st Century has an overall score of 4.0 out of 5 according to reviews for the company on Insurify. Customers like 21st Century’s solid customer service and claims handling.
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Cheap Auto Insurance in Madison, Alabama
National General is the cheapest insurer for Madison, with liability-only policies starting as low as $39 per month.
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Cheapest Auto Insurance in Jacksonville, North Carolina
Erie offers the cheapest car insurance in Jacksonville, with minimum-coverage policies as low as $55 per month.
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Can You Get an Anonymous Car Insurance Quote?
You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.
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Compare Car Insurance Rates From $42/mo. (Updated May 2026)
Find the lowest car insurance rates from 120+ insurers and save up to $1,100† annually with Insurify’s insurance-comparison tool.
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Is Esurance a Good Insurance Company? Reviews From Over 1,167 Customers
Esurance has an overall score of 3.9 out of 5. Esurance rankings trend positively for policy transparency and customer satisfaction, where it’s rated 3.7 and 3.1 out of 5, respectively.
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Cheapest Auto Insurance in St. Petersburg, Florida
Progressive offers the cheapest car insurance in St. Petersburg, with rates starting at $74 per month.
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Liberty Mutual vs. The Hartford: Which Is the Best?
Liberty Mutual wins out against The Hartford because it’s available to drivers regardless of AARP membership, despite the two companies having similar average rates.
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Military Car Insurance: Best Companies for Veterans and Active Duty
USAA, GEICO, and other insurers offer military-specific discounts, deployment coverage options, and SCRA protections that can save service members hundreds per year.
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Best and Cheapest Car Insurance for Seniors
Drivers in their 60s typically pay the lowest car insurance rates of any age group, but quotes tend to increase after age 70. Compare companies and find discounts tailored to senior drivers.
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Cheapest Car Insurance for Graduate Students
Car insurance can be expensive if you’re in grad school, but graduate students can get cheap rates and special discounts from GEICO, Nationwide, and USAA.
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Cheapest Car Insurance Quotes in South Carolina
USAA offers the cheapest car insurance in South Carolina, with rates averaging $74 per month. Compare real car insurance quotes and buy online in minutes with help from our licensed agents.
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Cheap Auto Insurance in Bakersfield, California
USAA offers the cheapest car insurance in Bakersfield, with minimum-coverage policies as low as $55 per month.
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Best Non-Owner Car Insurance
Non-owner car insurance provides liability coverage for drivers who don’t own a vehicle but still need to drive. Compare rates from top companies and learn when such a policy could make sense for you.
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Safeco vs. Allstate: Which Is the Best?
With slightly lower rates and a higher IQ Score, Allstate stands out as the winner against Safeco.
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USAA vs. Erie: Which Is the Best?
USAA’s affordable coverage, discounts, and nationwide availability make it the better choice — as long as you have military ties.
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Cheapest Auto Insurance in Riverside, California
Riverside drivers can find the cheapest car insurance from USAA, which has minimum-coverage rates as low as $63 per month.
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Best Car Insurance for Nurses
Farmers, Liberty Mutual, and Travelers are just a few companies that offer car insurance discounts for nurses through affinity group programs.
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Dairyland Auto Insurance User Reviews and Quotes
Find out about Dairyland’s coverage options, ratings, reviews, and costs to determine if it’s the right insurer for you.
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Car Insurance for Mexico: What You Need to Know
Buying Mexican car insurance is necessary if you’re going to drive in Mexico. Here’s what you need to know before your next trip.
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Is American Family a Good Insurance Company? Reviews From Over 623 Customers
American Family has an overall score of 4.5 out of 5, according to reviews on Insurify. Customers generally feel positively about American Family’s customer service, and many reviews also praise its transparency.
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Cheapest Car Insurance Quotes in Georgia
Auto-Owners has the cheapest liability-only car insurance in Georgia, with an average monthly quote of $73. Auto-Owners offers the cheapest average rates for full coverage, at $133. See real-time quotes for Georgia and buy your policy online in minutes.
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GEICO Auto Insurance: User Reviews and Quotes
GEICO offers auto insurance in all 50 states and Washington, D.C. Its competitive rates and numerous discounts make it a popular choice.
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Cost of Lexus Car Insurance
Lexus drivers pay an average of $139 per month for car insurance.
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Foremost vs. GEICO: Which Is the Best?
GEICO is the clear winner, with a 9.2 Insurify Quality (IQ) Score and lower rates in every driver category.
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Cheap Auto Insurance in Scottsdale, Arizona
Just Pay-Per-Mile offers the cheapest car insurance in Scottsdale, with minimum-coverage policies as low as $50 per month.
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Amica vs. Progressive: Which Insurance Company Is Better in 2026?
Amica earns high marks, but Progressive’s low rates, personalized coverage, and highly rated mobile app make it a better choice for many drivers.
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Best Car Insurance for 19-Year-Olds
USAA, State Farm, and GEICO offer some of the cheapest car insurance for 19-year-old drivers.
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GEICO vs. Progressive: Which Insurance Company Is Better in 2026?
In comparison to GEICO, Progressive is the better car insurance company for its coverage options, potential discounts, and affordable rates.
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Is Plymouth Rock a Good Insurance Company? Reviews From Over 300 Customers
Plymouth Rock has an overall score of 3.9 out of 5, with polarized ratings. Plymouth Rock customers who are happy with the insurer cite straightforward customer support, stable pricing, and policy transparency.
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Cheapest Car Insurance Quotes in California
USAA offers the lowest car insurance rates in California, at $64 per month. Compare real California car insurance prices and secure coverage online in just a few minutes with Insurify.
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Is Auto-Owners a Good Insurance Company? Reviews From Over 337 Customers
Auto-Owners has an overall score of 4.3 out of 5 from Insurify’s customers. Policyholders give it positive reviews for customer service and policy transparency, but mixed reviews for claims handling.
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Hastings Mutual Car Insurance Review: User Ratings and Expert Insights
Hastings Mutual doesn’t have the name recognition of some of the larger insurers, but its financial strength, independent agents, and long-standing industry presence make it worth consideration.
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Progressive vs. Travelers: Which Insurance Company Is Better in 2026?
Progressive and Travelers take different paths to serving drivers. Progressive offers better policy customization, while Travelers has more new-car benefits and fewer customer complaints.
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Cheapest Car Insurance for Drivers Under 25
Drivers younger than 25 pay an average of $258 per month for full coverage, but rates vary widely by company, age, and discount eligibility. Comparing quotes is the fastest way to find savings.
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Is Root a Good Insurance Company? Reviews From Over 1,331 Customers
Root scores an overall score of 3.4 out of 5 according reviews for the company on Insurify. Some appreciate the convenience of its digital experience and potential for savings. But others cite difficulty receiving support and rate increases.
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Commonwealth Auto Insurance: User Reviews and Quotes 2026
Commonwealth Insurance offers auto insurance in only a few states and has lower ratings and fewer discounts than its competitors.
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Best Car Insurance for Doctors
Progressive, Farmers, and Liberty Mutual are some of the car insurance companies that offer discounts for doctors.
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Encompass Auto Insurance: User Reviews and Quotes
Encompass offers liability insurance policies for as low as $96 per month and has over a dozen unique discounts.
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Cheapest Auto Insurance in Kansas City, Kansas
State Farm offers the cheapest car insurance in Kansas City, with minimum-coverage policies as low as $57 per month.
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Cheapest Auto Insurance in Columbus, Ohio
State Farm offers the cheapest car insurance in Columbus, with minimum-coverage policies as low as $43 per month.
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Best Car Insurance Apps
State Farm and GEICO offer policyholders the highest-rated mobile apps.
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Is Travelers a Good Insurance Company? Reviews From Over 1,484 Customers
Travelers has an overall score of 4.6 out of 5, based on more than 1,484 reviews for the company on Insurify. The insurer tends to earn positive reviews, especially for claims handling and policy transparency.
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Is GEICO a Good Insurance Company? Reviews From Over 18,117 Customers
GEICO customers appreciate its customer service, finding representatives competent and efficient. But reviews for its transparency and claims handling are split.
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Cheapest Car Insurance Quotes in Texas
State Farm offers the cheapest car insurance in Texas, with an average monthly premium of $44 for minimum coverage. Compare real-time quotes for Texas drivers and buy your policy online in minutes.
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Car Insurance for High-Risk Drivers in Texas
State Farm offers the cheapest rates in Texas for high-risk drivers, averaging $54 monthly for drivers with incidents on their records.
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Best Car Insurance for 20-Year-Old Drivers (May 2026)
USAA, State Farm, and Auto-Owners are some of the best insurance companies for young adult drivers.
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Cheapest Car Insurance Quotes in Indiana
Insurify users in Indiana have found liability-only quotes starting at $36 per month and full-coverage quotes starting at $48 per month.
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Safeway Auto Insurance Review: Ratings and Quotes
Safeway’s car insurance rates are on par with the national average, but drivers may find its limited coverage options unappealing.
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Travelers Auto Insurance: User Reviews and Quotes
Travelers holds strong financial strength ratings, but its premiums are higher than its competitors.
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What Is FR-44 Insurance, and Who Needs It?
An FR-44 isn’t a type of insurance. It’s a form Virginia and Florida require of certain high-risk drivers.
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Is Farmers a Good Insurance Company? Reviews From Over 2,405 Customers
Farmers earns an overall score of 3.8 out of 5. Satisfied customers describe strong agent-led experiences, dependable service for routine needs, and solid coverage offerings.
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Cheapest Car Insurance Quotes in Illinois
Auto-Owners is the cheapest car insurance company in Illinois, with liability rates averaging $39 per month. Get real-time quotes for Illinois and buy your policy all in one place with Insurify.
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Is Direct Auto a Good Insurance Company? Reviews From Over 1,528 Customers
Direct Auto scores an overall score of 3.0 out of 5 according to user reviews on Insurify. Full coverage from Direct Auto costs $167 per month, which is more expensive than competitors Allstate and National General.
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Cheapest Car Insurance Quotes in Arkansas
State Farm offers the cheapest rates in Arkansas, averaging $37 per month for minimum coverage. Get auto insurance quotes from the top insurers in the state, and buy a policy online in minutes.
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Cheapest Car Insurance Quotes in New Jersey
CSAA is the cheapest car insurance company in New Jersey, with an average rate of $110 per month for liability-only coverage. Shop real-time quotes for New Jersey and buy your policy in one place with Insurify.
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Progressive Car Insurance Review: 20,853+ User Ratings and Expert Insights
Customers appreciate Progressive’s good customer service and initial affordability, but they dislike the consistent price increases and complex claims process.
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Cheapest Car Insurance Quotes in Alabama
National General is the cheapest car insurance company in Alabama, with rates of $41 per month. Shop real-time quotes for Alabama and buy your policy all in one place with Insurify.
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Cheapest Auto Insurance in Rochester, Minnesota
State Farm offers the cheapest rates in Rochester, starting at $47 per month.
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Is Liberty Mutual a Good Insurance Company? Reviews From Over 3,935 Customers
Liberty Mutual has an overall score of 3.4 out of 5 according to over 3,935 reviews for the company on Insurify. Reviews for Liberty Mutual highlight friendly agents and great coverage. It tends to be much more expensive than competitors, with an average full-coverage rate of $207 per month.
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Cheap Car Insurance Quotes in Charlotte, North Carolina
Nationwide offers the cheapest car insurance in Charlotte, with minimum-coverage policies as low as $69 per month.
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Cheapest Car Insurance for International Students
Mile Auto, Safeco, and Kemper offer some of the cheapest car insurance for international students.
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Is Safeco a Good Insurance Company? Reviews From Over 1,056 Customers
Safeco’s overall experience score is 4.3 out of 5. Reviews from happy customers highlight professional customer service and solid initial savings.
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Cheapest Car Insurance Quotes in North Carolina
Erie is the cheapest insurer in North Carolina, with average monthly rates of $57 for liability-only coverage. Compare real car insurance quotes from top companies in North Carolina. No calls, no spam, and you can buy online with help from our licensed agents.
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Cheapest Car Insurance Quotes in Nebraska
The cheapest auto insurance company in Nebraska is Auto-Owners, with an average premium of $40 per month for liability-only coverage. Compare real car insurance quotes from top companies in Nebraska and buy online in minutes.
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What to Know About Six-Month Car Insurance Policies
Six-month car insurance policies are more flexible than 12-month policies. After six months, you can renew your policy or switch insurers.
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Cheapest Car Insurance Quotes in Florida
Progressive offers the cheapest coverage in Florida, with an average liability rate of $79 per month. Shop real-time quotes for Florida and buy your policy all in one place with Insurify.
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Cheapest Car Insurance Quotes in Louisiana
State Farm is the cheapest car insurance company in Louisiana, with monthly liability rates of $51. Shop and compare real Louisiana car insurance quotes instantly, then choose and purchase the right policy online with guidance from our licensed agents.
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Cheapest Auto Insurance in Fremont, Nebraska
Auto-Owners offers the cheapest car insurance in Fremont, with minimum-coverage policies as low as $41 per month.
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Grange Auto Insurance: User Reviews and Quotes
Grange Insurance offers excellent coverage options and discounts on auto insurance. Here’s what you need to know about this insurer.
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Leased Car Insurance: Requirements, Cost, and Cheap Rates
Insurance requirements for a leased car are stricter than for an owned car. Here’s what coverage you need, what it costs, and how to find the most affordable rates.
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Cheapest Car Insurance Quotes in Hawaii
GEICO has the cheapest Hawaii car insurance, at $44 per month for liability coverage. Compare real auto insurance quotes from top companies in Hawaii and buy your policy online in minutes.
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Cheapest Auto Insurance in Glendale, California
USAA offers the cheapest car insurance in Glendale, with minimum-coverage policies as low as $113 per month.
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Cheapest Auto Insurance in Fort Wayne, Indiana
Auto-Owners offers the cheapest car insurance in Fort Wayne, with minimum-coverage policies as low as $35 per month.
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Does U.S. Car Insurance Cover You in Canada?
Most major U.S. auto insurance companies cover you while driving in Canada. But it’s important to check your coverage for potential limits.
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Allstate Car Insurance Review: 10,679+ User Ratings and Expert Insights
Allstate customers appreciate the company’s customer service and claims processing. But some report high rates and unexpected price increases.
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Cheapest Car Insurance Quotes in Reno (May 2026)
In Reno, Nevada, Country Financial offers the lowest liability insurance rates, averaging $37 per month. Reno’s car insurance rates are lower than the state average, in part because larger cities like Las Vegas have more traffic and a higher accident risk.
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Top 10 Cheap Car Insurance Companies in May 2026
Country Financial and Auto-Owners have the cheapest rates, based on analysis of 190 million-plus Insurify quotes. Save time and money by comparing cheap car insurance quotes all in one place.
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Cheapest Car Insurance Quotes in Nashville (May 2026)
Nashville’s heavy downtown congestion and high vehicle theft rate can drive up car insurance costs. You may find the lowest quotes from Mile Auto, with liability rates of $42 per month.
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High-Deductible Car Insurance
High-deductible car insurance isn’t for everyone, but here are the situations in which it might make sense for you.
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Cheapest Car Insurance Quotes in Columbia, South Carolina (May 2026)
USAA offers the cheapest insurance in Columbia, with an average monthly liability rate of $81. The Columbia metro area is tied for the 12th most dangerous in the nation for pedestrians.
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Cheapest Car Insurance Without a License (2026 Guide)
The cheapest car insurance coverage type for drivers without a license is parked-car coverage.
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Does a Speeding Ticket Affect Your Car Insurance?
Speeding tickets typically cause your car insurance premiums to increase, but by how much depends on your state and insurer.
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Can You Get Car Insurance Without a VIN?
You can get car insurance quotes without a VIN, but most likely not a binding policy.
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Cheap Car Insurance Quotes in San Jose, California (May 2026)
USAA has the cheapest average liability coverage in San Jose, at $57 per month. Insurance costs in San Jose are slightly higher than the national average because traffic is often heavy, especially during rush hour on Interstate 280 and U.S. Route 101.
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Car Insurance for Foreign Drivers in the U.S.
Foreign drivers visiting the U.S. need to follow state laws when behind the wheel, including carrying insurance.
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How to Get Cheaper Car Insurance With a Low Income
Take advantage of your state’s low-income car insurance program and money-saving strategies to get the best rates.
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Cheapest Car Insurance Quotes in Philadelphia (May 2026)
State Farm is the cheapest insurer in Philly, with minimum coverage rates averaging $88 per month. High auto theft rates and congested roadways contribute to Philadelphia’s rates, which are much higher than the rest of the state.
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Cheapest Car Insurance Quotes in Las Vegas (May 2026)
Country Financial offers the cheapest car insurance in Las Vegas, with liability rates of $64 per month. Heavy congestion on Interstate 15 and high vehicle theft rates across the Las Vegas Valley help drive up premiums.
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Is Accident Forgiveness Insurance Worth It?
Accident forgiveness prevents your first at-fault accident from raising your insurance rates. Learn how it works, which companies offer it, and whether it’s worth adding to your policy.
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What Is a Car Insurance Policy Number?
Your car insurance policy number is an 8–13-digit alphanumeric code that allows you to reference your policy any time you need to make changes or use your coverage.
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Cheap Car Insurance Quotes in Louisville (May 2026)
Progressive offers the cheapest auto insurance in Louisville, averaging $94 per month for liability coverage. High crash and theft rates make Louisville car insurance more expensive than the national average.
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How to Get Car Insurance Online With a Checking Account
Using checks, mobile payment apps, cash, or EFTs is an easy way to buy insurance if you don’t have a checking account or credit card.
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Cheapest Car Insurance Quotes in Houston (May 2026)
State Farm offers the cheapest car insurance in Houston, with liability rates averaging $58 per month. Houston’s hurricane exposure and high road congestion contribute to the city’s higher premiums.
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Cheapest Car Insurance Quotes in Sarasota, Florida (May 2026)
Progressive offers the cheapest liability car insurance in Sarasota, with an average monthly cost of $62. Sarasota’s high hurricane risk and busy roadways can affect how much you pay for coverage.
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Types of Car Insurance Coverage
Make sure you have adequate coverage and the right insurance add-ons.
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Can You Add a Boyfriend or Girlfriend to Your Car Insurance?
If you live together, you can add a significant other to your car insurance policy. But it may not always be the best or cheapest option.
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Comprehensive Car Insurance: What It Covers and When You Need It
Comprehensive car insurance helps pay for damage to your vehicle from theft, weather, and other non-collision events, but not every driver needs it.
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Does Credit Score Affect Car Insurance?
U.S. drivers with excellent credit pay $158 per month for full-coverage car insurance, which is less than drivers with poor credit, who pay $223 on average.
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How Much Does Car Insurance Go Up After an Accident?
An at-fault accident can raise your rates by 34% or more, but the increase depends on your insurer, state, and driving history.
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Very Cheap Car Insurance With No Down Payment or Deposit
True no-deposit car insurance doesn’t exist, but you can reduce your up-front costs. Learn what ‘no deposit’ really means and how to find affordable coverage.
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What Happens If You Drive Without Insurance?
Driving without auto insurance exposes you to severe legal penalties, financial devastation, and long-term license restrictions in virtually every state.
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$20 Down Payment Car Insurance: Is It Possible?
It’s possible to find low-down-payment car insurance, but generally only the safest, most-qualified drivers will be able to start a policy for around $20.
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12 Steps for Buying a Car for Business and What to Avoid
Buying the right company car is just a few steps away. Start by assessing your needs, setting a budget, researching, test-driving, and more. And don’t forget to insure your new company car once the sale is complete.
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The 10 Best Car Insurance Comparison Sites in 2026
We spent hours testing well-known car insurance comparison websites to determine which ones serve the most real-time, personalized quotes and which ones will serve you spam instead.
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Cheapest Car Insurance Quotes in Los Angeles (May 2026)
USAA has the cheapest car insurance rates in Los Angeles, at an average of $94 per month for liability-only policies. The city’s notorious traffic costs drivers an average of 87 hours per year in congestion.
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Cheap Car Insurance Quotes in New Orleans (May 2026)
The cheapest car insurance company in New Orleans is State Farm, with an average liability rate of $61 per month. Rates are high in New Orleans due to traffic congestion, weather risks, and high accident and theft rates.
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Adding Your Child to Your Car Insurance: Do You Have to Do It?
When your teen becomes a licensed driver, they must have auto insurance — and it’s generally cheapest to add them to your auto policy.
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Cheap Car Insurance Quotes in Omaha (May 2026)
Auto-Owners is the cheapest insurer in Omaha, Nebraska, with an average monthly rate of $49. The city’s high number of vehicle thefts influences insurance rates.
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How to Shop for Car Insurance: Step-by-Step Guide
To shop for car insurance, compare quotes from multiple insurers, choose the right coverage limits, check discounts, and review policy details before buying.
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Does Car Insurance Cover Hail Damage?
Car insurance generally covers hail damage if you have comprehensive coverage.
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Cheap Car Insurance Quotes in Austin, Texas (May 2026)
State Farm offers the cheapest liability car insurance rates in Austin, at $45 per month. The city’s high vehicle theft rate increases insurers’ risk and drives up costs for Austin drivers.
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Cheapest Liability Car Insurance in New York
Drivers in New York state can find the cheapest liability-only car insurance from Erie, with rates averaging $70 per month.
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How to Cancel Your Auto Insurance Policy with The General
To cancel a car insurance policy from The General, you can call customer service, use the online chat feature, or visit an office.
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Which Insurance Companies Don’t Use Credit History?
Most insurance companies use credit history in determining their rates. However, telematics and usage-based insurance (UBI) programs typically don’t require credit scores and can be a good alternative to standard insurance.
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How to Cancel Your Amica Auto Insurance Policy
Amica customers must call a customer service representative or insurance agent to cancel their policy.
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Compare car insurance quotes in real-time
May 2026 - Compare car insurance quotes from 120+ companies including GEICO, Allstate, Progressive and save up to 50% or more in 2 minutes.
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Mendota Auto Insurance: User Reviews and Quotes
Mendota doesn’t have the best customer review scores, but it can be a good option for high-risk drivers seeking coverage.
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How to Cancel Your USAA Auto Insurance Policy
USAA doesn’t let you cancel your policy online, so you’ll have to call customer service when you’re ready to switch.
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Wawanesa Auto Insurance: User Reviews and Quotes
Wawanesa offers competitive policy rates, superior financial strength, and high industry ratings for customer satisfaction. But it’s only available in California and Oregon.
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At What Age Does Car Insurance Go Down?
Car insurance rates typically start to fall at age 25, especially for drivers who’ve maintained a clean record.
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Do Parking Tickets Affect Your Car Insurance Rates?
Parking tickets don’t directly affect your rates, but consequences from unpaid fines can.
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Can You Pause a Car Insurance Policy?
You can’t put your car insurance policy on hold since most states require drivers to maintain continuous liability coverage. But you can save money on car insurance in other ways.
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Defensive Driving Discounts and Courses: What You Should Know
A defensive driving course can lead to lower car insurance premiums.
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OCHO Auto Insurance: User Reviews and Quotes
OCHO isn’t a car insurance company. Instead, it’s an agency that helps drivers get covered for little or no down payment.
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Calculator: Estimate Your Car Insurance Costs (May 2026)
Get accurate estimates of your car insurance costs with Insurify’s car insurance calculator.
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Halfway There Insurance Reviews: What It Is (and What It Isn’t)
Although we think it would be lit to buy coverage from two comedy giants, sadly, Halfway There Insurance is a parody — with an important message.
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Is Halfway There Insurance Legit?
Halfway There Insurance isn’t a real insurance company. It’s a parody ad that State Farm apparently intends to air during the Big Game.
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Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike
Insurer limited new Golden State policies in 2022.
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Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It
J.D. Power ranks Nationwide SmartRide as the best usage-based insurance, offering safe drivers discounts of up to 40%.
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Farmers Signal Review: How It Works, Savings, and Whether It’s Worth It
Signal by Farmers may be good for existing customers but doesn’t stack up to the competition.
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Home Insurers Recommitting to California Market
Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
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Sharp Price Increases Coming for Delaware and New Mexico ACA Market Users
Rates are expected to climb 25% to 35%.
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Drivers Ditching Gas Vehicles for EVs Face Higher Crash Risks, Study Shows
First-time EV drivers are 14% more likely to file an insurance claim, report says.
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Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds
Even average credit can make home insurance more expensive, study says.
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Travelers Home Insurance Review: Ratings and Quotes
Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
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Are Trucks More Expensive to Insure?
Some pickup trucks are cheaper to insure than sedans, Insurify data suggests.
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What Is Mechanical Breakdown Insurance, and Do You Need It?
Mechanical breakdown insurance pays to repair your car after a mechanical failure. You may want to add this coverage before your auto warranty expires.
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Average Car Insurance Rates as of October 2024
The overall average monthly cost of car insurance held steady in September at $150.
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DUI vs. DWI: What’s the Difference?
The definition and consequences of DWI and DUI vary by state.
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Insurify Quality Score Methodology
A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
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New York Moves to Regulate Pet Insurance Industry in the State
Bill’s sponsor hopes legislation will improve pet insurance availability, pricing, and quality in the Empire State.
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Nationwide May Drop 100K Pet Insurance Policies
The company cites high veterinary costs as a factor in ‘underwriting actions’ and changes in ‘plan availability’ in some states.
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Most Vehicle Automation Isn’t Making Drivers Safer, Report Says
Only 1 of 14 tested partial automation systems earned an acceptable rating under new scoring methodology.
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Different States, Same Problem: A Home Insurance Crisis
California and Florida take different approaches to escalating costs, climate change, severe weather events, and shrinking markets, but neither has found a perfect solution.
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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
California federal flood claims topped $59M in 2023.
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Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
Companies non-renewed policies for streaking and discoloration
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Michigan Warns Car Insurers: Price Fairly or Face Penalties
State law bars data-driven advantageous markups, department of insurance says.
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How to Cancel Your SafeAuto Insurance Policy
You can cancel your SafeAuto insurance policy over the phone or by sending a written request.
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State Farm to Drop 72,000 Home, Landlord Policies in California
Says move is to ensure ‘long-term sustainability in California.’
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Florida Mulls Bill to Leash Pet Insurance Providers
Law aims to address complicated policies, high premiums, and pet insurance market growth.
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Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?
Florida home insurance prices rose 14% in 2023, Insurify data shows.
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Collision Damage Waiver: What You Need to Know
A collision damage waiver helps limit your out-of-pocket expenses if you damage your rental car.
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Does Car Insurance Cover Flood Damage?
Your car insurance covers flood damages under the comprehensive coverage portion of your policy.
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Feds Accelerate Tesla Steering Probe
Thousands of complaints sparked investigation that could lead to recall of 2023 Models 3 and Y.
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Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund
State could borrow between $1.5 and $3.8 billion in the effort.
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North Carolina Home Insurers Seek 42%+ Rate Hike
Some homeowners warn increases would be financially catastrophic.
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The Hartford Halts New Home Policies in CA
Insurer will continue to renew existing homeowners policies
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How Long Is the Car Insurance Grace Period When You Buy a Car?
Often, insurers provide a grace period of between two and 30 days before you need to adjust your policy for a new vehicle.
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
But bills may not cut costs and would increase homeowners’ financial risk, experts say
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NY Law Cracks Down on Deliberately Low Auto Insurance Quotes
Aims to end practice of providing deceptively low quotes to secure business
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Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal
Automakers must face insurer lawsuits stemming from vehicle theft.
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Last-Resort Insurers Becoming First Choice for Homeowners
High cost and high enrollment a sign of the industry’s desperate times in some states.
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Tesla Insurance Must Face Class Action Suit, Judge Rules
Suit alleges Tesla ‘false’ crash warnings inflated premiums.
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Auto Insurance Rates Set to Rise in NC
Tarheel drivers could see 9% increase by end of 2024.
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FL Budget Takes Aim at Insurance Crisis
More than $500 million tabbed for home insurance relief measures.
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PA Launches Flood Insurance Task Force
Move follows a year of 147 costly and deadly floods in the state.
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NY to End Photo Inspections for New Car Insurance Policies
New York Insurance Association: New law is a ‘win for drivers in New York.’
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Judge Greenlights Coverage Expansion for CA FAIR Plan
Expansion would bring last-resort home policies more on par with standard home insurance coverage.
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
Disclosures could help buyers avoid costly claims on previously flooded properties.
)
EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows
New report debunks the myth that insurers total EVs more often than combustion-powered vehicles
)
How Virginia Wildfires Could Impact Home Insurance Rates
Two massive wildfires have led to a state of emergency in Virginia, and their effects could burn homeowners across the state.
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Good News: Catalytic Converter Thefts Are Down 37% in 2023
Bad news: With average converter claims cost up by $1K, premium decreases seem unlikely.
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Maui Wildfire Insurance Claims Already Top $1.3 Billion
But damages may go as high as $6 billion, experts predict.
)
4 More Insurers Exit California Home and Auto Insurance Markets
Withdrawals by Kemper companies will affect 43,433 home and fire policies, 27,400 auto policies.
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What to Know About California’s New Plan to Bolster Home Insurance Market
Sustainable Insurance Strategy aims to entice insurers to stay or return to the Golden State’s home insurance marketplace.
)
Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders
Refunds, credits and premium discounts on the way to 86,506 drivers and homeowners.
)
Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida
Tampa-based startup acquired renewal rights after Farmers decided to stop selling home coverage in the Sunshine State.
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Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average
Millions of California drivers face premium hikes, with GEICO, State Farm, and Mercury among the largest auto insurers granted rate increases in 2023.
)
NEXT Insurance Set to Raise $100M+ in Late VC Funding Round
The digital agency caters to small businesses looking to quickly compare business insurance quotes.
)
High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort
Private insurers are meant to help the not-for-profit Citizens Property Insurance Corp. reduce its role. But homeowners are seeing sky-high premium offers.
)
The Rise of Ghost Therapists: Outdated Mental Health Directories Make It Harder to Find Help
Patients searching insurance networks for available therapists instead finding cluttered directories with inaccurate listings.
)
Progressive Dropping 100K Home, Landlord Policies in Florida
Insurer is one of many curtailing business in or exiting the Sunshine State.
)
Virginia Changes Law: All Drivers Must Buy Car Insurance
Starting July 1, 2024, commonwealth motorists will no longer have the option to forgo car insurance by paying a $500 fee.
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Certainly Auto Insurance Review: Ratings and Quotes
Certainly offers a convenient and modern approach to car insurance.

Car Insurance Discounts for Teachers
Check out Insurify’s guide to car insurance discounts for teachers to see which ones you might be eligible for!

Homeowners Insurance Calculator: Find the Cheapest Quotes in Your Area
From coverage options to best rates, we’ve got homeowners covered!

American Family Home Insurance Review: Is it the right choice for you?
Let us help you decide if American Family Homeowners Insurance is the right choice for you and your family.

Medical Payments Coverage: What is it and how does it work?
Wondering whether you really need MedPay?
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Nationwide vs. GEICO: Which Is the Best?
With low rates and great customer satisfaction ratings, GEICO stands out as the better company.
)
Cheapest Auto Insurance in Kalamazoo, Michigan
Auto-Owners has the cheapest car insurance in Kalamazoo, with monthly liability rates as low as $64.
)
Cheapest Car Insurance Quotes in New Mexico
Progressive has the cheapest liability rates in New Mexico, with an average rate of $38 per month. Compare real car insurance quotes from top companies in New Mexico. No calls, no spam, and you can buy online with help from our licensed agents.
)
Best Car Insurance for New Drivers in New York
Progressive, GEICO, and State Farm offer the best insurance for new drivers in New York.
)
5 Best Home and Auto Insurance Bundles in Texas
State Farm and Allstate offer some of the best home and auto bundling discounts in Texas.
)
Safeco vs. Travelers: Which Insurance Company Is Better in 2026?
Travelers offers more customizable coverage and a longer list of discounts than Safeco.
)
Cheapest Auto Insurance in Lafayette, Indiana
Auto-Owners offers the cheapest car insurance in Lafayette, with minimum-coverage policies as low as $32 per month.
)
CSE Auto Insurance: User Reviews and Quotes
CSE offers affordable premiums for car insurance but is only available in Arizona, Nevada, and Utah.
)
Cheapest Auto Insurance in Longmont, Colorado
State Farm offers the cheapest car insurance in Longmont, with minimum-coverage policies as low as $50 per month.
)
Foremost vs. The Hartford: Which Is the Best?
The Hartford offers drivers more coverage options and discounts and cheaper average rates than Foremost.
)
AAA vs. Liberty Mutual: Which Insurance Company Is Better in 2026?
Liberty Mutual is the better insurer for customizable car insurance coverage, while AAA stands out thanks to its membership perks and roadside assistance.
)
Cheapest Auto Insurance in Davenport, Iowa
Drivers in Davenport will find the cheapest car insurance coverage from State Farm, with monthly liability-only rates as low as $24.
)
State Farm vs. The Hartford: Which Is the Best?
State Farm offers the cheapest rates overall, but The Hartford has slightly more coverage options and discounts.
)
Gap Insurance in Massachusetts
If your car sustains severe damage and is a total loss, gap insurance can step in to protect your finances.
)
Cheapest Car Insurance Quotes in Massachusetts
The cheapest car insurance company in Massachusetts is State Farm, with an average monthly rate of $52 for liability-only coverage. Shop real-time quotes for Massachusetts and buy your policy all in one place with Insurify.
)
Cheapest Auto Insurance in Chapel Hill, North Carolina
Nationwide offers the cheapest rates for Chapel Hill drivers, starting at $48 per month.
)
Best Car Insurance for 19-Year-Olds
USAA, State Farm, and GEICO offer some of the cheapest car insurance for 19-year-old drivers.
)
Best Car Insurance for Delivery Drivers
USAA, Allstate, and State Farm offer some of the best car insurance for delivery drivers.
)
Liberty Mutual vs. Progressive: Which Is the Best?
Progressive’s relatively low rates and higher customer satisfaction scores earn it a higher Insurify Quality (IQ) Score than Liberty Mutual.
)
The Best Home and Car Insurance Bundles for Seniors
Erie and State Farm are our top two picks for seniors interested in bundling home and auto insurance coverages.
)
Cheapest Auto Insurance in Missoula, Montana
Missoula drivers can find the best car insurance with State Farm, USAA, and Safeco.
)
Nationwide vs. Farmers: Which Is the Best?
Nationwide stands out as the better car insurance choice against Farmers, thanks to a combination of affordable prices and better availability throughout the U.S.
)
Cheapest Auto Insurance in Roswell, New Mexico
With monthly liability rates of $37, The General is the cheapest car insurance company in Roswell.
)
Bristol West Auto Insurance: User Reviews and Quotes
Bristol West only offers auto insurance but makes it accessible to drivers with unique coverage needs.
)
List of Car Insurance Companies
State Farm, American Family, and NJM are among the best car insurance companies for their high customer satisfaction and affordable rates.
)
Cheapest Auto Insurance in Casper, Wyoming
Casper drivers can find the best car insurance with Safeco, Progressive, and Dairyland.
)
SafeAuto Car Insurance Review
Direct Auto, an insurance company specializing in high-risk drivers, absorbed SafeAuto in August 2023.
)
Cheapest Auto Insurance in Santa Maria, California
Santa Maria drivers can find the cheapest car insurance rates from USAA. The insurer’s liability-only rates start at just $47 per month.
)
GEICO vs. The Hartford: Which Insurance Company Is Better in 2026?
GEICO tends to offer drivers better rates. But drivers are generally happier with The Hartford’s claims process.
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American Family vs. Nationwide: Which Is the Best?
American Family is a better overall pick than Nationwide, thanks to lower rates, solid customer satisfaction, and a higher Insurify Quality Score.
)
Cheapest Auto Insurance in Grants Pass, Oregon
State Farm is the cheapest car insurance company in Grants Pass, with monthly liability-only rates of $44.
)
Cheap Auto Insurance in Glendale, Arizona
Auto-Owners offers the cheapest car insurance in Glendale, with minimum-coverage rates starting at $63 per month.
)
Allstate vs. Liberty Mutual: Which Insurance Company Is Better in 2026?
Allstate’s lower rates make it a good choice for cost-conscious drivers, but Liberty Mutual has more robust coverage offerings and discounts.
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GEICO vs. Liberty Mutual: Which Insurance Company Is Better in 2026?
Both car insurance companies are excellent, with GEICO being the better insurer for car insurance discounts, and Liberty Mutual offering more types of insurance coverage.
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Progressive vs. State Farm: Which Is The Best?
State Farm’s low rates, solid coverage, and extensive discounts earn it an IQ Score of 9.3 out of 10, making it a top option for car insurance.
)
Cheapest Auto Insurance in Columbus, Nebraska
Auto-Owners offers the cheapest car insurance in Columbus, with minimum-coverage policies as low as $37 per month.
)
USAA Auto Insurance: User Reviews and Quotes
USAA offers auto and other insurance coverage exclusively to veterans, military personnel, and their families. Its competitive rates and high customer satisfaction scores make it a popular choice.
)
Cheapest Auto Insurance in Southaven, Mississippi
With liability rates of $48 per month, State Farm is the cheapest car insurance company in Southaven.
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Erie vs. GEICO: Which Insurance Company Is Better in 2026?
With cheaper rates and high satisfaction ratings, Erie is our top pick for car insurance.
)
Cheapest Car Insurance Quotes in Ohio
Mile Auto offers the lowest car insurance rates in Ohio, with an average premium of $35 per month. Compare real-time quotes side-by-side to find cheap car insurance in Ohio and buy online in minutes through Insurify.
)
AAA vs. GEICO: Which Insurance Company Is Better in 2026?
GEICO’s affordable rates and wide range of discounts make it our choice over AAA.
)
Best Car Insurance for New Drivers
Country Financial, USAA, and Auto-Owners offer the most affordable rates for new drivers.
)
Best Car Insurance Companies for Customer Service
American Family, USAA, and Travelers offer the best car insurance for customer service, based on 85,000+ reviews from Insurify customers.
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Liberty Mutual vs. USAA: Which Insurance Company Is Better in 2026?
While USAA offers affordable rates and highly rated customer service, Liberty Mutual is available to a broader range of drivers.
)
Cheapest Auto Insurance in Alexandria, Virginia
Auto-Owners offers the cheapest car insurance in Alexandria, with minimum-coverage policies as low as $63 per month.
)
Cost of Hyundai Car Insurance
At an average of $153 per month, the cost of insuring a Hyundai is about the same as insuring similar models.
)
Amica Auto Insurance: User Reviews and Quotes
Amica is a top-ranking car insurance company known for superior financial strength and fewer-than-average customer complaints.
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State Auto Car Insurance Review
State Auto doesn’t sell new policies anymore, following its acquisition by Liberty Mutual.
)
The Hartford Auto Insurance: User Reviews and Quotes
The Hartford holds strong financial strength and customer service ratings but tends to have higher rates, averaging at $252 per month for full coverage.
)
Cheapest Auto Insurance in Bethlehem, Pennsylvania
State Farm offers the cheapest insurance in Bethlehem, for $47 per month.
)
Cheapest Auto Insurance in Grand Forks, North Dakota
North Dakota’s average liability insurance rate of $65 falls below the national average of $98.
)
Cheapest Auto Insurance in Hobbs, New Mexico
The General offers the cheapest car insurance in Hobbs, with minimum-coverage policies as low as $43 per month.
)
Best Cheap Auto Insurance in Worcester, Massachusetts
Drivers in Worcester pay 19% less for car insurance than the national average.
)
How to Cancel Your Allstate Auto Insurance Policy
You can cancel your Allstate car insurance at any time, but you’ll have to contact customer service or an agent to end your coverage.
)
Cheapest Auto Insurance in Columbia, Maryland
USAA offers the cheapest car insurance in Columbia, with minimum-coverage policies as low as $112 per month.
)
Cheapest Auto Insurance in Lawrence, Kansas
State Farm offers the cheapest car insurance in Lawrence, with minimum-coverage policies as low as $45 per month.
)
Cheapest Auto Insurance in Alpharetta, Georgia
Auto-Owners offers the cheapest car insurance in Alpharetta, with minimum-coverage policies as low as $74 per month.
)
Cost of Porsche Car Insurance
The average monthly Porsche insurance premium is $177, but rates vary based on your location, the model, insurance company, and other factors.
)
Allstate vs. Farmers: Which Is the Best?
Allstate takes first place over Farmers, thanks to its low rates and high Insurify Quality (IQ) Score.
)
Best Cheap Auto Insurance in Toledo, Ohio
State Farm, Mile Auto, and Progressive are the cheapest insurance companies in Toledo.
)
Esurance vs. Progressive: Which Is the Best?
Esurance no longer sells new policies, so Progressive is a better option for auto insurance shoppers.
)
Allstate vs. USAA: Which Insurance Company Is Better in 2026?
If you qualify for coverage through USAA, it’s the clear winner over Allstate due to its low rates and coverage options.
)
Best Car Insurance for Good Drivers
Drivers with clean records can save an average of 10%–40% with good driver discounts from GEICO, Nationwide, State Farm, USAA, and other major insurers.
)
Best Car Insurance for College Students in Michigan
State Farm, Nationwide, and GEICO are three of the best car insurance companies for college students in Michigan.
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American Family vs. State Farm: Which Insurance Company Is Better in 2026?
State Farm has lower average rates, wider availability, and a higher financial strength rating compared to American Family Insurance.
)
Cheapest Car Insurance in Riverview, Florida
Riverview drivers pay an average of $230 per month for liability car insurance.
)
Cheapest Auto Insurance in Scranton, Pennsylvania
State Farm offers the cheapest rates in Scranton, with liability-only quotes of $52 per month.
)
Cheapest Auto Insurance in Muskogee, Oklahoma
State Farm is the cheapest liability car insurance company in Muskogee, with premiums starting at $34 per month.
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$500 Deductible Car Insurance: Costs, Comparison, and Best Companies
A lower deductible will lead to higher premiums than other, higher-deductible options.
)
Best Car Insurance Companies for Discounts
USAA, American Family, and AAA have some of the best discount availability, based on more than 85,000 Insurify customer reviews.
)
Best Car Insurance for College Students in Georgia
COUNTRY Financial, State Farm, and USAA offer the best car insurance for Georgia college students and their parents.
)
Gap Insurance in California
Purchasing gap insurance could protect many drivers from paying out of pocket if their car is totaled.
)
Cheapest Auto Insurance in Anaheim, California
USAA offers the cheapest car insurance in Anaheim, with minimum-coverage policies as low as $67 per month.
)
Cheapest Auto Insurance in Newport News, Virginia
Newport News drivers can find the cheapest car insurance rates from Auto-Owners, with liability-only rates of $61 per month.
)
Cheapest Auto Insurance in Stamford, Connecticut
State Farm offers the cheapest car insurance in Stamford, with minimum-coverage policies starting at $72 per month.
)
Best Car Insurance in Michigan for Senior Drivers
The Hartford, State Farm, and USAA are three of the best auto insurance companies for seniors in Michigan.
)
Progressive vs. Allstate: Which Is the Best?
Though these two insurance companies are very closely matched, Allstate edges out Progressive with lower average premiums and a slightly higher Insurify Quality (IQ) Score.
)
Cheapest Car Insurance for Low-Income Drivers in Georgia
Auto-Owners has the cheapest liability car insurance in Georgia, with an average rate of $73 per month.
)
Anchor Auto Insurance: User Reviews and Quotes
Anchor sells non-standard car insurance in Arizona, California, and Texas. It may not be a great option for car insurance due to its limited coverage options and poor ratings.
)
Cheapest Auto Insurance in Summerville, South Carolina
USAA is the cheapest car insurance company in Summerville, with monthly liability-only rates as low as $83.
)
4 Best Pay-As-You-Go Car Insurance Companies
Allstate, Nationwide, and Hugo are a few of the best companies offering pay-as-you-go car insurance.
)
Cheapest Full-Coverage Car Insurance in Texas
Texas drivers can find the cheapest full-coverage car insurance from State Farm, with rates averaging $84 per month.
)
Cheapest Auto Insurance in Garden City, Kansas
State Farm offers the cheapest car insurance in Garden City, with minimum-coverage policies as low as $52 per month.
)
Cheapest Auto Insurance in Cleveland, Tennessee
Mile Auto offers the cheapest car insurance in Cleveland, with minimum-coverage policies as low as $34 per month.
)
Cheapest Auto Insurance in Lawrenceville, Georgia
Auto-Owners offers the cheapest car insurance in Lawrenceville, with minimum-coverage policies as low as $88 per month.
)
Cheapest Auto Insurance in Woodbridge, Virginia
Auto-Owners offers the cheapest car insurance in Woodbridge, with minimum-coverage policies as low as $64 per month.
)
Kemper Car Insurance Reviews: Costs and Ratings
Kemper offers coverage to high-risk drivers who may struggle to get a policy elsewhere, but it has generally poor reviews from existing customers.
)
How Much Is Car Insurance for a 16-Year-Old in Florida?
Car insurance in Florida costs $399 per month for full coverage and $232 for liability-only coverage for a 16-year-old driver. But other factors influence your rates.
)
Cheapest Auto Insurance in Ogden, Utah
USAA is the cheapest liability car insurance company in Ogden, with rates as low as $48 per month.
)
AAA vs. State Farm: Which Insurance Company Is Better in 2026?
State Farm tends to offer cheaper car insurance and has fewer customer complaints than AAA.
)
Cheapest Car Insurance for Graduate Students
Car insurance can be expensive if you’re in grad school, but graduate students can get cheap rates and special discounts from GEICO, Nationwide, and USAA.
)
Temporary Car Insurance in Pennsylvania
For temporary coverage in Pennsylvania, consider options like pay-per-mile insurance, non-owner insurance, or early cancellation.
)
Cheapest Auto Insurance in Bartlesville, Oklahoma
State Farm is the cheapest car insurance company in Bartlesville, with monthly liability rates as low as $33.
)
Non-Owner Car Insurance in Texas
Non-owner car insurance is a liability policy for Texas drivers who don’t own a car but drive other people’s cars or need an SR-22.
)
Cheapest Auto Insurance in Salem, Oregon
Salem drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $63 per month.
)
Best Car Insurance Companies for Coverage Options
USAA, American Family, and Travelers offer the best car insurance coverage options based on thousands of real user reviews, with ratings up to 4.9 out of 5.
)
Cheap Car Insurance Quotes in Memphis, Tennessee
Mile Auto offers the cheapest car insurance in Memphis, with minimum-coverage policies as low as $53 per month.
)
Cheapest Auto Insurance in Rockford, Illinois
Auto-Owners offers the cheapest car insurance in Rockford, at a monthly rate of $35.
)
Cheapest Auto Insurance in Pocatello, Idaho
Pocatello drivers can find the cheapest car insurance rates from Auto-Owners. The insurer’s liability rates start at just $29 per month.
)
Cheapest Car Insurance Quotes in Maine
USAA offers the cheapest car insurance in Maine, at $38 per month. Get an instant quote and buy a car insurance policy in minutes with our team of agents covering all 50 states and D.C.
)
GEICO vs. Mercury: Which Insurance Company Is Better in 2026?
GEICO is the better insurer for most drivers, but Mercury offers better coverage for some drivers with specialized needs.
)
Esurance Auto Insurance Review
You can’t buy car insurance coverage from Esurance anymore, but you can work with Allstate, which owns Esurance. Here’s how it works.
)
Cheapest Auto Insurance in Aurora, Illinois
Auto-Owners offers the cheapest car insurance in Aurora, with minimum-coverage policies as low as $36 per month.
)
Clearcover Auto Insurance: User Reviews and Quotes
Clearcover is a convenient auto insurance option for tech-savvy drivers.
)
Car Insurance for High-Risk Drivers in Michigan
High-risk drivers in Michigan usually pay higher car insurance rates than people with a clean record. See which companies have the cheapest rates for different violations.
)
Erie vs. Nationwide: Which Is the Best?
Erie’s customers tend to enjoy lower rates and a better customer service experience than Nationwide.
)
Cheapest Auto Insurance in Dover, Delaware
USAA offers the cheapest car insurance in Dover, with minimum-coverage policies as low as $71 per month.
)
Cheapest Auto Insurance in North Charleston, South Carolina
With a monthly liability-only rate of $87, USAA is the cheapest car insurance company in North Charleston.
)
Cheapest Auto Insurance in Benton, Arkansas
Liability car insurance rates in Benton start at $36 per month from State Farm.
)
Cheapest Auto Insurance in Metairie, Louisiana
State Farm offers the cheapest rates in Metairie, starting at $55 per month.
)
Cheapest Auto Insurance in Modesto, California
Modesto drivers can find the cheapest car insurance rates from USAA. The insurer’s liability rates start at just $60 per month.
)
Cheapest Car Insurance Quotes in Minnesota
State Farm offers the most affordable car insurance in Minnesota, with an average premium of $53 per month for minimum coverage. Shop real-time Minnesota car insurance quotes and buy your policy online in minutes with Insurify.
)
Cost of Jaguar Car Insurance
Average car insurance cost for Jaguar drivers is $125 per month for liability-only policies and $236 per month for full coverage.
)
Cheapest Car Insurance for Low-Income Drivers in Florida
Progressive has the cheapest liability car insurance in Florida, with average rates of $79 per month.
)
Farmers vs. USAA: Which Is the Best?
USAA’s low auto insurance rates and excellent customer satisfaction ratings make it a better choice than Farmers for military members, veterans, and their families.
)
Best Car Insurance Companies for Policy Transparency
USAA, American Family, and Travelers are some of the best car insurance companies for policy transparency based on 85,000+ real user reviews, with ratings up to 4.9 out of 5.
)
Cheapest Auto Insurance in Somerville, Massachusetts
With a monthly liability-only rate of $49, State Farm is the cheapest car insurance company in Somerville.
)
Cost of Kia Car Insurance
Car insurance for Kias starts at just $86 per month. Your rates may vary depending on your Kia’s model and year, your coverage levels, your driving history, and more.
)
Cheapest Auto Insurance in Elgin, Illinois
Auto-Owners offers the cheapest car insurance in Elgin, with minimum-coverage policies as low as $36 per month.
)
Cheapest Auto Insurance in Anderson, South Carolina
USAA offers the cheapest car insurance in Anderson, with minimum-coverage policies as low as $64 per month.
)
Safeco Auto Insurance: User Reviews and Quotes
Safeco offers low rates for car insurance with unique, built-in perks. While it excels at customer reputation, its discount options are limited.
)
Cheapest Auto Insurance in Martinsburg, West Virginia
Martinsburg drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $40 per month.
)
Cheap Car Insurance Quotes in Council Bluffs, Iowa (May 2026)
State Farm is the most affordable insurer in Council Bluffs, averaging $25 per month for liability-only coverage. The city’s high rate of motor vehicle theft and severe winter weather risks make car insurance more expensive than the statewide average.
)
What Is Uninsured Motorist Coverage?
Uninsured motorist coverage isn’t required in every state, but it may be worth the cost — especially in serious accidents.
)
Cheap Car Insurance Quotes in Pensacola, Florida (May 2026)
Progressive is the cheapest insurer in Pensacola, with liability rates averaging $65 per month. Pensacola’s Gulf Coast location increases the risk of hurricanes and flooding, which can raise insurance premiums.
)
Nsure Review: Legit or Just a Lead Generator?
Nsure is a legit comparison tool, but it gives limited quotes with varying coverage levels, so it’s not the best for apples-to-apples comparison.
)
Car Insurance for Married Couples: What to Know
Married drivers can usually lock in cheaper car insurance rates than single drivers.
)
Cheap Car Insurance Quotes in Katy, Texas (May 2026)
State Farm offers the cheapest car insurance in Katy, with an average rate of $52 per month. Several areas of the Katy Freeway are listed in the top 100 most congested road segments in Texas. Increased congestion has led to collision hot spots with crash rates above the state and national averages.
)
Cheapest SUVs to Insure
The Subaru Forester, Toyota Highlander, and Ford Escape are the cheapest SUVs to insure.
)
Cheapest Car Insurance Quotes in St. Louis (May 2026)
USAA offers the cheapest car insurance in St. Louis, with an average liability rate of $66 per month. The St. Louis area is vulnerable to tornadoes, flooding, and earthquakes, which may affect car insurance costs.
)
Cheap Car Insurance Quotes in Tallahassee, Florida (May 2026)
Progressive has the cheapest car insurance rates in Tallahassee, with liability-only coverage averaging $66 per month. The city’s relatively low risk of theft and vandalism helps keep rates lower than the statewide average.
)
Cheapest Car Insurance Quotes in Mesquite, Texas (May 2026)
The cheapest insurance company in Mesquite, Texas, is State Farm, with an average monthly premium of $49 for liability-only coverage. Mesquite’s high rate of accidents, fatal crashes, and exposure to wind and hurricanes play a part in its average premiums.
)
Car Insurance Requirements in Arizona
Arizona drivers need a minimum of $25,000 per person and $50,000 per accident in bodily injury liability and $15,000 in property damage liability.
)
Cheapest Car Insurance Quotes in San Marcos, Texas (May 2026)
State Farm offers the cheapest car insurance quotes in San Marcos, with rates at $43 per month. San Marcos is at risk of natural hazards, like tornadoes, hail, and wildfires, which can affect the cost of car insurance.
)
Cheapest Car Insurance Quotes in Denton (May 2026)
Most Denton drivers find that State Farm offers the lowest auto insurance rates, at $42 per month. Heavy traffic from I-35 and a seasonal abundance of college students can make driving in Denton challenging.
)
Can You Reinstate a Canceled Car Insurance Policy?
If your insurer cancels your car insurance policy for non-payment, you may be able to reinstate coverage — but you need to act quickly.
)
Cost of Ford F-150 Car Insurance
Drivers insuring Ford F-150s can expect to pay an average of $139 monthly, or $1,668 yearly, for car insurance.
)
Cheapest Car Insurance Quotes in North Las Vegas (May 2026)
In North Las Vegas, Country Financial is the cheapest car insurance company, with an average liability insurance rate of $64 per month. Rates are high due to the city’s rapid population growth.
)
Average Car Insurance Cost in Massachusetts
Drivers in Massachusetts pay an average of $126 per month for car insurance.
)
What’s Assigned Risk Auto Insurance?
Assigned risk auto insurance is state-sponsored coverage for high-risk drivers who can’t secure insurance coverage elsewhere. It usually comes with more expensive premiums.
)
Cheap Car Insurance Quotes in Marietta, Georgia (May 2026)
Marietta drivers can find the cheapest insurance coverage with Auto-Owners, with liability rates averaging $82 per month. The average commute is 27.5 minutes, which is longer than the national average. The extra time behind the wheel can increase insurance premiums.
)
Minimum Car Insurance Requirements in Every State
You need car insurance to legally drive in every state except New Hampshire, but the amount and coverage type can vary.
)
Car Insurance Requirements in Michigan
Because it’s a no-fault state, Michigan requires all drivers to carry personal injury protection and property protection insurance in addition to basic liability coverage.
)
Cheap Car Insurance Quotes in Decatur, Georgia (May 2026)
Auto-Owners is the cheapest insurer in Decatur, with an average liability rate of $115 per month. Drivers in Decatur likely pay higher rates due to the city’s high vehicle theft rate.
)
Jerry Review: Legit or Just a Lead Generator?
Jerry is a legit insurance marketplace that helps users compare car insurance quotes.
)
Cheapest Car Insurance for a Smart Car
On average, Hugo offers the cheapest car insurance policies for Smart car drivers.
)
Cheap SR-22 Insurance in South Dakota from $77
South Dakota drivers with an SR-22 have an average monthly liability rate of $77.
)
What Happens When Car Insurance Lapses?
A car insurance lapse can result in a rate increase of up to 25%.
)
What You Need to Know About $1,000 Car Insurance Deductibles
Choosing a higher car insurance deductible can reduce your premiums, but you’ll pay more out of pocket if you need to submit a claim.
)
Pleasure vs. Commuter Car Insurance
Having a pleasure-use vehicle can save you money on your car insurance.
)
What Happens If You Get Into a Car Accident Without Insurance?
You may face serious legal and financial consequences if you’re in a car accident without insurance, even if you’re not responsible for the crash.
)
What to Do If Your Car Is Broken Into
Warding off future break-ins is just as important as recovering from the initial event.
)
Car Insurance for Expats
Your insurance history abroad could have a lot of influence on the rates you pay for an expat car insurance policy when you return to the United States.
)
Best Credit Cards for Rental Car Insurance
Chase, Ink, Capital One, and United offer some of the best credit cards to use when renting a car.
)
Cheap Car Insurance Quotes in Little Rock (May 2026)
State Farm offers the cheapest liability-only car insurance in Little Rock, at $45 per month. The city’s higher insurance prices reflect Little Rock’s position as one of the state’s most car theft-prone cities.
)
Average Car Insurance Cost in Connecticut
Drivers in Connecticut pay an overall average of $186 per month for car insurance.
)
Cheap Car Insurance Quotes in Killeen (May 2026)
State Farm offers the cheapest car insurance in Killeen, with an average liability-only price of $40 per month. Heavy traffic along U.S. 190 and near Fort Hood also influences costs in the area.
)
Cheap Car Insurance Quotes in Spokane, Washington (May 2026)
State Farm offers the cheapest liability-only car insurance in Spokane, at $46 per month. A shorter commute and lower vehicle theft rates help keep Spokane rates below the Washington state average.
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Cheap Car Insurance Quotes in New Braunfels, Texas (May 2026)
State Farm has the cheapest car insurance in New Braunfels, with an average monthly liability rate of $40. Visiting and residential drivers should stay alert to the major roadway improvement projects taking place over the next few years.
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Dodge Challenger Car Insurance Quotes
Challenger drivers pay an average of $199 per month for car insurance.
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Cost of Mazda Car Insurance
Many factors affect the cost of Mazda car insurance, but average rates start at $106 per month.
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Does Car Insurance Cover the Car or the Driver?
If you lend your car to someone and they get into an accident, your auto insurance may still apply.
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Cheap Car Insurance Quotes in Ocala, Florida (May 2026)
Progressive offers the cheapest liability-only car insurance in Ocala, at $67 per month. Ocala’s inland location and lower population density help keep rates below the Florida average.
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What Is a Car Insurance Deductible?
When you file a claim, you may have to pay a certain amount toward repairs before your insurance kicks in.
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Cost of Toyota RAV4 Car Insurance
USAA, State Farm, and GEICO offer the cheapest car insurance for Toyota RAV4 drivers.
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Cheapest Car Insurance Quotes in Fort Lauderdale, Florida (May 2026)
Progressive has the lowest liability car insurance rates in Fort Lauderdale, averaging $86 per month. A high rate of vehicle thefts and exposure to Atlantic hurricanes mean higher-than-average car insurance costs for Fort Lauderdale drivers.
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Cheap Car Insurance Quotes in Flint, Michigan (May 2026)
Auto-Owners offers the cheapest insurance coverage in Flint, Michigan, with insurance premiums of $72 per month. More than 90% of Flint’s local streets are in poor condition, and a harsh 2026 winter has added a large number of new potholes, all of which can affect the cost of an insurance policy.
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Cheapest Car Insurance Quotes in Salt Lake City (May 2026)
USAA offers the cheapest car insurance coverage in Salt Lake City, at an average of $52 per month for minimum coverage. High levels of traffic congestion in the city make car crashes a bit more dangerous than in the rest of the state.
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What to Do After Buying a Used Car
After you buy a used car, you’ll need to secure car insurance, transfer the title and tags, and perform regular maintenance.
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Savvy Insurance Review: Legit or Just a Lead Generator?
Savvy is an easy-to-use comparison tool that doesn’t sell your information, but we didn’t get any real quotes.
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Cheapest Car Insurance Quotes in Bradenton, Florida (May 2026)
Progressive has the cheapest car insurance in Bradenton, with liability premiums averaging $69 per month. Storms and flooding may contribute to higher insurance rates in Bradenton.
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Cheapest Car Insurance Quotes in Grand Prairie, Texas (May 2026)
State Farm is the cheapest insurer in Grand Prairie, with an average liability rate of $46 per month. Right in the middle of Dallas and Fort Worth, Grand Prairie experiences heavy traffic, which insurers consider when setting rates.
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Cheap Car Insurance Quotes in Newark (May 2026)
The cheapest car insurance in Newark, New Jersey, comes from CSAA, at an average of $143 per month for a liability-only policy. But Newark’s high levels of freight and tourism traffic, winter weather, and high number of ticketed drivers make full coverage a good idea for city drivers.
)
How Much Does a Car Weigh? Average Weights of Common Cars
The most recent data from the Environmental Protection Agency (EPA) shows that the average 2022 model-year car in the U.S. weighs 4,303 pounds. Depending on factors like size and body style, this number can vary from between 2,600 and 5,700 pounds.
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Gabi Review: Legit or Just a Lead Generator?
While Gabi lets you compare insurance quotes, its pricing isn’t always accurate, so you might be better off buying a policy directly from the insurer.
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Average Car Insurance Cost in Rhode Island
Drivers in Rhode Island pay an average of $240 per month for car insurance.
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Car Insurance for Self-Employed People
Identifying the right coverage level for your business vehicle is important; you’ll need to have the correct coverage in the event of a claim.
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Cheap SR-22 Insurance in Nebraska From $49
Auto-Owners offers the cheapest rates for SR-22 holders, at $49 per month.
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Can You Get Car Insurance Without a Permanent Address?
You must provide your primary address information when getting car insurance quotes and signing up for coverage.
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Cost of Toyota Corolla Car Insurance
Toyota Corolla rates are higher than the national average, but you can still save by choosing the right insurance company.
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Cheap Car Insurance Quotes in St. Paul, Minnesota (May 2026)
The cheapest insurer in St. Paul is State Farm, with an average premium of $63 for liability-only coverage. Overall, rates in the city are higher than the Minnesota state average due to heavy traffic congestion on Interstate 94 and I-35E.
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The Ultimate Car Maintenance Checklist
Staying on top of your car maintenance can keep you safe on the road.
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Car Insurance Requirements in New Hampshire
New Hampshire doesn’t require auto insurance, but you must prove financial responsibility in case of an accident.
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Can You Legally Drive with an Expired License?
While it’s sometimes possible to unknowingly miss your driver’s license expiration dates, you can’t legally drive with an expired license.
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Cheapest Auto Insurance Quotes in Warner Robins, GA
Auto-Owners is the cheapest liability auto insurance company in Warner Robins.
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Cheap Car Insurance Quotes in Kissimmee, Florida (May 2026)
Progressive is the cheapest insurer in Kissimmee, with an average liability rate of $81 per month. Kissimmee’s proximity to Walt Disney World and other attractions increases traffic and can affect insurance costs.
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What to Do When You’ve Locked Your Keys in the Car
DIY tactics can save you money if you’ve locked your keys in your car, while calling in professional help may spare you time and aggravation.
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Nissan Altima Car Insurance
USAA, State Farm, and GEICO offer the cheapest car insurance on average for Nissan Altima owners.
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Honda Civic Car Insurance Quotes
Honda Civic drivers pay an average of $153 per month for car insurance.
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Tesla Model 3 Car Insurance Quotes
It costs $441 per month to insure a Tesla Model 3 with full coverage.
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Cheapest Car Insurance Quotes in The Dalles, Oregon (May 2026)
State Farm offers the lowest average minimum-coverage insurance rates in The Dalles, at $53 per month. Drivers in The Dalles share I-84 with freight traffic moving through the Columbia River Gorge, where high winds and changing weather can affect insurance rates.
)
Cheap Car Insurance Quotes in Aurora, Colorado (May 2026)
State Farm offers the cheapest car insurance in Aurora, with liability rates of $64 per month. Hail exposure along the Front Range and heavy congestion on Interstate 225 and the I-70 “Mousetrap” interchange contribute to what Aurora drivers pay for insurance coverage.
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Cheapest Home Insurance for Older Homes
Westfield, Grange, and Erie are among the cheapest home insurance companies for older homes.
)
Best Homeowners Insurance Companies in Maine
Travelers, Allstate, and Chubb are some of the best and most affordable home insurance companies in Maine.
)
Very Cheap Car Insurance With No Deposit in Georgia
Find affordable Georgia car insurance with low deposit options. Compare top insurers with minimum-coverage rates starting at $73 per month.
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Very Cheap Car Insurance With No Deposit in California
Find affordable California car insurance with low-deposit options. Compare top insurers with minimum-coverage rates starting at $64 per month.
)
Home Insurance Renewal: What To Expect in 2026
Your home insurance renews every year, and you’ll get a notice in the mail, usually 30 days before. It’s a great time to shop for better rates and ask about discounts.
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COUNTRY Financial Auto Insurance: User Reviews and Quotes
COUNTRY Financial has good third-party ratings and cheaper-than-average premiums. It also offers a great selection of discounts and add-on coverages.
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Car Insurance Discounts for Florida Drivers
Your job, the organizations you belong to, and your alma mater can all qualify you for car insurance discounts in Florida.
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Cheapest Full-Coverage Car Insurance in Florida
Florida drivers can find the cheapest full-coverage car insurance from State Farm, with rates starting at $130 per month.
)
Cheap Full-Coverage Car Insurance in Indiana
Indiana drivers can find the cheapest full-coverage car insurance from Progressive, with rates of $62 per month.
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5 Best Houston Homeowners Insurance Companies
State Farm and Travelers offer some of the best homeowners insurance in Houston.
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Electric Auto Insurance: User Reviews and Quotes
Electric Insurance Company is known for being a subsidiary of GE, but it’s soon to be sold.
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Average Car Insurance Cost in New York
Drivers in New York pay an average of $202 per month for car insurance.
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Cheapest Car Insurance Quotes in Brooklyn (May 2026)
Erie is the cheapest average insurer in Brooklyn, with an average monthly rate of $104 for liability coverage. Car insurance rates in Brooklyn are high due to the city’s high population density, which increases the risk of accidents and theft.
)
Here’s How Long a Speeding Ticket Stays on Your Record
Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
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Best Homeowners Insurance Companies in Nebraska
Farmers, Amica, and Foremost are some of the best home insurance companies in Nebraska.
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Car Insurance for Undocumented Immigrants: What to Know
Even experienced undocumented drivers will likely pay high car insurance premiums. Insurers often consider them new drivers due to a lack of U.S. driving and auto insurance history.
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United Auto Insurance: User Reviews and Quotes
United Auto has quality coverage options, but online customer complaints cite poor claims-handling experiences.
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Cheapest Full-Coverage Car Insurance in New York
New York drivers can find the cheapest full-coverage car insurance from Erie, with rates starting at $121 per month.
)
Best Homeowners Insurance Companies in Kentucky
Kentucky homeowners can find the best insurance policies and prices with Travelers, Allstate, and State Farm.
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Shelter Insurance Auto Insurance Review: Ratings and Quotes
Shelter is a small insurer offering competitive rates in 15 U.S. states.
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Best Homeowners Insurance Companies in Iowa
Amica and Farmers are among the best homeowners insurance companies in Iowa.
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What Is Full-Coverage Car Insurance?
Full coverage can pay for damage to your car that results from an accident you caused.
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Windstorm Insurance: What It Covers and When You Need It
Learn how windstorm insurance protects your home from hurricane-force winds and storm damage — and when you may need separate coverage.
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Best Homeowners Insurance Companies in Arkansas
Farmers, State Farm, and Allstate are among our top picks for the best home insurance companies in Arkansas.
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5 Best Portland Homeowners Insurance Companies
Capital Insurance Group and American Family offer some of the best home insurance in Portland, Oregon.
)
Average Car Insurance Cost in New Jersey
Drivers in New Jersey pay an average of $181 per month for liability insurance and $255 per month for full-coverage insurance.
)
California Flood Insurance: Complete Guide for Homeowners in 2026
California is prone to flooding, which standard homeowners insurance doesn’t cover. You can protect your home by buying flood insurance through the National Flood Insurance Program or private insurance companies.
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How to Cancel Your AAA Auto Insurance Policy
You can cancel your AAA auto policy over the phone or in person at a local branch.
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5 Best San Francisco Homeowners Insurance Companies
Farmers, USAA, and Amica are some of the best home insurance companies in San Francisco.
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Best Homeowners Insurance Companies in Vermont
Travelers, State Farm, and USAA offer reliable homeowners insurance in Vermont that balance affordability, comprehensive coverage, and dependable claims service.
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Best Homeowners Insurance Companies in South Carolina
Top home insurance companies in South Carolina include Chubb, Foremost, and USAA.
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Temporary Car Insurance in Tennessee: What Your Short-Term Options Really Are
Temporary car insurance policies aren’t available in Tennessee. Insurify Car is a flexible alternative that lets you pay for coverage in seven-day installments.
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Cheap Full-Coverage Car Insurance in Georgia
Georgia drivers can find the cheapest full-coverage car insurance from Auto-Owners, with rates of $133 per month.
)
Best Homeowners Insurance Companies in Oregon
USAA and Chubb are two of the top home insurers in Oregon.
)
Car Insurance Discounts for Georgia Drivers
Car insurance discounts in Georgia help lower premiums. Depending on the insurer, discounts may be available for safe drivers, students, buyers bundling home and auto, and others.
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Best Homeowners Insurance Companies in New Mexico
Allstate, State Farm, and Farmers are three of our top picks for home insurance in New Mexico.
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One-Week Car Insurance: Can You Get 7-Day Coverage?
Most U.S. insurers don’t offer true one-week car insurance — but you still have short-term coverage options. Here’s how to get insured quickly.
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El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
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Earthquake Insurance in California: Guide for Homeowners in 2026
California faces some of the highest earthquake risk in the country. Earthquake insurance can help, provided your coverage matches your needs.
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Closing the Gig Gap: The Push for Specialized Insurance in the App-Based Economy
With millions of freelancers and contractors facing hidden coverage voids, new insurance models and app-integrated policies are finally offering the protection gig workers need.
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Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
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Why Is Car Insurance So Expensive in Texas?
The average annual car insurance premium in Texas is $2,470, which is 15% higher than the U.S. average of $2,144.
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Clean Look, Costly Flaws: Why AI-Generated Legal Arguments Are Failing in Insurance Court
AI is appearing in insurance court cases, but the results have been rocky so far.
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Best Commercial Auto Insurance Companies
GEICO, Progressive, and Nationwide are some of the best commercial car insurance companies for business owners.
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Pet Insurance Costs Heating Up for Nearly 300K California Pet Parents This Summer
Two insurers set to implement rate increases ranging from just under 8% to more than 28% in July.
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Citation vs. Ticket: What’s the Difference?
A citation and a ticket are essentially the same thing. Find out how a citation can affect your insurance rates.
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Loss Assessment Coverage: What It Is and When You Need It
Loss assessment coverage helps pay your share of condo or HOA repair costs when your association’s insurance falls short.
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How To Get Homeowners Insurance After Non-Renewal
Getting non-renewed doesn’t mean you’re uninsurable, but acting quickly can help you avoid a coverage lapse and find new coverage through standard insurers or a FAIR Plan.
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Average Pet Insurance Rates as of April 2026
The national average cost of pet insurance held steady through March.
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Do Online Insurance Quotes Affect Your Credit Score?
Online insurance quotes generally don't affect your credit score, because insurers use a soft inquiry.
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Minnesota Home Insurance Costs Soared 34% in 2025
And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
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Does Homeowners Insurance Cover Trampolines?
Backyard trampolines can raise insurance risks. Learn how homeowners insurance treats trampolines and how to protect yourself from liability.
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Average Car Insurance Rates as of March 2026
The overall national average cost of car insurance fell slightly to $138 per month in March.
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Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025
Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
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Best Time to Shop for Car Insurance: Online Tips and Money-Saving Strategies
The best time to shop for car insurance is shortly before your policy renews, after a major life event, or when you buy a new car. Shopping at the right time may help you get a cheaper rate.
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California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says
Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
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Car Insurance Company Comparisons
Compare top auto insurance companies side by side to see how coverage options, customer service, and pricing stack up before you choose an insurance policy that fits your insurance needs.
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Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next
Behavioral and legal shifts appear to be contributing to rising car insurance costs.
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State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike
A 17% homeowners insurance increase will stand, but some condo owners and landlords will see refunds.
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The True Cost of Speeding: It’s More Than the $100 Fine
Fines, insurance increases, and hidden fees could push a $100 fine beyond $2,000.
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Who Pays When a Driverless Vehicle Crashes?
New car technology is making crash liability more complicated. Regulators and courts must determine if humans, software, or manufacturers are at fault.
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What Does Home Insurance Cover?
Home insurance covers your home, belongings, liability, and living expenses after covered losses — but it doesn’t cover every type of damage.
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How to Avoid Tow Truck Scams
Don’t let a tow scam catch you off guard. Learn about common tow truck scams and how to protect yourself and your vehicle.
)
DMV.org Review: Legit or Just a Lead Generator?
DMV.org isn’t an official website connected to state department of motor vehicle offices, and using it can put you at risk of receiving spam emails, calls, and texts.
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Can Your Insurance Company Force You to Total Your Car?
Insurance companies can declare a car totaled and keep your vehicle in certain circumstances. But you have the option to dispute it, and you may even be able to keep your vehicle.
)
How Long Can You Stay on Your Parents’ Car Insurance?
Although no official time limit exists, you may need to buy your own car insurance policy when you move out of your parents’ home.
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Connected Car Data: Are Insurers and Drivers Rolling Toward Dynamic, Variable Pricing?
Real-time driving data means insurers can set premiums based on how people actually drive rather than estimated risk.
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Auto Industry’s Hottest New Model: Selling Insurance
Hyundai joins other automakers in aiming to leverage new-vehicle technology and streamline the customer experience — but traditional insurers see complications.
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Average Car Insurance Rates as of February 2026
The overall national average cost of car insurance fell slightly to $139 per month in January.
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Why More Americans Are Buying More Than One Type of ‘Health Insurance’
Supplemental health insurance can help fill in coverage gaps.
)
Calculator: Estimate Your Car Insurance Costs (May 2026)
Get accurate estimates of your car insurance costs with Insurify’s car insurance calculator.
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Consumer Complaints About Insurers Rose 7% in 2025
Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
)
Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?
Big insurer’s Big Game ad could be the next smart play in winning drivers’ auto insurance dollars.
)
The Best Roadside Assistance Plans in
Progressive and AAA have some of the best roadside assistance plans.
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California Car Insurance Rates Plunged by 8% in 2025, New Report Finds
Lower claims costs and fewer accidents spurred some insurers to lower rates.
)
How Do Self-Driving Cars Work?
Recent leaps in artificial intelligence have led to major strides in self-driving technology. In this guide, we’ll look under the hood at how today’s self-driving cars work.
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Texas Car Insurance Rates Shrank 8% in 2025, New Report Finds
Rates fell nationwide last year, and fewer accidents and vehicle thefts may have helped in Texas.
)
What Is a Hybrid Car?
Hybrid cars can be a fuel-saving alternative to fully gas-powered vehicles.
)
Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
)
Progressive Renters Insurance Review: Cost, Coverage, and More
Progressive offers several discounts to help you save on monthly premiums, but its customer satisfaction scores are below average.
)
Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable
While longer loans may seem to make things more affordable up front, additional costs lurk later.
)
Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
)
The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly
A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
)
Uninsured Motorist Coverage in Georgia: What to Know
Uninsured motorist coverage is an optional policy add-on in Georgia that covers damages if a driver without insurance hits you.
)
Excepsure Car Insurance Review (Ratings and Expert Insights)
Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
)
Compare.com Review: Legit or Just a Lead Generator?
While other car insurance comparison sites collect your data to resell, Compare.com provides real-time quotes from dozens of top insurers.
)
Is Georgia a No-Fault State for Auto Insurance?
Georgia uses an at-fault car insurance system. This means the driver responsible for an accident is financially responsible for damages.
)
California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
)
Fixable EV Collision Claims Peeked in Late 2025
Higher payouts could prompt insurers to charge even higher premiums for EV coverage.
)
FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
)
Average Pet Insurance Rates as of December 2025
The national average cost of pet insurance held steady through November.
)
State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana
Rate changes will affect more than 1.3 million policyholders in the Bayou State.
)
Legal Storm Brews Over Insurers’ ‘Binding Restrictions’
Lawsuit challenges insurers’ practice of halting new policy sales during bad-weather warning periods.
)
22 Million ACA Enrollees Face 114% Average Premium Increase
With ACA tax credits set to expire, millions of Americans must choose between higher health insurance premiums, risky short-term plans, or going uninsured.
)
The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions
Inexpensive AI tools drove fake voice fraud incidents up 475% last year, and experts say it will get worse.
)
Average Car Insurance Rates as of December 2025
The overall national average cost of car insurance was $140 in November.
)
California lawsuit accuses insurer of charging but not covering ride-sharing customers
Alleged “bait and switch” could leave riders with less coverage than they paid for
)
The Little Cost-Shaving That Affects Auto Policyholders Big Time
Insurers routinely use data company’s market-value reports to lowball totaled vehicle settlements, lawsuits allege.
)
5 Ways AI Can Help You Keep Your 2026 Financial Resolutions
Doubt you’ll be able to follow through on your 2026 financial goals? AI could be the tool that gives you a shot at success.
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What Is a Car Insurance Grace Period?
A car insurance grace period allows you to keep your coverage for a short time after a missed payment. But you should make up the missed payment right away to avoid cancellation.
)
Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
)
Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales
Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
)
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback
The downgrade could translate into rising costs for policyholders.
)
NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
)
LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
)
Nearly 50K Florida Pet Parents Face Double-Digit Pet Insurance Premium Hikes
The state’s office of insurance regulation approved rate increase requests from three pet insurers in the past month.
)
GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It
GEICO DriveEasy works best as a reward system for safe drivers rather than a tool to help risky drivers improve. But trip detection errors and potential rate increases can frustrate some users.
)
USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It
The SafePilot program may be a good option for safe, low-mileage drivers who don’t mind having their driving habits tracked. But it won’t be right for everyone.
)
Travelers IntelliDrive Review: How It Works, Savings, and Whether It’s Worth It
Travelers IntelliDrive could help you save on your Travelers premium, but users find the app doesn’t track driving information accurately enough to see its effect on rates.
)
Nationwide SmartMiles Review: How It Works, Savings, and Whether It’s Worth It
If you don’t put many miles on your car each year, a Nationwide SmartMiles policy could help you reduce your insurance costs.
)
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows
Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
)
Gen Z to the Insurance Industry: Thanks, But No Thanks
Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
)
Insured but Indebted: Why Americans Say Health Insurance Is Failing Them
Health insurance reform has sweeping support, survey shows, regardless of voters’ political affiliations.
)
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again
The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
)
Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
)
Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear
New data from the National Insurance Crime Bureau show a significant decline in car thefts across the country.
)
USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
)
What Is an Insurance Credit Score?
Your insurance credit score often affects how much you pay for car insurance.
)
California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints
EV-maker’s insurance arm could lose permission to sell policies in the state that buys the most Teslas.
)
Average Car Insurance Rates as of October 2025
The overall national average cost of car insurance fell again in September to $142 per month.
)
More Drivers Using Do Not Disturb Phone Feature, Research Shows
71% are aware of DNDWD, but just 29% use it regularly, according to Cambridge Mobile Telematics report.
)
USAA Agrees to Pay $5 Million to Settle Class Action Lawsuit
A judge still must approve the settlement, which would pay interest to the plaintiffs on improper late fees.
)
Average Pet Insurance Rates as of October 2025
The national average cost of pet insurance held steady through September.
)
Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds
Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
)
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage
The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
)
Average Car Insurance Rates as of September 2025
The overall national average cost of car insurance fell again in August to $143 per month.
)
Correction: NC Drivers Face 5% Insurance Increase
The state insurance commissioner and rate bureau reached settlement in June
)
California Set to Launch First Public Wildfire Model for Home Insurance
Model could help regulators and homeowners better understand rate increases.
)
Rhode Island Health Insurance Rates to Skyrocket in 2026
Nearly 175,000 Rhode Islanders face increases ranging from 17% to 21%.
)
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds
Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
)
Refunds and Rate Decreases May Be on the Way for Some Florida Drivers
State limit on insurer profits may require Progressive to issue refunds to auto policyholders.
)
Record Number of Drivers Comparison Shopped for Car Insurance in 2024
Rising rates pushed nearly half of policyholders to shop for a better deal, new report found.
)
Average Pet Insurance Rates as of September 2025
The national average cost of pet insurance held steady through August.
)
Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs
As insurance rates increase, Illinois Secretary of State Alexi Giannoulias is pushing for insurance reform legislation.
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Distracted Driving Soared 50% in 2024, Report Says
And driving violations overall rose by 17%, according to a recent LexisNexis report.
)
Rate Decreases May Be on the Way for Some Florida Condo and Home Owners
State’s ninth-largest home insurer is seeking a rate decrease for some policyholders.
)
Whitmer Directs Michigan Regulators to Help Residents Keep Affordable Health Coverage
State insurance office to offer guidance for residents navigating federal changes to ACA marketplace, Medicare, and Medicaid
)
State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama
Damages range from $18,000 to $20,000 per claimant.
)
12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs
Rhode Island will see the biggest increase, at 20%, according to new report. Michigan follows closely, at 19%.
)
Average Car Insurance Rates as of August 2025
The overall national average cost of car insurance fell slightly again in July to $149 per month.
)
Average Pet Insurance Rates as of August 2025
The national average cost of pet insurance held steady through July.
)
Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025
The Pennsylvania Insurance Department denied more than $85 million in auto insurance premium hikes in the first half of the year.
)
BMW X5 Car Insurance Quotes
The average cost of car insurance for the BMW X5 is $170 per month, which is more expensive than the national average.
)
Rhode Island Moves to Leash Pet Insurers
New pet insurance regulation requires disclosures and limits waiting periods.
)
Lemonade to Stop Selling Home Insurance in More Texas Counties as State Faces High Climate Risks
In a state marked by climate disasters, homeowners continue to lose coverage options.
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New Mexico’s FAIR Plan Gets $300K Coverage Boost
Home insurer of last resort will now cover homes valued at up to $750K.
)
Tesla Model X Car Insurance Quotes
Drivers pay an average of $501 per month to insure a Tesla Model X with full coverage.
)
BMW M3 Car Insurance Quotes
The average monthly BMW M3 insurance rate is $132 for liability coverage and $248 for full coverage, but rates vary based on model year and insurer.
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Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025
$84 billion losses signal bigger bills, fewer options for American property owners
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Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds
While most know they need home and car insurance, 24% have reduced coverage to save money.
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Honda HR-V Car Insurance Quotes
Honda HR-V drivers pay an average of $144 per month for insurance, but your rate may vary depending on the trim, your age, location, driving record, and more.
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GMC Acadia Car Insurance Quotes
It costs $131 per month to insure a GMC Acadia, on average.
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Chrysler 300 Car Insurance Quotes
Chrysler 300 drivers pay an average of $164 per month for insurance.
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Ohio Becomes 8th State to OK Virtual Vet Visits Without In-Person Visit First
New legislation limits prescriptions through telehealth and bans telemedicine for foodstock animals.
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Buckle Up and Slow Down: Virginia Cracks Down on Reckless Driving
All occupants now must wear seat belts, and street takeovers and speeders face steeper penalties.
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Average Pet Insurance Rates as of July 2025
The national average cost of pet insurance held steady through June.
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
Grange, Stillwater, and Wawanesa policyholders face increases ranging from 5% to 40%.
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Hyundai Sonata Car Insurance Quotes
Hyundai Sonata owners pay an average of $111 per month for basic liability coverage and $210 per month for full-coverage insurance.
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Audi A3 Car Insurance Quotes
On average, Audi A3 drivers pay $237 per month for full coverage and $126 per month for liability-only coverage.
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Florida Car Insurance Laws
Florida requires all drivers to carry property damage liability and personal injury protection. Going without insurance has serious consequences.
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How Old Do You Have to Be to Drive in Each State?
In most states, you can get a learner’s permit at 15 and a half, your driver’s license at 16, and a restriction-free license by 18 years old.
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Acura TLX Car Insurance Quotes
Acura TLX drivers pay an average of $178 per month for car insurance.
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Dodge Viper Car Insurance Quotes
Dodge discontinued the Viper in 2017. But for vehicles still on the road, the Viper costs an average of $134 per month to insure.
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CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
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Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
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Safe Drivers Pay the Price for Reckless Neighbors, According to Allstate’s Most Dangerous Driving Cities
Bostonians are the most dangerous drivers in the U.S., crashing every three years on average, and their insurance premiums reflect that.
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GMC Sierra 1500 Car Insurance Quotes
Insurance for the GMC Sierra 1500 averages $184 per month for full coverage and $98 for liability-only coverage. But your rate may vary depending on several factors.
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Ford Edge Car Insurance Quotes
Ford Edge owners pay an average of $124 per month for insurance.
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In the Doghouse: Pet Owners Take Nationwide to Court
Lawsuit alleges insurer promised ‘whole life care’ but dropped sick, older pets — leaving them potentially uninsurable with other companies.
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String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
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Jeep Compass Car Insurance Quotes
Jeep Compass insurance averages $142 per month, which is slightly higher than for similar makes and models.
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New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums
Proposed legislation would mean cheaper premiums for Louisiana homeowners, but the trade-off could leave unsatisfied policyholders with less recourse.
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California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers
With nearly $600 billion at risk, FAIR Plan growth points to ‘a less stable market’ and could push costs even higher for homeowners.
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Subaru BRZ Car Insurance Quotes
Subaru BRZ owners pay an average of $131 per month for liability insurance and $246 for full coverage.
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Average Pet Insurance Rates as of June 2025
The national average cost of pet insurance held steady to begin summer.
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Average Car Insurance Rates as of June 2025
The overall national average cost of car insurance held steady in May, at $152 per month.
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Kia Sorento Car Insurance Quotes
Kia Sorento insurance premiums average $176 per month for full coverage and $94 for liability-only policies.
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Mini Cooper Car Insurance Quotes
Mini Cooper car insurance averages between $88 and $218 per month for full coverage, depending on the insurer you choose.
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Toyota 4Runner Car Insurance Quotes
Car insurance for a 4Runner averages $124 per month, but you can find quotes as low as $40 per month.
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Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds
Effects are spreading beyond Florida and into housing markets ‘most people don’t expect,’ Cotality says.
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End of Energy-Efficient Home Improvement Credits Moves Closer to Reality
Senate passage of policy bill would end popular multibillion-dollar residential tax credits.
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Subaru WRX Car Insurance Quotes
Subaru WRX drivers pay an average of $177 per month for car insurance.
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P&C Insurers Logged Their Best Year in a Decade While Consumers Chased Cheaper Rates
Property and casualty insurers recovered from a rocky two-year stretch in 2024, posting their most profitable underwriting results since 2013.
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State Farm Seeks Another 11% Hike for California Homeowners Insurance
Insurer updated its previous rate request just days after winning OK for a 17% rate increase.
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Trupanion Policyholders Face 33% Rate Hike for Pet Insurance in California
Higher rates take effect this summer following insurance department’s rate increase approval.
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$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs
A new bill could help Louisiana homeowners fortify their homes against hurricane damage and combat the state’s insurance crisis.
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Range Rover Car Insurance Quotes
Insuring a Range Rover costs an average of $185 per month, but you can find cheaper rates if you compare quotes.
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4 More Insurers Join Florida’s Home Insurance Market
State’s homeowners insurance rates fell 3% in 2024 but are still highest in the nation.
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Average Pet Insurance Rates as of May 2025
The national average cost of pet insurance fell slightly, but prices remain high in the Northeast.
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Average Car Insurance Rates as of May 2025
The overall national average cost of car insurance held steady in April at $150 per month.
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Does Road Salt Damage Cars?
Road salt can corrode and rust your car. Proper maintenance can help prevent major damage.
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45% Rate Hike on the Way for Pets Best Policyholders in California
Increase affects more than 64,000 policies coming up for renewal.
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CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured
Dual suits charge insurers ‘colluded’ to ‘eliminate competition’ and push high-risk policies to state’s insurer of last resort.
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Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day
Phone distractions jump 22% between 7 and 9 a.m. on the holiday, telematics company finds.
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Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline
Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
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15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts
Homeowners insurance costs rose 20% in 2024, climbing on a sharp increase in expensive disasters and rising repair costs, Insurify’s report notes.
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New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals
A newly introduced bill would bar insurers from using credit information as a determining factor when issuing and underwriting car insurance.
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California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes
Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says
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Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions
Using or just moving a mobile phone spikes crash risks by 240%, report says.
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Average Pet Insurance Rates as of April 2025
The monthly national average cost of pet insurance decreased slightly to $23 for cats and $43 for dogs.
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NY State Weighs New Hurricane Deductible Regulations
Rule change would require insurers to show dollar amounts for hurricane deductibles, bar deductible ‘stacking.’
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Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers
The program would provide bare-bones coverage for eligible Minnesotans.
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Will Florida Roll Back Insurer-Friendly Litigation Rules?
Will limiting insurance lawsuits help or hurt policyholders? Experts offer mixed outlooks.
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Cheap SR-22 Insurance in Alaska From $113
Alaska residents with an SR-22 pay an average of $225 per month for full coverage and $113 per month for liability coverage.
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Can You Own a Car Without Insurance in Texas?
You’ll likely need insurance when you own a car in Texas, since the Lone Star State requires most drivers to provide proof of insurance to complete registration.
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How Long Do You Have to Get Insurance on a Used Car in Texas?
You need to get car insurance right away when you buy a used car. But if you already have car insurance, you may be able to use that coverage temporarily.
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Average Car Insurance Rates as of April 2025
The overall national average cost of car insurance rose slightly in March to $150 per month.
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Hyundai Recommended Maintenance Schedule
Keeping up with your model’s recommended maintenance schedule can extend your Hyundai’s life and minimize costly repairs.
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Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws
Governor opposes bill that, if passed, would force nearly 18 million Floridians to meet new car insurance requirements.
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Texas Legislators Weigh Creation of State-Funded Car Insurance Option
Public option would be for all Texans, not just for drivers struggling to find insurance.
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Average Car Insurance Cost in Hawaii
Drivers in Hawaii pay an average of $93 per month for car insurance.
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Maryland May Put the Brakes on How Auto Insurers Can Collect and Use Telematics Data
State regulators are weighing a bill that would ban insurance companies from using telematics data in cancellation and non-renewal decisions.
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State Farm OK to Hike California Home Insurance Rates — For Now
The insurer must prove it needs a 21.8% emergency increase in April hearing or repay policyholders for the rate increase.
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Average Car Insurance Rates as of March 2025
The overall national average cost of car insurance held steady in February, settled at $147 per month.
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Average Pet Insurance Rates as of March
The national average cost of pet insurance held for cats at $24 per month but decreased to $44 per month for dogs.
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‘More Stuff’ Is Leading to More Insurance Problems
Increasing development in high-risk areas means more Americans — and their homes — are in harm’s way.
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Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds
Texas has the most homes with a moderate or greater risk of 1-inch hail, strong tornadoes, and 65 mph-plus winds.
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Toyota Recommended Maintenance Schedule
Keeping up with recommended maintenance can extend the life of your Toyota.
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Best Commercial Auto Insurance Companies
GEICO, Progressive, and Nationwide are some of the best commercial car insurance companies for business owners.
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Could Floridians Vote Their Way to Lower Insurance Rates?
Proposed constitutional amendment would bar most insurer non-renewals and provide a 4% discount to policyholders for being claims-free.
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Nevada, Washington, and New York OK’d the Most Auto Insurance Rate Hikes Since 2023
Rising claims costs are mostly to blame.
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Florida Homeowners Now Have Another Option for Flood Insurance
A new online marketplace may make buying flood insurance easier for some Floridians.
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Does Car Insurance in No-Fault States Cost More?
No-fault laws alone don’t raise car insurance rates, but they can leave states vulnerable to factors that do.
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Federal Medicaid Cut Could Leave 20 Million Americans Without Healthcare
If Congress cuts funding, states with expanded Medicaid programs would have to absorb costs or reduce care.
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State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator
Insurance commissioner demands more justification and a meeting with state’s largest home insurer.
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Do You Need Commercial Auto Insurance?
If your business requires you to use a vehicle, you’ll likely need commercial auto insurance.
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Average Car Insurance Rates as of February 2025
National averages held steady through January, but Washington, D.C., Delaware, and Connecticut experienced increases.
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How to Find Cheap Commercial Auto Insurance
Understanding the factors that influence rates, shopping around, and maximizing discounts are just a few key ways to save on commercial auto coverage.
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California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders
Last-resort insurer says LA wildfire claims have depleted its funds.
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Everyone — And Their Grandmother — Is Shopping for Car Insurance
Even long-term auto insurance policyholders are shopping for cheaper coverage at record rates.
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How Long Does an Insurance Company Have to Investigate an Auto Claim in California?
In California, companies have a maximum of 40 days to investigate a claim.
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24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance
Some will see premium increases of $200 or more in 2025.
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Car Insurance Costs Spiked the Most in These Five States in 2024
Minnesota had the biggest increase in average full-coverage rates last year, at 58%.
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33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York
Increase will boost base rate for premiums by more than $70 annually for cats and $150 for dogs.
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Experian Car Insurance Review: Consumer Reviews, Quotes
Experian offers real-time car insurance quotes from more than 40 top insurers.
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Can You Drive in California With a Foreign License?
You can drive in California with a foreign license, but the rules differ depending on whether you’re visiting or moving there.
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Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts
After facing significant rate hikes in 2024, most drivers will see much smaller increases going forward.
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Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals
Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
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North Carolina’s Car Insurance Minimums Set to Jump in July
North Carolina will soon have some of the highest liability car insurance requirements nationwide, and it’s likely to affect premiums.
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Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles
The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
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12% Rate Hike on the Way for Thousands of California Home and Condo Owners
State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
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Allstate Faces Data Collection Lawsuit from Texas Attorney General
Suit alleges the company illegally collected driver data and used it to increase rates.
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Texas Has 19 of the 20 U.S. Counties With the Most Uninsured
High cost of health coverage and lack of employer-provided policies drive high uninsured rate in the Lone Star State, study shows.
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Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers
Thousands face premium increases of $1,000 or more annually.
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California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas
State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
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Travelers Home Insurance Review: Ratings and Quotes
Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
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Farmers Insurance Taking on More Policies in California
Farmers is reopening property insurance lines and increasing bandwidth for more new home insurance policies each month.
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Can You Buy a Car Without Insurance?
You can’t drive a car without insurance, but you may be able to buy a vehicle without buying insurance if you have an existing policy.
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NY Governor’s Veto Leaves Pet Insurers Off Leash
Hochul rejected a bill that would regulate pet insurance companies in the Empire State.
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New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits
Plans to expand the FAIR Plan could soon increase access to insurance for many homeowners in New Mexico.
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What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers
Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
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What California’s New, Higher Liability Limits Mean for Auto Premiums
Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
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What Utah’s Increased Auto Liability Limits Mean for Your Premiums
Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
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Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry
Citizens Property Insurance’s high rate of claim denial is a continuing trend.
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Cost of Dodge Caravan Insurance
Dodge Caravan owners spend an average of $106 per month on car insurance. But the model year affects the costs, so you might pay more or less depending on your vehicle.
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Another Insurer Hiking Homeowners Rates in California
MAPFRE gets OK from state regulators to raise rates by 6.5% for more than 8,000 home, renters, and condo policyholders.
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Amica OK to Hike Home Insurance Rates by 21% in California
Amica’s increases will affect nearly 40,000 home, renters, and condo insurance policyholders.
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ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025
Insurer also plans to drop over 5,000 policies due to wildfire risks.
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Renters Insurance Rates to Soar 42% for Thousands of California Tenants
Insurance regulators have approved a rate hike that will affect more than 53,000 American Modern Home Insurance policyholders.
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Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes
Thousands of residents applied for a lottery to receive a $10,000 grant for FORTIFIED roof repairs.
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Cost of Ford Fusion Car Insurance
Ford Fusions cost an average of $162 per month, or $1,944 per year, to insure.
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11% of Texas Communities Pass on Federal Flood Insurance Protection
Many may be unprepared to recover and rebuild after a catastrophic flood.
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In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance
Only 36 municipalities don’t participate in FEMA’s program, with most in the northwestern part of the state.
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Average Car Insurance Rates as of November 2024
The overall average monthly cost of car insurance edged down in October, landing at $149 as of Nov. 1.
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Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice
Though most Michigan communities have low flood risk and high resilience, climate change is shifting weather patterns — threatening previously low-risk areas.
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Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?
Missouri residents in non-participating communities can’t purchase federal flood insurance, leaving them without coverage that could help after a flood.
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New Car Shoppers Face Harsh Price Reality, Report Finds
New inventory and increased incentives have slightly reduced new and used vehicle prices, but shoppers still see prices far higher than they want to pay.
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Tesla Insurance Losses, Customer Complaints Continue Mount
Elon Musk had promised a revolutionary insurance product.
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USAA Home Insurance Rates Climbing for 265,000 California Homeowners
The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
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Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts
The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
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Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January
Policyholders previously had to pay their national flood insurance premiums on an annual basis.
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Does Car Insurance Cover Vandalism?
Most comprehensive car insurance policies cover vandalism damage, and the average yearly cost is typically lower than paying for vandalism repairs out of pocket.
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How to Cancel Your National General Auto Insurance Policy
You can cancel your policy with National General at any time, but you may have to pay a cancellation fee.
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Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets
Pets covered by insurance are more likely to get needed veterinary care, experts say.
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Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say
Lawmakers point to excessive claims litigation as a major culprit in high costs.
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Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses
Helene was deadlier, and fewer victims had insurance to cover storm damage.
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
The move staves off higher rates for now, but questions loom about last-resort insurer’s ability to pay claims going forward.
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How to Read Your Car Insurance Card
Your car insurance card includes important policy information, like your policy number, insurer contact details, and coverage dates.
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Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud
Suit: Pharmacies overbilled for basic medications and medical equipment following car crashes.
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Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say
Deceptive attorney practices and third-party funding unnecessarily drive up claims costs, industry pros report.
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Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds
A record number of consumers are shopping for new policies, but few are actually making the switch.
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Farmers Seeking 22% Home Insurance Rate Hike in Ohio
If approved, the hike would push rates higher for more than 115,000 Ohio homeowners.
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
Some states saw costs increase by 9.6%, report says.
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Many Oregonians to Face Higher Health Insurance Costs in 2025
State-approved rate hikes of as much as 16% await individuals and small businesses in the state.
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California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
Insurance commissioner says move would ensure solvency of state’s insurer of last resort for homeowners.
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California OKs 15% Rate Hike for Liberty Mutual Condo Policies
Some policyholders may see increases as high as $1,200 per year.
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New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage
The report recommends mandating that insurance companies incentivize weather risk mitigation.
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2.6 Million U.S. Homes Face Wildfire Risk, Report Finds
California, Colorado, and Texas have the most at-risk homes — but the report finds mitigation can greatly reduce losses.
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Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?
High home insurance rates could prompt landlords to pass costs on to tenants.
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State Farm Seeks 38% Rate Hike for California Renters Insurance
Insurer also plans to shed 600+ renters policies in high-fire-risk areas.
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Mobile Home Insurer Cancels Policies in Florida
Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
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Progressive halts new home insurance policies in Texas and some Midwestern states
Insurer aims to mitigate losses from severe weather threats.
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Hurricane Beryl Already Increasing Insurance Costs for Texans
The storm could wipe out catastrophic reserves of state’s windstorm insurer.
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More Than 27 Million Now Without Health Insurance, Reversing Record Lows
8% of the population lacks healthcare coverage, according to CDC.
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
Communities receive discounts for taking flood mitigation measures.
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Texas Last-Resort Auto Insurer Set to Raise Rates 15%
Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
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The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere
‘Insurance for insurer’ rates are rising and those costs are being passed on to policyholders.
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Project 2025 Aims to End 56-Year-Old National Flood Insurance Program
The nearly 5 million existing NFIP policyholders would likely face higher flood insurance premiums or choose to opt out of coverage if the NFIP ends.
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Extended Car Warranties: What You Need to Know
Extended car warranties help pay for repairs not covered under your original manufacturer’s warranty. But they’re often expensive and may not always be worth the cost.
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As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer
Citizens Property Insurance’s policy count rose about 1.7% since June 1, bucking state’s efforts to cull high-risk homes from insurer of last resort’s rolls.
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Washington To Elect First New State Insurance Commissioner in Over 20 Years
After 24 years as Washington’s insurance commissioner, Mike Kriedler isn’t seeking re-election.
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New Service Moves Vehicles to Safety Before Hurricanes Make Landfall
Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
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Could New York Ban Insurers from Covering Fossil Fuel Projects?
New legislation would also require insurers to stop covering existing fossil fuel projects.
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California’s Largest Home Insurer Seeks Dramatic Rate Increase
State Farm’s proposal would raise home insurance rates by 30%, impacting more than 1 million policyholders.
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Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises
Budget committee splits along party lines whether climate change or inflation is cause of skyrocketing rates.
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Too Many Americans Are Mistaken About Insurance: Surveys Say
Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
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Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims
New rule allows insurance companies to decide when a policyholder’s behavior is uncooperative.
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Wildfire Risks Spark Insurance Woes for Utility Companies
Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
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USAA Favors Officers, Potential Class Action Suit Alleges
The lawsuit claims officers received financial benefits other enlisted military members didn’t.
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Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
Rate decreases are an early signal reforms are working, regulators say.
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Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
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Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents
Mandatory uninsured motorist coverage should pay diminished-value claims, state’s insurance authority determines.
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Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help
Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
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Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico
Insurer confirms plan but hasn’t yet asked the state for permission to change its rates.
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8 Insurers Get Greenlight to Enter Florida Home Insurance Market
Insurer approval shows the state’s market is strengthening, Florida insurance office says.
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Two Large California Pet Insurers Set to Hike Rates in 2024
State’s insurance department just approved rate increases of 56% and 23%.
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High Insurance Rates Driving Homeowners Out of Florida and California
Rising costs take a financial and emotional toll, pair of surveys finds.
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6.1M American Homeowners Are Without Home Insurance, Report Finds
Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
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What Does Collision Insurance Cover?
Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
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What Is Parked Car Insurance?
Parked car insurance is comprehensive-only insurance coverage designed to protect your car against damage while parked or in storage.
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Sand Dune Disaster: $500K Washed Away in Massachusetts
Storms destroyed sand dune mitigation efforts in just 72 hours.
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Foreign Cars vs. American Cars: Which Are Better?
American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
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Fake Car Insurance Cards: Risks and 3 Safer Alternatives
Nearly every state requires car insurance, and using a fake insurance card could land you in a lot of trouble.
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Hallmark Auto Insurance Review: Ratings and Quotes
Hallmark’s rates are higher than average, but the insurer offers some appealing options for high-risk drivers.
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Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?
Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
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Novo Auto Insurance Review: Ratings and Quotes
Drivers who want affordable car insurance through a fully digital insurer can look to Novo for liability-only and full-coverage policies.
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Frankenmuth Auto Insurance Review: Ratings and Quotes
Drivers who choose Frankenmuth Insurance pay an average of $141 per month for car insurance.
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Sun Coast Auto Insurance Review: Ratings and Quotes
Sun Coast is an insurance broker that sells policies from other car insurance companies, based primarily in the western U.S.
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Lemonade Set to Hike Pet Insurance Rates in California
Insurer cites aging pets and higher claims as factors in increases.
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