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Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?
Policyholders wonder why insurance is skyrocketing as federally regulated coverage becomes a topic of national debate. A licensed agent answered these complex insurance questions.
|August 23, 2024
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‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge
Popular retirement states may lose their luster as home insurance rates skyrocket. The average Florida premium costs more than one-third of the average retirement income.
|August 22, 2024
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Home Renovation Insurance: What Homeowners Need to Know
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
|August 21, 2024
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Mobile Home Insurer Cancels Policies in Florida
Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.
|August 20, 2024
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Can You Get Homeowners Insurance Without an Inspection?
Though insurers don’t always require an inspection to buy home insurance, most companies will want to assess your home for potential risks.
|August 20, 2024
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
|August 16, 2024
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What Is Force-Placed Insurance on a Home?
If your home insurance lapses and you don’t find a replacement policy, your lender will take out force-placed insurance.
|August 15, 2024
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Hurricane Beryl Already Increasing Insurance Costs for Texans
The storm could wipe out catastrophic reserves of state’s windstorm insurer.
|August 15, 2024
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Progressive halts new home insurance policies in Texas and some Midwestern states
Insurer aims to mitigate losses from severe weather threats.
|August 15, 2024
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Do You Need Flood Insurance?
You might need flood insurance depending on where you live and what type of mortgage you have. And flood insurance could make sense even if you don’t meet specific risk criteria.
|August 14, 2024
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Best Homeowners Insurance for Veterans and Military Members
With low rates, a robust menu of optional coverages, and a number of available discounts, Armed Forces Insurance is the best overall home insurance option for veterans and military members.
|August 14, 2024
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Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending
Gen Z is clawing toward stability and homeownership through sheer grit and a new twist on ’90s-style financial advice. But first, they’ll need to curb some doom spending.
|August 12, 2024
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Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023
Florida had the most claims, but Texas payouts were most expensive.
|August 8, 2024
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How Long Does It Take to Get Homeowners Insurance?
It can take between five minutes to a few days to secure home insurance coverage.
|August 6, 2024
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How Much Does an Umbrella Policy Cost?
For a policyholder with one home, two cars, and two drivers, the average annual cost of a $1 million umbrella policy is $383.
|August 2, 2024
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How to Get Homeowners Insurance After Non-Renewal
You can find new homeowners insurance after non-renewal by shopping around or working with an insurance broker.
|August 1, 2024
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Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?
Homeowners insurance protects your house — and your pocketbook — against damages. Mortgage insurance protects your mortgage lender.
|July 31, 2024
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
Communities receive discounts for taking flood mitigation measures.
|July 31, 2024